Homes for Sale Under $300K in Fort Mc Coy, FL
This page tracks every Fort Mc Coy listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
61 homes listed under $300,000 are for sale or pending in Fort Mc Coy, FL today across 40 communities. The median asking price is $140,000, from $30,000 to $299,900. Listings in Fort Mc Coy without that feature have a median of $429,900. Most listings right now: Supplemental Add Add (7), Eureka Shores (4), Ocala National Forest Campsites (3). Updated October 2, 2026 from the MLS.
First-time buyers: what Fort Mc Coy costs at the entry level
18 active single-family homes, townhomes and condos at or below $300,000 — median $202,500, about $1,273/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Fort Mc Coy
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Marion County · First-time buyer guide
Fort Mc Coy homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Supplemental Add Add | 7 | 0 | $129,000 | $110,000 |
| Eureka Shores | 4 | 0 | $154,500 | $120,000 |
| Ocala National Forest Campsites | 3 | 0 | $149,900 | $140,000 |
| Salt Springs Resort | 2 | 0 | $137,750 | $132,000 |
| Kershores | 2 | 0 | $130,000 | $125,000 |
| Oklawaha Overlook Condo | 2 | 0 | $120,000 | $120,000 |
| Ocklawaha River Estate | 2 | 0 | $93,200 | $87,400 |
| Lake Forest Estate | 2 | 0 | $84,950 | $70,000 |
| Riversites Ph 02 | 1 | 0 | $299,900 | $299,900 |
| D&J Campsites | 1 | 0 | $299,900 | $299,900 |
| Lake Kerr Key | 1 | 0 | $299,000 | $299,000 |
| Alicia Acres | 1 | 1 | $289,989 | $289,989 |
| Forest Lake | 1 | 0 | $289,900 | $289,900 |
| Pegram Lake | 1 | 0 | $279,000 | $279,000 |
| Frst Acres | 1 | 1 | $235,000 | $235,000 |
| Titcombs | 1 | 0 | $209,900 | $209,900 |
| Salt Spgs Resort The Cottages Condo | 1 | 0 | $205,000 | $205,000 |
| Ft Mccoy Estates Mobile Home Sites | 1 | 1 | $205,000 | $205,000 |
| Mill Crk Campsites 04 | 1 | 0 | $200,000 | $200,000 |
| Mill Creek Ranches | 1 | 0 | $199,000 | $199,000 |
| Tobacco Patch Campsites | 1 | 0 | $199,000 | $199,000 |
| Hill Top Sites | 1 | 0 | $189,000 | $189,000 |
| Ft Mccoy Estate | 1 | 0 | $179,900 | $179,900 |
| Lake View Manor | 1 | 0 | $165,000 | $165,000 |
| Cedar Landing | 1 | 0 | $161,000 | $161,000 |
| Fort Mccoy Campsites | 1 | 0 | $159,900 | $159,900 |
| D-J #2 Campsites/Ocala Nationa | 1 | 0 | $150,000 | $150,000 |
| Silver City | 1 | 0 | $129,000 | $129,000 |
| South Eureka Campsites #2 | 1 | 0 | $125,000 | $125,000 |
| Forest Hills | 1 | 0 | $100,000 | $100,000 |
| Lake Kerr Shores | 1 | 0 | $95,000 | $95,000 |
| Mill Creek Campsites #4 | 1 | 0 | $88,000 | $88,000 |
| Eureka Heights | 1 | 0 | $85,000 | $85,000 |
| Three Lakes Estate | 1 | 0 | $80,000 | $80,000 |
| Buckskin Lake Manor | 1 | 0 | $79,900 | $79,900 |
| Sportsman Haven Un 05 | 1 | 0 | $78,900 | $78,900 |
| Lake Delancy Venice | 1 | 0 | $75,000 | $75,000 |
| Handy Hill | 1 | 0 | $75,000 | $75,000 |
| Fort Mccoy Campsites #3 | 1 | 0 | $45,000 | $45,000 |
| Mowry A S | 1 | 0 | $30,000 | $30,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Fort Mc Coy?
What do homes under $300K cost in Fort Mc Coy?
Which Fort Mc Coy community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Fort Mc Coy
Homes Under $300K in nearby Marion County cities
- Ocala homes under $300K (1771 for sale)
- Dunnellon homes under $300K (287 for sale)
- Summerfield homes under $300K (264 for sale)
- Belleview homes under $300K (115 for sale)
- Ocklawaha homes under $300K (109 for sale)
- Silver Springs homes under $300K (52 for sale)
- Citra homes under $300K (31 for sale)
- Salt Springs homes under $300K (15 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fort Mc Coy, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.