62 days on market (MLS) Single Family Residence ▼ Price cut: $10,000 (9/17)
$964,000
4-Bedroom Home in Green Cove

700 Walnut Street #A, Green Cove Springs, FL 32043

Brooke Hewitt, listing agent
Listed by
Brooke Hewitt
Momentum Realty
Single Family Residence in Green Cove, Green Cove Springs · No CDD on record
Green Cove · Green Cove Springs, FL 32043 · Clay County
Listing data updated October 10, 2026 at 1:38 PM ET · checked against the MLS hourly
4Bedrooms
3Bathrooms
2,433Sq Ft
1890Year Built
$396Per Sq Ft
No CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
108% above
$/sq ft vs community
$396 here vs $190 median sold (12 mo)
Buyer leverage
Balanced market
62 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$4k–$9k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $964k tops 12 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 10, 2026, 700 WALNUT Street #A in Green Cove, Green Cove Springs is listed at $964,000 (2,433 sq ft, about $396 per sq ft). That is 257% above Green Cove's median closed sale of $270,000 over the last 12 months (29 recorded sales). Per square foot it is above the community's recent $190/sq ft by about 108%. It has been 62 days on market, longer than the community's typical 37 days to contract. Listing facts: built in 1890, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1890 · 136 yrs
  • 2,433 sq ft of living area
  • Listed at $964,000 — recent neighborhood median sale price ~$270,000 (nearby sales; deemed reliable, not an appraisal)
  • 62 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Step into a rare piece of North Florida history at Wilcox Manor, 700 Walnut Street in the heart of Green Cove Springs, just 20 minutes from St. Augustine. Built in 1890 by the Kirkpatrick family, this fully restored Victorian sits on a beautifully landscaped .313 lot.

This 4 bedroom, 3 full bath home blends historic craftsmanship with modern upgrades, offering timeless character with the modern amenities of new construction. The wraparound porch sets the tone with original woodwork and classic Southern charm. Inside, spacious rooms feature high ceilings, natural light, heart pine floors, fireplaces, and select original fixtures.

The kitchen is a masterpiece of custom cabinetry, quartz countertops, ZLINE appliances, a pot filler, and pull out storage. A walnut coffee bar, hand crank casement windows, and a one of a kind island add both function and character, anchored by the original brick chimney. The primary suite includes a spa style bath with a clawfoot tub, walk in shower and sunset views through mature trees.

Outside, live oaks and Spanish moss frame brick walkways, curated landscaping, and a European inspired courtyard complete with a hand tiled Soake pool. Major upgrades include new plumbing, electrical, HVAC, ductwork, insulation, and a 50 year impact rated roof, along with security, lighting, and wireless access throughout. Zoned CBD, Commercial Business District, this property offers rare flexibility for residential, business, or mixed use opportunities.

Walk to downtown shops, dining, and events like Food Truck Fridays and Riverfest. The future Springside Restaurant District is just one block away. Location has easy access to the First Coast Expressway, Jacksonville, St.

Johns County, and nearby beaches. Whether used as a residence, event space, or short term rental, Wilcox Manor offers character, versatility, and location. 700 Walnut Street is more than a home, it is a legacy!

This listing includes the residence on approx .313 acre lot only. The adjoining .313 parcel with detached garage and pump house is being marketed separately. See MLS# 2159366 and the entire property (residence + both parcels) is also available.

See MLS # 2135746.

All 109 photos

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Description provided by MOMENTUM REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$964,000
Bed / bath4 / 3
Living area2,433 sq ft
Year built1890
Property typeSingle Family Residence
MLS #2159368
Listing status62 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyClay
Estimated first-year tax~$13,750/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$396
Estimated monthly payment$7,008
Insurance (illustrative)$4k–$9k/yr
Messtimate range$347,919 – $372,249
Comparable-sales median$270,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,008/mo
  • Principal & interest $5,340/mo 76%
  • Taxes $1,146/mo 16%
  • Insurance $523/mo 7%

$7,008/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$13,750/yr
≈ $1,146/mo·effective rate ~1.43%
Estimate: asking price less the $50,000 homestead exemption × Clay County rate (15.05 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,125/yr ($344/mo) — taxable value $273,271 × 15.05 mills
$9,625 more each year
(+233%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$1,979
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$275,250
Market value
$273,271
Assessed
$273,271
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Clay County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$9k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Clay County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Moderate
Coastal floodingRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveVery Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Green Cove

Pricing & the Green Cove market

How this home is priced against recent nearby sales, and where Green Cove has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3847 FALCON CREST Drive3847 FALCON CREST Drive: $119/sq ft$1193252 CANYON FALLS Drive3252 CANYON FALLS Drive: $143/sq ft$143221 NORTH Street221 NORTH Street: $147/sq ft$1473546 SUMMIT OAKS Drive3546 SUMMIT OAKS Drive: $151/sq ft$1512376 BONNIE LAKES Drive2376 BONNIE LAKES Drive: $153/sq ft$153430 MYRTLE Avenue430 MYRTLE Avenue: $222/sq ft$222This homeThis home: $396/sq ft$396Community median $190
Property timeline

This home’s history

  • 1890BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 62 cumulative days on market as of October 10, 2026
  • Aug 10, 2026First seen on movewithmomentum.comObserved at $999,000
  • Aug 20, 2026Price cut$974,000 (-$25,000, -2.5%)
  • Sep 17, 2026Price cut$964,000 (-$10,000, -1.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $964,000Momentum Realty · on market 62 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $270,000 ($190/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$347,919the mess$372,249

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $964,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 7% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1890 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 62 days on market vs. a 37-day community median
  • 171 active listings competing, 59 under contract

For reference, this home is listed at $964,000 ($396/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,433 sq ft × $143–$153/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.

Momentum Scores

Momentum Property Score

47/100
Strongest on: Flood safety (95), Market liquidity (70)
0 limited50100 exceptional

47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $396/sq ft vs the community 12-month median $190/sq ft.
Affordability0
List price $964,000 vs the community median $270,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1890 build. Obtain a property-specific quote.
Market liquidity70
Community median 37 days on market (12-month record).
Pricing power61
Recent sales closed at about 95.8% of original asking (~4.2% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $396 per square foot, about 108% above the community’s $190 median. Green Cove’s 12-month median sold price per square foot is $190. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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More homes in Green Cove

The street

Every home on Walnut Street: what is for sale, what sold and when, the homes and the communities along it.

Go deeper

More on Green Cove

Go deeper on Green Cove

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Clay County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Clay County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 700 WALNUT Street #A, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1890 (136 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Clay County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,433 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $13,750/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,625 more per year than the current owner’s estimated bill (+233%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 10, 2026)
Comparable salesrealMLS closed sales within about 3 miles, last 18 months, as of October 10, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 700 WALNUT Street #A and when was it built?

Per the listing record, 700 WALNUT Street #A was built in 1890 and has 2,433 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 700 WALNUT Street #A in?

700 WALNUT Street #A is in Green Cove in Green Cove Springs, Clay County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 700 WALNUT Street #A have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 700 WALNUT Street #A differ from the current owner's?

The estimate on this page (about $13,750 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,625 more per year than the current owner’s estimated bill (+233%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 700 WALNUT Street #A in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 700 WALNUT Street #A in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and Brooke Hewitt, the listing agent, will follow up.

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Listed by

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Listing courtesy of Momentum Realty.

Listing report for 700 Walnut Street #A: market activity, competition and nearby sales

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.