Florida Housing Intelligence › Clay County › Green Cove Springs
Green Cove Springs, Florida

Green Cove Springs
Housing Market

City market report · Clay County, FL · 10 ZIP codes

Median sale price $357,291, down 3.4% year over year, with homes going under contract in about 59 days, 224 homes on the market.

46 communities reporting1,015 sales analyzedRefreshed twice dailyMomentum Score 45
Live Market Pulse
45/100
Momentum
Buyer's Opportunity
10+ months of homes to choose from. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · Green Cove Springs Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$357K ▼
Median sold · 12 moConfidence: High
down 3.4% vs the prior 12 months
-3.4% ▼
1-yr price change
n = 1,015 recent sales
$183/sf
Sold $/sqft · 12 mo
Clay County: $181 · flat vs prior yr
96.5% ▲
Sale vs ask
Clay County: 96.4% · +1.1pp vs prior yr
$336K ▼
Clay County home value
Zillow ZHVI, monthly · -0.5% vs a year ago
Tempo
10.5mo
Supply
3 to 6 months is the balanced band
59days ▼
Median DOM · closed
Clay County: 46 days · -9.0 days vs prior yr
33%
Under contract
Clay County: 31%
224 · 103
For sale · pending
live counts, refreshed twice daily
509 ▲
Sold · last 12 mo
closed across all tracked communities · +53.6% vs prior yr
Market context
30% ▼
Listings with price cuts
Clay County · Zillow · -0.2pp vs prior month
1,261 ▼
County for-sale inventory
Zillow, monthly · -0.4% vs prior month
67% ▲
New construction
share of recent sales · +9.4pp vs prior yr
45/100
Momentum score
Buyer's Opportunity
46
Communities reporting
of 171 tracked in Green Cove Springs
Economy & people · county layer
$86,094
Median household income
U.S. Census ACS, county
223,436
County population
+7.8% since 2018
3.9×
Price to income
county home value vs median income
76%
Owner-occupied
U.S. Census ACS, county
$2,080/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 10.5 months of supply — heavy by the 3-to-6-month balanced benchmark, and 33% of listed homes are already under contract. Prices are down 3.4% versus the prior year, but sellers are still collecting 96.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 45
Momentum Score
Buyer leverage55
Seller leverage45

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 33% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current Green Cove Springs data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.9 mo · balanced band · 24 active
$300K–$500K
5.6 mo · balanced band · 184 active
$500K–$750K
4.4 mo · balanced band · 16 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Green Cove Springs is hot — and where it isn't

Each dot is a community (43 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Green Cove Springs

The median sale price across Green Cove Springs currently stands at $357,291, down 3.4% from a year ago. Buyers are paying a median of $183 per square foot. The typical home goes under contract in about 59 days. Sellers are capturing 96.5% of their original asking price on average.

There are 224 active listings on the market, with 103 more already under contract. At the current sales pace that works out to 10.5 months of supply — a buyer-leaning market by the standard six-month benchmark. 509 homes closed here over the trailing 12 months.

Green Cove Springs prices sit above the Clay County median by roughly 6%. Zillow's home value index for Clay County stands at $336,191. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Green Cove Springs is 45 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

Green Cove Springs since 2012 — and where it’s heading

A median home here sold for $158,819 in 2012 and $364,102 over the last recorded year — 129% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (8,141 recorded sales)

$150K$273K$395K$364K2012: $159K2013: $155K2014: $172K2015: $178K2016: $197K2017: $215K2018: $236K2019: $234K2020: $251K2021: $298K2022: $358K2023: $376K2024: $390K2025: $378K2026: $364K20122015201920232026

Days on market by year

15d58d100d59d2012: 99d2013: 64d2014: 78d2015: 77d2016: 60d2017: 50d2018: 45d2019: 50d2020: 45d2021: 26d2022: 17d2023: 55d2024: 41d2025: 68d2026: 59d20122015201920232026

Home value trend · Clay County (Zillow ZHVI)

