Yacht Club Island Homes for Sale in New Smyrna Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

A gated deepwater waterfront enclave on the Intracoastal in New Smyrna Beach, built for boating and luxury coastal living.

GatedDeepwater boat accessIntracoastal waterfront

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Yacht Club Island

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseDBAAR

n/a

Median Price

0mo

Supply

59days

Avg DOM

Soft

Seller Leverage

n/a

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Yacht Club Island is New Smyrna Beach's gated waterfront enclave on the Intracoastal, and the read is location and lifestyle at the top of the local market: large custom homes with deepwater access, boat slips, and sweeping water views, where recent sales have run well into the millions (Redfin; Engel & Volkers; Movoto, 2026). At this level the value is in the specific lot, the seawall and dock, and the water depth, so price each home on its waterfront position rather than on a community average."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Yacht Club Island, also marketed as Yacht Club Island Estates, is a gated waterfront community on the Intracoastal Waterway in New Smyrna Beach, Volusia County, near the Smyrna Yacht Club (Redfin; Engel & Volkers, 2026). It is among the area's few gated luxury waterfront enclaves.

Homes here are large custom residences, with recent listings and sales reported in the range of roughly four to six bedrooms and about 4,200 to 5,500 square feet on sizable waterfront lots (Movoto; Engel & Volkers; Estately, 2026; confirm specifics per home). Many homes offer deepwater access, docks, and boat slips.

Recent sales have run well into the millions, with reported transactions and listings spanning roughly the high-$2,000,000s to above $5,000,000 (Redfin; Engel & Volkers, 2026). Pricing turns on the waterfront position, the dock and seawall, and the home's condition and finish far more than on square footage alone.

For a buyer, the diligence is waterfront-specific: confirm the seawall and dock condition and permits, the water depth at the slip, the FEMA flood zone and elevation, and the boating access to the inlet, alongside the usual association and insurance review.

Quick Match

Who Yacht Club Island is best for.

Best for

Boating buyers who want deepwater access and a slip on the Intracoastal
Luxury buyers who want a gated waterfront home in New Smyrna Beach
Relocators who value water views and dock access over a beachside condo

Probably not for

Buyers on an entry or mid-market budget
Anyone who does not want a waterfront home's seawall, dock, and insurance upkeep
Buyers who want to walk to the beach from their front door

Market Pulse

How Yacht Club Island is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

59Median days on marketdays

0 : 1Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Yacht Club Island listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Inlet Shores or New Smyrna Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now1 : 0active : pending

For sale1

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Yacht Club Island buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Yacht Club Island

Live MLS inventory for Yacht Club Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

1214 Commodore Drive home for sale in Yacht Club Island

Active · 59 daysTop listing

$5,499,000

4 bd · 3.5 ba · 4,266 sqft · built 2005

1214 Commodore Drive, New Smyrna Beach, 32168

Strong resaleRenovatedBest value

Listed by Engel & Voelkers New Smyrna Beach

Interactive Map

Yacht Club Island on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Yacht Club Island. They are approximate and vary with traffic and your exact start point.

Smyrna Yacht Club~2 to 5 min · adjacent boating club

Flagler Avenue (NSB beachside)~5 to 10 min · shops, dining, beach access

New Smyrna Beach (Atlantic)~10 min · east over the bridge

Ponce Inlet~10 to 15 min by car · direct by boat

Interstate 95~10 to 15 min · via SR-44

Daytona Beach~25 to 30 min · north via I-95 or US-1

Orlando (MCO airport)~60 to 75 min · west via I-4

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Yacht Club Island Homes for Sale in New Smyrna Beach, FL with Momentum Realty’s local guides.

Waterway East Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.2 mi

Bouchelle Island Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.4 mi

Dolphin Cove, A Condo (formerly Riverwalk) Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.4 mi CSCaptain's Quarters Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.7 mi

Diamond Head Point Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.8 mi

Coronado Cove Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.8 mi

Riverside on the Park Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.8 mi

Riverside Park New Smyrna Homes for Sale in New Smyrna Beach, FLNew Smyrna Beach, FL · 0.9 mi

Edgewater Acres Homes for SaleEdgewater, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Yacht Club Island (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Volusia County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Yacht Club Island is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Yacht Club Island address.

