Homes for Sale Under $300K in Fort White, FL

This page tracks every Fort White listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

12 homes listed under $300,000 are for sale or pending in Fort White, FL today across 10 communities. The median asking price is $230,000, from $34,000 to $299,900. Most listings right now: Appalachee Trace (2), Rum Island Ranches Unrec (1), Tustenuggee Acres Un 1 (1). Updated October 17, 2026 from the MLS.

Fort White homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes Under $300KNew buildMedian listFrom
Appalachee Trace20$224,950$214,900
Rum Island Ranches Unrec10$299,900$299,900
Tustenuggee Acres Un 110$277,000$277,000
Hollingsworth Estates10$272,000$272,000
Three Rivers11$240,000$240,000
Herndon Acres Sub10$225,000$225,000
Golden Farmettes10$157,000$157,000
Sandy Acres10$155,000$155,000
Little Pine Farms10$99,900$99,900
Dist 310$34,000$34,000

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Fort White?
As of October 17, 2026, 12 Fort White, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 10 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Fort White?
The median asking price today is $230,000, with listings from $34,000 to $299,900.
Which Fort White community has the most homes under $300K for sale?
Appalachee Trace has the most right now (2), followed by Rum Island Ranches Unrec (1), Tustenuggee Acres Un 1 (1), Hollingsworth Estates (1).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Fort White

Homes Under $300K in nearby Columbia County cities

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fort White, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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