$336K$337K$338K$336KAug '25: $338KSep '25: $337KOct '25: $337KNov '25: $337KDec '25: $336KJan '26: $337KFeb '26: $337KMar '26: $337KApr '26: $337KMay '26: $337KJun '26: $337KJul '26: $336KAug '26: $336KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

1,0841,1931,3011,261Aug '25: 1,297Sep '25: 1,264Oct '25: 1,263Nov '25: 1,245Dec '25: 1,199Jan '26: 1,125Feb '26: 1,089Mar '26: 1,115Apr '26: 1,164May '26: 1,226Jun '26: 1,254Jul '26: 1,266Aug '26: 1,261Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Clay County (MLS)

3958041,212Jul 07 · Active: 1,133Aug 03 · Active: 1,143Aug 04 · Active: 1,136Aug 05 · Active: 1,132Aug 06 · Active: 1,134Aug 07 · Active: 1,152Aug 08 · Active: 1,157Aug 09 · Active: 1,172Aug 10 · Active: 1,172Aug 11 · Active: 1,157Aug 12 · Active: 1,159Aug 13 · Active: 1,160Aug 15 · Active: 1,150Aug 17 · Active: 1,132Aug 19 · Active: 1,129Aug 22 · Active: 1,168Aug 23 · Active: 1,159Aug 28 · Active: 1,178Aug 29 · Active: 1,182Aug 30 · Active: 1,167Aug 31 · Active: 1,169Sep 07 · Active: 1,170Sep 09 · Active: 1,157Sep 11 · Active: 1,174Sep 12 · Active: 1,177Sep 13 · Active: 1,168Sep 14 · Active: 1,164Sep 15 · Active: 1,164Sep 16 · Active: 1,166Sep 17 · Active: 1,171Sep 19 · Active: 1,196Sep 20 · Active: 1,193Sep 21 · Active: 1,183Sep 22 · Active: 1,180Sep 23 · Active: 1,179Sep 24 · Active: 1,188Sep 25 · Active: 1,189Sep 26 · Active: 1,184Sep 28 · Active: 1,181Oct 01 · Active: 1,153Oct 04 · Active: 1,165Oct 05 · Active: 1,165Jul 07Sep 07Oct 05ActivePending

Median price · daily recalculation

$357K$358K$358K$357KAug 06: $358KAug 08: $358KAug 09: $358KAug 10: $358KAug 11: $357KAug 12: $357KAug 13: $357KAug 15: $357KAug 17: $357KAug 18: $357KAug 19: $357KAug 20: $357KAug 21: $357KAug 22: $357KAug 23: $357KAug 24: $357KAug 26: $357KAug 28: $357KAug 29: $357KAug 30: $357KAug 31: $357KSep 01: $357KSep 04: $357KSep 05: $357KSep 06: $357KSep 07: $357KSep 08: $357KSep 09: $357KSep 10: $357KSep 11: $357KSep 12: $357KSep 13: $357KSep 14: $357KSep 15: $357KSep 16: $357KSep 17: $357KSep 19: $357KSep 20: $357KSep 21: $357KSep 22: $357KSep 23: $357KSep 24: $357KSep 25: $357KSep 26: $357KSep 28: $357KSep 29: $357KSep 30: $357KOct 01: $357KOct 03: $357KOct 04: $357KOct 05: $357KAug 06Aug 21Sep 07Sep 21Oct 05
Local Economics · county layer

What’s driving Green Cove Springs

Who’s moving here
+3,611 net residents/yr

Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,189/yr avg premium

606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,522 units permitted -19% YoY

1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Lake Asbury ▲ 14%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 5.6 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Green Cove Springs right now.