The takeaway

What is actually moving for a waterfront enclave like Yacht Club Island, sourced and dated. We do not publish rumor.

Recent Developments in Yacht Club Island

Development Intelligence

Our read on what is being built around Yacht Club Island, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSupply is fixed at a small number of gated waterfront lots, so the watch items are the cost of owning on the water, namely flood insurance and seawall and dock upkeep, plus Volusia County taxes, rather than new competing inventory.

Fixed gated-waterfront supply

BullishA small, gated set of deepwater lots in a high-demand market supports long-term values. impact

SignificanceRadius: New Smyrna Beach Intracoastal

Fixed gated-waterfront supply

Flood insurance and waterfront upkeep

NeutralFlood insurance, seawall, and dock maintenance are the defining carrying costs for any home here. impact

SignificanceRadius: Waterfront lots

Flood insurance and waterfront upkeep

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Yacht Club Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Volusia County millage (VCPA)
Volusia County sets an annual ad valorem millage that, with municipal and school levies, determines the property tax on New Smyrna Beach parcels (Volusia County Property Appraiser, 2024). Why it matters: On a multimillion-dollar waterfront home the tax line is significant; pull the Property Appraiser figure and reset the homestead math for your own purchase. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Yacht Club Island buying strategy.

If we were buying in Yacht Club Island, this is the order of operations we would run, and the one we run for our clients.

Inspect the seawall and dock. On a waterfront home, get the seawall and dock condition, age, and permits, and confirm the water depth at the slip for your boat before you write.

Pull the FEMA flood zone and a real insurance quote. Confirm the flood zone and elevation for the specific home and get a bindable flood and wind quote during diligence.

Confirm the association and any gate or dock rules. Get the community's dues, what they cover, and any rules on docks, boats, or short-term rentals.

Read the Volusia County tax record. Pull the Property Appraiser figure for the parcel and reset the homestead math for your own use (VCPA, 2024).

Comp on the waterfront, not the square footage. Price the home off the closest sale with comparable water frontage, dock, and access rather than a community average.

The Quick Decision

Best Buy

A solid home on a strong deepwater lot where the seawall and dock are sound, leaving budget for cosmetic updates.

Biggest Risk

Waterfront carrying cost: flood insurance plus seawall and dock upkeep on a high-value home.

Best Lot

The waterfront position, frontage, dock, and water depth drive value far more than the floor plan.

Smart Timing

Few homes trade here in a given year, so the right home can command a premium; be ready to move when a strong lot lists.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Yacht Club Island, also known as Yacht Club Island Estates, is a gated waterfront community on the Intracoastal Waterway in New Smyrna Beach, Volusia County, near the Smyrna Yacht Club (Redfin; Engel & Volkers, 2026). It is made up of large custom homes, many with deepwater access, docks, and boat slips, on sizable waterfront lots, and sits at the top of the local market, with recent sales reported well into the millions. Value here is driven by the specific waterfront position, the seawall and dock, and the water depth rather than by a community average.

Yacht Club Island Homes For Sale

What your money buys in Yacht Club Island.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Yacht Club Island today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry for the enclave: updatable waterfront homes

The lower end here is still a waterfront home that may need cosmetic updating. Inspect the seawall and dock, and price the work against the lot's water position.

Lowest entry

Mid: move-in waterfront residences

Updated custom homes with sound docks and seawalls and good water access, in the broad range recent sales have set (Engel & Volkers; Movoto, 2026). The lot and dock drive the number.

Most inventory

High: premium deepwater estates

The best lots with prime water frontage, deepwater dockage, and high-end finishes, where reported sales have run above $5,000,000 (Redfin, 2026). Price each on its waterfront and finish.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

Entry for the enclave: updatable waterfront homes

The lower end here is still a waterfront home that may need cosmetic updating. Inspect the seawall and dock, and price the work against the lot's water position.

