Homes for Sale $300K to $500K in Monticello, FL

This page tracks every Monticello listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

24 homes listed between $300,000 and $500,000 are for sale or pending in Monticello, FL today across 21 communities. The median asking price is $369,750, from $305,000 to $470,000. Listings in Monticello without that feature have a median of $279,000. Most listings right now: Hemings Pond (2), Hemings Pond (2), Crooked Creek Unrecorded Sub (2). Updated September 11, 2026 from the MLS.

Monticello homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes $300K–$500KNew buildMedian listFrom
Hemings Pond22$449,950$429,900
Hemings Pond21$449,948$429,900
Crooked Creek Unrecorded Sub22$355,500$350,500
Lloyd Acres Uts 1-3 / 0011210$429,000$429,000
Lloyd Acres Uts 1-3 / 0011210$429,000$429,000
No Fla Pecan10$425,000$425,000
No Fla Pecan10$425,000$425,000
Northern Add10$395,000$395,000
Palmer & Lyons Add10$395,000$395,000
Northern Add10$395,000$395,000
North Fla Pecan Co10$379,000$379,000
Crooked Creek Unrecorded Sub11$350,500$350,500
Palmer & Lyons Addition10$345,000$345,000
Palmer & Lyons Addition10$345,000$345,000
North FL Pecan10$325,000$325,000
Coopers Pond10$325,000$325,000
Coopers Pond10$325,000$325,000
North FL Pecan10$325,000$325,000
Academy Heights11$319,900$319,900
Acedemy Heights Add10$305,000$305,000
Acedemy Heights Add10$305,000$305,000

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Monticello?
As of September 11, 2026, 24 Monticello, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 21 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Monticello?
The median asking price today is $369,750, with listings from $305,000 to $470,000. Monticello listings without that feature have a median of $279,000.
Which Monticello community has the most homes $300K–$500K for sale?
Hemings Pond has the most right now (2), followed by Hemings Pond (2), Crooked Creek Unrecorded Sub (2), Lloyd Acres Uts 1-3 / 00112 (1).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Monticello

Live data: Tallahassee Board of REALTORS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Monticello, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing information provided by the Tallahassee Board of REALTORS® MLS. Information is deemed reliable but not guaranteed by the MLS to be accurate.

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