Biggest opportunity
Under $300K: 3.9 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Clay County

MarketMedianActiveScore
Green Cove Springs ← this page$357K22445
Middleburg$315K22252Open →
Orange Park$325K16247Open →
Fleming Island$460K5554Open →
Keystone Heights$272K4446Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Lake AsburyGreen Cove Springs$620K▲ 14%
Sandridge HillsGreen Cove Springs$368K▲ 7%
Glen HavenGreen Cove Springs$324K▲ -0%
Granary Park Phase 1Green Cove Springs$360K▲ -1%
Holstein CrossingGreen Cove Springs$336K▲ -2%
Prices cooling fastest
Green CoveGreen Cove Springs$270K▼ 9%
Russell OaksGreen Cove Springs$260K▼ 9%
Silver CreekGreen Cove Springs$288K▼ 9%
Magnolia Point GolfGreen Cove Springs$490K▼ 8%
RookeryGreen Cove Springs$328K▼ 7%
Most homes for sale
RookeryGreen Cove Springs$328K43
Hyland TrailGreen Cove Springs$404K31
Magnolia Point GolfGreen Cove Springs$490K19
AmberlyGreen Cove Springs$364K18
Bella LagoGreen Cove Springs$358K14
Selling fastest
Russell OaksGreen Cove Springs$260K8 days
Village ParkGreen Cove Springs$370K29 days
Magnolia WestGreen Cove Springs$292K30 days
Holstein CrossingGreen Cove Springs$336K36 days
Green CoveGreen Cove Springs$270K37 days
Explore Deeper

Green Cove Springs ZIP codes

Most active communities

More on Green Cove Springs

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Green Cove Springs right now?

The data says conditions currently favor neither side decisively in Green Cove Springs — the Momentum Score reads 45/100 with 10.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Green Cove Springs becoming more affordable?

Yes, modestly — the median sale price in Green Cove Springs is $357,291, down 3.4% versus the prior year, while sellers still capture 96.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Green Cove Springs?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Green Cove (-9%); Russell Oaks (-9%); Silver Creek (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Green Cove Springs neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Russell Oaks (8 days); Village Park (29 days); Magnolia West (30 days) — homes there go under contract well ahead of the market-wide pace of 59 days.

How does Green Cove Springs compare to the rest of Clay County?

Green Cove Springs's median of $357,291 runs 6% above the county-wide median of $335,512, and homes here take 59 days to go under contract versus 46 county-wide.

Momentum Realty in Green Cove Springs: our agents closed 51 homes here for buyers and sellers in the last 12 months (25 as the listing brokerage, 24 representing the buyer, 2 on both sides), median sale $340,000 (brokerage closed records through October 2026). Find the right Momentum agent in Green Cove Springs →

Questions

Green Cove Springs housing market FAQ

How is the housing market in Green Cove Springs right now?

As of October 5, 2026, the Green Cove Springs housing market is roughly balanced: the median sale price is $357,291 (down 3.4% year over year), 224 homes are for sale against 509 sales in the last 12 months, which is 10.5 months of supply, and the typical home goes under contract in about 59 days.

How much is a house in Green Cove Springs?

The median home sold for $357,291 in Green Cove Springs over the last 12 months, about $183 per square foot; asking prices on the 224 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Green Cove Springs?

By the numbers, sellers in Green Cove Springs are getting 96.5% of asking price and going under contract in about 59 days with 10.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Green Cove Springs housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Green Cove Springs median sale prices are down 3.4% year over year, inventory stands at 10.5 months of supply, and 33% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Green Cove Springs?

The median sale price in Green Cove Springs is currently $357,291, down 3.4% from a year ago, based on MLS sales data updated October 5, 2026.

Is Green Cove Springs a buyer's or seller's market right now?

The data currently is roughly balanced. Green Cove Springs scores 45 of 100 on the Momentum Score, with 10.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Green Cove Springs?

The typical home in Green Cove Springs goes under contract in about 59 days, per current MLS data.

How many homes are for sale in Green Cove Springs?

There are approximately 224 active listings in Green Cove Springs as of October 5, 2026.

Are home prices in Green Cove Springs rising or falling?

Median sale prices are down 3.4% year over year based on a rolling comparison of MLS sales.

How many homes has Momentum Realty sold in Green Cove Springs?

Momentum Realty's agents closed 51 homes in Green Cove Springs for buyers and sellers in the last 12 months (25 as the listing brokerage, 24 representing the buyer, 2 on both sides), median sale $340,000 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Green Cove Springs. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.