Mid: move-in waterfront residences

Updated custom homes with sound docks and seawalls and good water access, in the broad range recent sales have set (Engel & Volkers; Movoto, 2026). The lot and dock drive the number.

High: premium deepwater estates

The best lots with prime water frontage, deepwater dockage, and high-end finishes, where reported sales have run above $5,000,000 (Redfin, 2026). Price each on its waterfront and finish.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Yacht Club Island, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Yacht Club Island is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Yacht Club Island holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Yacht Club Island

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The gate and the water view are priced into every Yacht Club Island listing. The deal is in the lot, the seawall, the dock, and the water depth, and in honest flood-insurance math, not in the square footage.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.0A- · Buy Score

Resale Strength8.2/10

Renovation Risk7.0/10

Location Efficiency8.6/10

Long-Term Defensibility8.6/10

Carrying Cost Advantage5.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Yacht Club Island is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take

The waterfront position, frontage, and dock drive value here, not the floor plan.
Deepwater lots with sound docks and good access command the premium.
Interior or shallower-water lots are the relative value; verify depth and access.

On Yacht Club Island, the lot is the asset. Waterfront frontage, the seawall, the dock, and the water depth at the slip drive value far more than square footage, and the best deepwater lots with direct, unobstructed access to the inlet command the clear premium. The honest comparison is to the closest sale with similar water frontage, dock, and access, adjusted for the home's condition and finish, rather than to a community-wide average that mixes very different waterfront positions.

The 15-Second Verdict

Yacht Club Island in 15 seconds.

Best forBoating and luxury buyers who want a gated deepwater home on the New Smyrna Beach Intracoastal.

Strong onLocation and scarcity: a small gated waterfront enclave with deepwater access near the yacht club.

WatchFlood insurance and seawall and dock upkeep on a high-value waterfront home.

Not forEntry or mid-market buyers, or anyone who wants to walk to the beach from the door.

The edgeFixed supply of gated deepwater lots supports values for the right waterfront home.

HOA, CDD & Fees

15-Second Take

This is a gated waterfront community; confirm the dues and any dock and boating rules.
Boat slips and docks usually belong to the individual lot, so verify what conveys.
The Smyrna Yacht Club nearby is a separate membership, not bundled with the home.

Yacht Club Island is a gated community; any association dues fund the gate and common areas. A verified current dues figure was not published here, so confirm the exact amount, what it covers, and any dock or boating rules directly with the association before you buy (we do not publish a figure we have not verified).

Typically the gated entry and common-area maintenance; confirm the precise list and any community dock or boat-related provisions in the governing documents.

The nearby Smyrna Yacht Club is a separate private membership, not part of the community; boat slips and docks are generally tied to individual waterfront lots, so confirm what conveys with a specific home.

Run Your Numbers

Tools for a Yacht Club Island buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxVolusia County millage and the homestead picture.Rent vs buyThe breakeven on owning in Yacht Club Island.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Yacht Club Island

Thinking of selling on Yacht Club Island?

Your buyer is cross-shopping the best waterfront in New Smyrna Beach, so sell the water: your frontage, the dock and water depth, the seawall, and the boating access, alongside the home's condition and finish.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Yacht Club Island, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Inlet Shores, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Yacht Club Island home worth?

Get a no-obligation home value based on real comparable sales in Yacht Club Island matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Yacht Club Island on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo

Volusia County typical true cost to own

$151/mo

Volusia County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Volusia County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Yacht Club Island Market Scorecard

Buyer-Leaning Market (limited data)

Yacht Club Island is currently a buyer-leaning market (limited data). Limited supply, a median asking price of $5,499,000, and homes go under contract in about 64 days.

n/a

Months supply

$5,499,000

Median list

n/a

Median sold

n/a

Per sqft

Days on mkt

1/0/0

Active/Pend/Sold

Typical home value in the 32168 ZIP is $380,395, about 4.9% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Frequently Asked Questions

Where is Yacht Club Island?

