Waterford
Condos for Sale in Fort Myers, FL
All 1,446 homes for sale in Fort Myers, FL · median $240,000 · 1,091 condos for sale in Fort Myers · 686 homes for sale in 33908 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of November 2026, Waterford in Fort Myers, FL has 8 homes for sale and 2 pending, asking from $235,000 to $319,900 (median $269,450). Homes listed or recently sold were built 1996–1999; 10 of 10 report an HOA (median $889/mo); 8 of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft).
Last 30 days in Waterford: 5 new listings (median asking $279,900), 2 under contract right now. As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Waterford
Live MLS inventory for Waterford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 28 daysTop listing
Active · 23 days
Active · 29 days
Active · 214 days
Active · 147 days
Active · 0 days
Active · 47 days
Active · 28 daysActive and pending Waterford listings as of 2026-11-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Waterford's numbers point to a market that has cooled meaningfully over the past year. A median price near $261,000 combined with a year-over-year drop of 22.7% tells you pricing power has shifted toward buyers, and sellers who bought or refinanced at last year's levels need to price with that shift in mind rather than chase a number the market no longer supports.
A median of just under 49 days on market and a heat score of 22 both confirm this is not a fast-moving pocket right now. With 32 closings in the recent window, there's enough transaction volume to trust the pricing signal, but not so much that a well-priced, well-presented listing won't stand out against the competition.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Waterford is a Fort Myers community in Lee County where recent sales activity shows a market recalibrating after a notable price pullback, with per-square-foot value settling around $176.
Florida Gulf Coast MLS sales records identify 17 homes in Waterford that have changed hands, built between 1996 and 1999 (median 1997), with a median living area of about 1,276 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Waterford. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
WaterfordWaterfordWaterfordWaterfordWaterfordWaterfordWaterfordWaterfordPhotos from Florida Gulf Coast MLS listings in Waterford; content deemed reliable but not guaranteed.
Who Waterford is best for.
Best for
- Buyers looking to negotiate meaningfully off list price in a market that currently favors them
- Buyers focused on the home itself — layout, condition, square footage — rather than a community amenity package
- Sellers who are ready to price to the current market rather than last year's comps and want a realistic timeline
Probably not for
- Sellers hoping to price at last year's levels and sell quickly
- Buyers or investors expecting rapid appreciation or a fast-turnover market
- Buyers specifically seeking a community built around clubhouse, pool, or recreational amenities
The market around Waterford
Waterford is too small for its own price trend, so here is the market around it.
In ZIP 33908, 758 homes are on the market and 14% are under contract — a slower corner of Fort Myers.
Across Lee County, 10,622 homes are active and 1,899 pending (15% under contract).
In ZIP 33908 (Fort Myers), 238 homes closed in the last 12 months at a median of $279K ($200/sq ft), with a median 80 days on market. Right now 289 active and 54 pending listings put supply at about 14.6 months — a soft market. See the live ZIP 33908 housing market and the Lee County market.
ZIP and county figures describe the wider market, not Waterford specifically. Momentum Research analysis of MLS records.
Waterford on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Waterford buying strategy.
If we were buying in Waterford today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford.
A Market Resetting on Price
The 22.7% year-over-year decline is the number that matters most here. That kind of move usually reflects a combination of softer buyer demand and sellers adjusting expectations after a run-up, and it means comparable sales from a year ago are no longer a reliable guide for pricing a home today. Anyone pricing off last year's numbers in Waterford is likely to sit on the market well past the current 48.5-day median.
At $176.41 per square foot, value here is condition-driven rather than location-premium driven, and with no distinct community amenities identified in current MLS listings, buyers are largely paying for the home itself rather than a shared amenity package. That makes inspection findings, updates, and square footage the real levers on price, not proximity to a clubhouse or pool.
The location and the amenities are priced into every listing in Waterford. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market moving through a price correction, the difference between a stale listing and a sold one comes down to accurate pricing from day one. We pull the current comps, not last year's, and we tell sellers directly when a number won't clear the market at 48 days, and we help buyers use the current negotiating room instead of overpaying against outdated expectations.
Waterford in 15 seconds.
Tools for a Waterford buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford home worth?
Get a no-obligation home value based on real comparable sales in Waterford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Waterford?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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