Green Cove Springs
Housing Market
Median sale price $358,000, down 3.4% year over year, with homes going under contract in about 54 days, 170 homes on the market.
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Housing Market Analyst
Inventory sits at 3.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 30% of listed homes are already under contract. Prices are down 3.4% versus the prior year, but sellers are still collecting 96.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 30% of inventory sits under contract.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current Green Cove Springs data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Green Cove Springs is hot — and where it isn't
Each dot is a community (34 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Green Cove Springs
The median sale price across Green Cove Springs currently stands at $358,000, down 3.4% from a year ago. Buyers are paying a median of $180 per square foot. The typical home goes under contract in about 54 days. Sellers are capturing 96.5% of their original asking price on average.
There are 170 active listings on the market, with 67 more already under contract. At the current sales pace that works out to 3.9 months of supply — a seller-leaning market by the standard six-month benchmark. 546 homes closed here over the trailing 12 months.
Green Cove Springs prices sit above the Clay County median by roughly 6%. Zillow's home value index for Clay County stands at $339,078. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Green Cove Springs is 58 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Green Cove Springs since 2012 — and where it’s heading
A median home here sold for $163,464 in 2012 and $365,355 over the last recorded year — 124% appreciation across 14 years of recorded sales. Cash buyers took 17% of recent sales, down from a 29% peak.
Median sale price · 2012–2026 (6,994 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Clay County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Clay County (MLS)
What’s driving Green Cove Springs
Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023
606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Green Cove Springs right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Clay County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Green Cove Springs ← this page | $358K | 170 | 58 | |
| Middleburg | $312K | 173 | 62 | Open → |
| Orange Park | $338K | 149 | 64 | Open → |
| Fleming Island | $458K | 47 | 70 | Open → |
| Keystone Heights | $270K | 36 | 54 | Open → |
Neighborhoods on the move
| Palmer & FerrisGreen Cove Springs | $232K | ▲ 38% |
| Lake AsburyGreen Cove Springs | $625K | ▲ 15% |
| Magnolia WestGreen Cove Springs | $299K | ▲ -2% |
| Granary Park Phase 1Green Cove Springs | $358K | ▲ -3% |
| Hyland TrailGreen Cove Springs | $404K | ▲ -4% |
| Green CoveGreen Cove Springs | $270K | ▼ 12% |
| Silver CreekGreen Cove Springs | $286K | ▼ 12% |
| Russell OaksGreen Cove Springs | $262K | ▼ 9% |
| Royal PointeGreen Cove Springs | $380K | ▼ 8% |
| Magnolia Point GolfGreen Cove Springs | $497K | ▼ 7% |
| Hyland TrailGreen Cove Springs | $404K | 30 |
| Magnolia Point GolfGreen Cove Springs | $497K | 20 |
| AmberlyGreen Cove Springs | $359K | 19 |
| Granary Park Phase 1Green Cove Springs | $358K | 15 |
| Lake AsburyGreen Cove Springs | $625K | 12 |
| Russell OaksGreen Cove Springs | $262K | 8 days |
| Green CoveGreen Cove Springs | $270K | 21 days |
| Holstein CrossingGreen Cove Springs | $336K | 30 days |
| Lake AsburyGreen Cove Springs | $625K | 34 days |
| Granary Park Phase 1Green Cove Springs | $358K | 37 days |
Green Cove Springs ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Green Cove Springs right now?
The data says conditions currently favor neither side decisively in Green Cove Springs — the Momentum Score reads 58/100 with 3.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Green Cove Springs becoming more affordable?
Yes, modestly — the median sale price in Green Cove Springs is $358,000, down 3.4% versus the prior year, while sellers still capture 96.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Green Cove Springs?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Green Cove (-12%); Silver Creek (-12%); Russell Oaks (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Green Cove Springs neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Russell Oaks (8 days); Green Cove (21 days); Holstein Crossing (30 days) — homes there go under contract well ahead of the market-wide pace of 54 days.
How does Green Cove Springs compare to the rest of Clay County?
Green Cove Springs's median of $358,000 runs 6% above the county-wide median of $338,000, and homes here take 54 days to go under contract versus 46 county-wide.
Green Cove Springs housing market FAQ
What is the median home price in Green Cove Springs?
The median sale price in Green Cove Springs is currently $358,000, down 3.4% from a year ago, based on MLS sales data updated August 6, 2026.
Is Green Cove Springs a buyer's or seller's market right now?
The data currently favors sellers. Green Cove Springs scores 58 of 100 on the Momentum Score, with 3.9 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Green Cove Springs?
The typical home in Green Cove Springs goes under contract in about 54 days, per current MLS data.
How many homes are for sale in Green Cove Springs?
There are approximately 170 active listings in Green Cove Springs as of August 6, 2026.
Are home prices in Green Cove Springs rising or falling?
Median sale prices are down 3.4% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Green Cove Springs. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.