It is a gated waterfront community on the Intracoastal Waterway in New Smyrna Beach, Volusia County, near the Smyrna Yacht Club (Redfin, 2026).

Is Yacht Club Island gated?

Yes. It is described as a gated waterfront community, one of the area's few gated luxury enclaves (Engel & Volkers, 2026).

Do homes have boat docks and water access?

Many homes offer deepwater access, docks, and boat slips on the Intracoastal (Movoto; Engel & Volkers, 2026). Confirm the dock, slip, and water depth for a specific home.

What do homes cost on Yacht Club Island?

It is a luxury market; recent listings and sales have been reported from roughly the high-$2,000,000s to above $5,000,000 (Redfin; Engel & Volkers, 2026). Confirm current pricing, which moves with the market.

How big are the homes?

Recent homes have been reported in the range of about four to six bedrooms and roughly 4,200 to 5,500 square feet on large waterfront lots (Movoto; Estately, 2026). Confirm specifics per home.

Can you get to the ocean by boat?

Homes have Intracoastal access toward Ponce Inlet; confirm the route, bridge clearances, and water depth for your specific boat and slip.

Is it on the beach?

No. It is on the Intracoastal on the mainland side; the New Smyrna Beach Atlantic beaches are a short drive east over the bridge.

What are the HOA dues?

A verified current figure was not published here, so we do not list one. Request the exact dues, inclusions, and any dock rules from the association.

What county and schools?

Volusia County, in the Volusia County School District; verify the zoned schools by address with the district locator.

What insurance should I expect?

Waterfront homes carry flood and wind exposure; pull the FEMA flood zone and elevation and get a bindable flood and wind quote for the specific home.

What is the Smyrna Yacht Club?

A separate private boating club near the community; it is not part of the homeowners association, so confirm membership separately if it interests you.

Is Yacht Club Island a good investment?

Fixed supply of gated deepwater lots in a strong market supports values, but the carrying cost (flood insurance, seawall, and dock upkeep) is real, so underwrite the waterfront and the all-in cost before deciding.

Who is the best real estate agent for Yacht Club Island?

The best agent for Yacht Club Island is one who actively works New Smyrna Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Yacht Club Island.

How do I find a top New Smyrna Beach real estate agent who knows Yacht Club Island?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Yacht Club Island and the wider New Smyrna Beach area.

Can Momentum Realty connect me with an agent for Yacht Club Island?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Yacht Club Island purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Yacht Club Island?

An honest fit check. We will tell you when it is not your community.

You want a gated deepwater waterfront home with dock accessExcellent fit

You are buying at the top of the New Smyrna Beach marketExcellent fit

You will maintain a waterfront home's seawall, dock, and insuranceExcellent fit

You are on an entry or mid-market budgetProbably not

You want to walk to the beach from your front doorProbably not

You do not want waterfront upkeep or flood insuranceProbably not

Get the inside read on Yacht Club Island

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Yacht Club Island home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Yacht Club Island specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

Yacht Club Island Homes for Sale in New Smyrna Beach, FL

The 60-Second Overview

Who Yacht Club Island is best for.

Best for

Probably not for

How Yacht Club Island is performing right now

Homes For Sale Right Now in Yacht Club Island

Yacht Club Island on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Yacht Club Island

Fixed gated-waterfront supply

Flood insurance and waterfront upkeep

Volusia County millage (VCPA)

The Yacht Club Island buying strategy.

The full read, only if you want it.

What your money buys in Yacht Club Island.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Yacht Club Island holds value.

5 Mistakes Buyers Make in Yacht Club Island

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Yacht Club Island is different.

Which Lots & Views Hold Value Best

Yacht Club Island in 15 seconds.

HOA, CDD & Fees

Tools for a Yacht Club Island buy.

Thinking of selling on Yacht Club Island?

In Yacht Club Island, condition and view decide your number

What is your Yacht Club Island home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Yacht Club Island Market Scorecard

Frequently Asked Questions

Should you buy in Yacht Club Island?

Get the inside read on Yacht Club Island

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.

More New Smyrna Beach & Volusia County / Daytona Beach Area guides