Momentum Housing Data · Home Values · Monroe County

YACHT CLUB ISLAND Home Values: What Homes Actually Sell For

Buying here? See Yacht Club Island homes for sale and the Yacht Club Island community guide (Duck Key).

YACHT CLUB ISLAND (Duck Key, FL): 3 recorded closings in the 12 months ending 2026-09-20, a 13-year price record, and the year-by-year record — every number from recorded MLS closings, none from an estimate model.

Median sold price
$2,600,000
-23.5% vs prior year · window ending 2026-09-20
Median days to sell
14
from list to contract-to-close record

In the current window, sellers accepted a median 90.2% of original asking; the median sale took 14 days (window ending 2026-09-20).

The 13-year recorded price history

20142026
YearMedian soldMedian $/sqftMedian DOMSold ÷ original askSales
2026$2,600,000—1490.2%3
2025$3,400,000—095.0%3
2024$2,400,000—6788.0%4
2023$1,750,000—3794.1%3
2022$2,400,000—40100.0%5
2021$1,495,000—10697.2%7
2020$775,000—13094.9%6
2019$1,280,000—10891.5%3
2018$1,300,000—12594.5%5
2017$1,310,000—9286.7%4
2016$933,750—15090.3%8
2015$526,950—8096.0%3
2014$668,750—23386.3%4

Over the recorded series, YACHT CLUB ISLAND’s median sold price moved from $668,750 (2014) to $2,600,000 (12 months ending 2026-09-20) — +289% over that span, with every year’s figure from recorded closings, not a model.

The last decade in YACHT CLUB ISLAND, briefly

The recorded series starts in 2014 at $668,750. The 2020–22 run-up did what it did everywhere — YACHT CLUB ISLAND’s median moved +88% from 2019 to 2022. Against the 2025 peak of $3,400,000, the current median stands at -24%. Annual sales volume here has ranged from 1 to 8 closings a year (10-yr average 4.3). With roughly 4.3 closings a year, YACHT CLUB ISLAND’s medians move in steps, not curves — a handful of unusual sales can swing a year, which is why the sales count sits next to every figure above.

At YACHT CLUB ISLAND’s $2,600,000 median and Monroe County’s adopted 8.816 mills (FY2025-26), a home assessed at that price carries roughly $22,920 a year in property tax before exemptions, or about $22,570 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Monroe County tax page.

Selling in YACHT CLUB ISLAND right now: what the record says

Momentum’s market-heat index for YACHT CLUB ISLAND reads 46/100 (computed from DOM, sale-to-list, and absorption; 2020–21 peaked in the 70s here).

The table above is the closed-sale record to price a YACHT CLUB ISLAND home against; asking prices are an opening position, recorded closings are the value.

What would YOUR YACHT CLUB ISLAND home sell for?

We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.

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More YACHT CLUB ISLAND: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing

Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures

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