Jupiter Flood Zones by Neighborhood
Flood zone decides two things for a buyer in Jupiter: whether a lender will require flood insurance, and roughly what it costs. FEMA maps every parcel into a zone — X (and B/C) is low-to-moderate risk with no mandatory coverage; A-series zones (A, AE, AH, AO) are the Special Flood Hazard Area, the 1%-a-year floodplain, where coverage is mandatory with a federally backed mortgage. This page samples the listing addresses in each neighborhood against the current FEMA layer so you can see the pattern before you fall for a house.
Across 26 Jupiter neighborhoods and 346 listing addresses checked against the FEMA National Flood Hazard Layer, 95% of addresses sit outside the Special Flood Hazard Area (Zone X), 5% are in A-series high-risk zones. 1 neighborhood is majority high-risk; 22 sampled entirely outside the SFHA. In a high-risk zone, flood insurance is required with any federally backed mortgage and Florida’s Citizens policies now require it regardless of zone (all policies by 2027).
Flood is a separate policy from homeowners insurance; for the homeowners side, see the cost of home insurance in Jupiter (county Citizens average, ZIP by ZIP).
Jupiter neighborhoods ranked by flood exposure
Share of sampled addresses by FEMA zone group. Sorted by high-risk share; n is the number of distinct addresses checked (minimum 8).
| Neighborhood | Outside SFHA (X) | A-series (high risk) | V-series (coastal) | Addresses |
|---|---|---|---|---|
| Water Pointe | 22% | 78% | — | 9 |
| Pine Gardens | 64% | 36% | — | 11 |
| Marina At The Bluffs | 73% | 27% | — | 11 |
| Jupiter Harbour | 85% | 15% | — | 13 |
| Admirals Cove | 100% | 0% | — | 33 |
| Indian Creek | 100% | 0% | — | 19 |
| Canterbury Place | 100% | 0% | — | 17 |
| Jupiter Country Club | 100% | 0% | — | 17 |
| North Palm Beach Heights | 100% | 0% | — | 16 |
| Sonoma Isles | 100% | 0% | — | 15 |
| Tuscany At Abacoa | 100% | 0% | — | 15 |
| RIDGE AT THE Bluffs | 100% | 0% | — | 15 |
| Botanica | 100% | 0% | — | 15 |
| Egret Landing At Jupiter | 100% | 0% | — | 14 |
| Jupiter Village Townhomes | 100% | 0% | — | 14 |
| Hamptons At Maplewood | 100% | 0% | — | 14 |
| Cambridge At Abacoa | 100% | 0% | — | 13 |
| Georgian Park | 100% | 0% | — | 12 |
| Jupiter River Estates | 100% | 0% | — | 10 |
| Martinique At Abacoa | 100% | 0% | — | 10 |
| Island At Abacoa | 100% | 0% | — | 10 |
| Lakes At The Bluffs | 100% | 0% | — | 10 |
| Valencia At Abacoa | 100% | 0% | — | 9 |
| Bears Club | 100% | 0% | — | 8 |
| Olympus | 100% | 0% | — | 8 |
| Loxahatchee Reserve | 100% | 0% | — | 8 |
Sampled entirely outside the flood hazard area
Admirals Cove, Indian Creek, Canterbury Place, Jupiter Country Club, North Palm Beach Heights, Sonoma Isles, Tuscany At Abacoa, RIDGE AT THE Bluffs, Botanica, Egret Landing At Jupiter, Jupiter Village Townhomes, Hamptons At Maplewood, Cambridge At Abacoa, Georgian Park, Jupiter River Estates, Martinique At Abacoa, Island At Abacoa, Lakes At The Bluffs, Valencia At Abacoa, Bears Club, Olympus, Loxahatchee Reserve.
Majority high-risk neighborhoods
Water Pointe (78%). Expect a flood-insurance quote before you make an offer; elevation certificates matter here.
How to read this
These are shares of listing addresses we have checked, not parcel counts, and FEMA revises maps; a neighborhood at 0% can still contain a low lot. Always verify the specific address at msc.fema.gov. Source: FEMA National Flood Hazard Layer, address-level lookups compiled by Momentum Research, October 2026.