Is Fort Pierce, FL a good place to live?
Data as of September 16, 2026. Figures are aggregates from licensed MLS records, IRS migration files, Zillow indexes, Census income and population, and Citizens Property Insurance; sources are named where they appear.
The short answer, by the numbers
Fort Pierce homes sold for a median of $318,000 over the last 12 months, -3.5% year over year. Homes take about 76 days to sell and the city holds 7.1 months of supply, which reads as a buyer’s market. Owning the median home runs about $2,374 a month with taxes and insurance, against a median household income near $69,027 (33.7% of income). Prices sit at 5.4 times local income, a stretch by the usual four-times-income yardstick.
What it costs to live in Fort Pierce
| Median sale price (12 months) | $318,000 |
| Price per square foot | $191/sq ft |
| Typical monthly cost to own the median home | $2,374 (principal, interest, taxes, insurance) |
| Median household income (county) | $69,027 |
| Price-to-income ratio | 5.4x |
| Share of income to own the median home | 33.7% |
| Median property tax bill (county) | $2,893/yr |
| Typical rent (county, Zillow ZORI) | $2,377/mo |
| Citizens Property Insurance average premium (county) | $2,332/yr |
The cost-to-own figure is principal and interest at today’s prevailing 30-year rate with a 20% down payment, plus the county’s median tax bill and a typical insurance premium. Your own number moves with the rate you lock and the home’s flood zone and roof. County-level income and tax figures are used where the city does not report its own.
How Fort Pierce home prices have moved
Appreciation has run -1.8% over the last year, +4.7% a year over five years, +7.5% a year over ten. The median went from $188,556 in 2017 to $318,000 over the last 12 months, +69% in 9 years.
| Year | Median sale | Closings | Days on market | $/sq ft |
|---|---|---|---|---|
| 2017 | $188,556 | 632 | 50 | $113 |
| 2018 | $197,163 | 704 | 50 | $121 |
| 2019 | $211,422 | 702 | 61 | $128 |
| 2020 | $222,395 | 735 | 67 | $134 |
| 2021 | $265,317 | 1,150 | 37 | $158 |
| 2022 | $316,271 | 956 | 16 | $194 |
| 2023 | $343,032 | 801 | 35 | $209 |
| 2024 | $323,909 | 799 | 49 | $197 |
| 2025 | $327,467 | 968 | 79 | $194 |
| 2026 | $291,177 | 941 | 76 | $181 |
The Fort Pierce market right now
| Homes for sale | 340 |
| Under contract | 67 |
| Sold in the last 12 months | 682 |
| Months of supply | 7.1 |
| Sale-to-list price | 93% |
| Listings with a price cut | 24.7% |
| New-construction share of sales | 25% |
What sells here: Single Family Residence 100%.
By price band, where the supply and the waiting are:
| Price band | For sale | Sold, 12 mo | Months of supply | Days on market |
|---|---|---|---|---|
| Under $300K | 156 | 308 | 6.1 | 64 |
| $300K–$500K | 174 | 359 | 5.8 | 88 |
| $750K+ | 10 | 15 | 8.0 | 101 |
Weather, flood and insurance exposure
Insurance is the line item that surprises people. Citizens, the state-backed insurer of last resort, averages $2,332 a year in St. Lucie County across 2,890 policies. Roof age, wind-mitigation features and flood zone move a quote more than anything else, so price insurance before you write an offer, not after.
Who is moving to Fort Pierce
St. Lucie County’s population grew from 305,591 in 2018 to 346,237 (+13%), and median household income rose +40% over the same stretch.
The trade-offs, by the numbers
What the numbers argue for: five-year appreciation of +4.7% a year; Citizens average premium $2,332 a year.
What the numbers argue against: price-to-income of 5.4x (above the four-times rule); 33.7% of median income to own the median home (over the 28% guideline); prices -3.5% over the last year, which favors buyers on price and hurts recent sellers; 7.1 months of supply (a buyer's market); median property tax bill $2,893 a year.
None of this describes the people who live here; it describes what it costs to buy in, what you carry each month, and how the market has treated owners. Neighborhood fit is a visit, not a statistic.
Keep researching Fort Pierce
- Homes for sale in Fort Pierce, FL
- Best neighborhoods in Fort Pierce
- Moving to Fort Pierce: the guide
- Cost of living in Fort Pierce
- Fort Pierce housing market tracker
- St. Lucie County property tax guide
- How to find the best real estate agent in Fort Pierce
Common questions
Is Fort Pierce expensive to live in?
Is it a buyer’s or seller’s market in Fort Pierce right now?
Are home values in Fort Pierce going up?
How bad is hurricane and insurance risk in Fort Pierce?
What are property taxes like in Fort Pierce?
Where do people moving to Fort Pierce come from?
Market figures are aggregates as of September 16, 2026 and change over time; no individual sale is shown. General information, not legal, tax or financial advice. Equal Housing Opportunity.