4 bedroom Single Family Residence at 128 SE Rio Angelica, TESORO PLAT NO 4, Port St. Lucie — photo 1Front elevation
4 bedroom Single Family Residence at 128 SE Rio Angelica, TESORO PLAT NO 4, Port St. Lucie — photo 2Living space
4 bedroom Single Family Residence at 128 SE Rio Angelica, TESORO PLAT NO 4, Port St. Lucie — photo 3Kitchen
4 bedroom Single Family Residence at 128 SE Rio Angelica, TESORO PLAT NO 4, Port St. Lucie — photo 4Owner's suite
4 bedroom Single Family Residence at 128 SE Rio Angelica, TESORO PLAT NO 4, Port St. Lucie — photo 5Exterior / yardView all 50 photos →
39 days on market Single Family Residence
$1,750,000
4-Bedroom Pool Home in TESORO PLAT NO 4

128 SE Rio Angelica, Port St. Lucie, FL 34984

Single Family Residence in TESORO PLAT NO 4, Port St. Lucie · No CDD
TESORO PLAT NO 4 · Port St. Lucie, FL 34984 · St. Lucie
Listing data updated August 14, 2026 · refreshed twice daily
4Bedrooms
4.5Bathrooms
3,912Sq Ft
2006Year Built
$447Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
76% above
$/sq ft vs community
$447 here vs $254 median sold (12 mo)
Buyer leverage
Seller-leaning
39 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2006 · 20 yrs
  • 3,912 sq ft of living area
  • 2-car garage
  • 39 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2006BuiltPer public record
  • Aug 4, 2026First trackedObserved at $1,750,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$11,153/mo
  • Principal & interest $8,867/mo 80%
  • Taxes $1,531/mo 14%
  • Insurance $704/mo 6%
  • HOA $50/mo 0%

$11,153/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$38,850/yr
$3,238/mo·effective rate ~2.22%
Estimated from today’s asking price and current St. Lucie County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $20,525/yr ($1,710/mo)
+$18,325 more each year
(+89%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$317,028
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,215,600
Market value
$949,294
Assessed
$898,572
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

46/100
Strongest on: Pricing power (96), Flood safety (95)
0 limited50100 exceptional

46/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $447/sq ft vs the community 12-month median $254/sq ft.
Affordability0
List price $1,750,000 vs the community median $737,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost73
From FEMA Zone X and a 2006 build. Obtain a property-specific quote.
Market liquidity20
Community median 118 days on market (12-month record).
Renovation upside22
From a 2006 build and $447/sq ft vs the community median $254/sq ft. Not a condition assessment.
Pricing power96
Recent sales closed at about 88.9% of original asking (~11.1% below). More room below asking generally favors buyers.
Market timing59
Momentum Market Heat is 41/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $447 per square foot, about 76% above the community’s $254 median. TESORO PLAT NO 4’s 12-month median sold price per square foot is $254. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Experience the perfect fusion of timeless architecture and contemporary luxury in one of Tesoro Club's most comprehensively renovated luxury residences. Completely transformed during an extensive 2025-2026 renovation that was recently completed, this extraordinary single-story estate offers the quality, comfort, and peace of mind associated with today's finest new luxury construction—yet with the architectural character, rich detailing, exceptional craftsmanship, and soaring 20-foot ceilings that, in general no longer come with high end homes and are features that are sorely missed. Since the renovation was recently completed and no one has ever lived in the home, it offers its next owner the rare privilege of being the first to enjoy every detail of this extraordinary transformation.

Unlike many buyers who choose to build a new home, and only later discover the additional costs, time, and stress of completing landscaping, pools, generators, upgraded finishes, lighting, window treatments, and countless other improvements after closing, this exceptional residence is already complete. Every significant renovation has been thoughtfully designed and meticulously finished, allowing you to move in immediately and begin enjoying the luxury lifestyle from day one. Perfectly positioned on one of Tesoro Club's most desirable homesites, the property enjoys breathtaking panoramic views of the tranquil waterway, Arnold Palmer Signature Golf Course's 10th and 18th fairways, and the iconic Tesoro Clubhouse.

With no homes behind you or enen directly in front of you, the setting is exceptionally private, peaceful, and unforgettable. Offering approximately 3,914 square feet of luxurious living space, the residence features four spacious bedrooms, four full baths, and one half bath. Dramatic 20-foot ceilings, expansive walls of glass, and numerous sliding glass doors fill the home with natural light while creating a seamless connection between the elegant interior and the spectacular outdoor living spaces.

Every inch of the home has been transformed with exceptional attention to detail. The stunning designer kitchen is entirely new and features premium appliances that have never been used, including a professional-grade stainless steel 8-burner gas range with double ovens. Every room in the home has been redesigned.

In addition, the home features all-new flooring, fresh interior and exterior paint, LED lighting throughout the home and garages, and refined finishes that create an interior rivaling today's finest luxury model homes. Beyond the extraordinary renovation, what truly distinguishes this residence from new construction is that it offers the best of both worlds. Enjoy the confidence and peace of mind that comes from knowing this custom home was originally built by skilled craftsmen during an era when exceptional quality and architectural detail were paramount, while also knowing that virtually every major component that would typically require updating has already been replaced.

Equally important, many of the home's architectural features would be extraordinarily expensive—and in many cases impossible—to duplicate in today's new construction. This home has those details. Just as rare,this home has premium homesite offering panoramic water, golf course, and clubhouse views with exceptional privacy—an opportunity that would be extraordinarily expensive and difficult to replicate today.

Beyond its beauty, the home offers exceptional peace of mind and security. It features a brand new roof, impact-resistant hurricane windows and doors, and a brand-new whole-house generator to provide confidence during Florida's storm season. The home also includes all the things you would want and expect in a new home such brand-new high end Lennox HVAC systems, a new tankless water heater, new LED lighting throughout, and an exceptional looking modern interior.

The exterior has been equally transformed with a new modern paver driveway, entranceway, and pati…

Description provided by Strategic Marketing and Sales Co. and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,750,000
Bed / bath4 / 4.5
Living area3,912 sq ft
Year built2006
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #B26050534
Listing status39 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountySt. Lucie
Estimated first-year tax~$18,375/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$447
Estimated monthly payment$11,153
Insurance (illustrative)$6k–$12k/yr
Comparable-sales median$737,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Strategic Marketing and Sales Co. · Listing agent: Bobby S. Barfield Jr · 772-260-9855Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$876,288the mess$1,111,008

Actual list price: $1,750,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 39 days on market vs. a 118-day community median
  • 1785 active listings competing, 495 under contract

For reference, this home is listed at $1,750,000 ($447/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,912 sq ft × $224–$284/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 14, 2026.

Keep looking

Similar homes for sale near TESORO PLAT NO 4

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,750,000Momentum Realty · on market 39 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$18,375/yr

A rough first-year estimate only, applying a typical St. Lucie rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$6k–$12k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in TESORO PLAT NO 4

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the TESORO PLAT NO 4 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$737,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$254

Canonical 12-month median $/sq ft. Reference only.

Go deeper on TESORO PLAT NO 4

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the St. Lucie County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$8,021 – $11,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,380 – −$98At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed twice daily (last: August 14, 2026)
Community market statsBeachesMLS closed sales, as of August 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 128 SE Rio Angelica in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.