Listing data checked against the MLS November 4, 2026 at 11:18 AM ET · rechecked hourly
Listed by Avenir Real Estate Services , LLC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
4.5Bathrooms
2,532Sq Ft
2027Year Built
$391Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
17% below
$/sq ft vs community
$391 here vs $469 median sold (12 mo)
Buyer leverage
Buyer advantage
277 days on market
6.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
13225 Ridgewater Circle in Avenir, Palm Beach Gardens is listed at $989,900 (2,532 sq ft, about $391 per sq ft). It has been listed Jan 30, 2026. Listing facts: built in 2027, HOA dues of $390/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2027 · -1 yrs
2,532 sq ft of living area
2-car garage
Listed at $989,900 — recent neighborhood median sale price ~$1,204,791 (nearby sales; deemed reliable, not an appraisal)
listed Jan 30, 2026
HOA $390/mo (per listing)
Listing description
About this home
New Construction in Palm Beach Gardens by WL Homes at Avenir. Desirable 4 bedroom, 4 1/2 bathroom, Azalia floor plan boasting soaring 12 ft ceilings, an expansive and open floor plan, detached guest suite, luxurious owner's suite with 2 spacious walk-in closets, large kitchen with quartz counter tops, that is open to the great room and adjacent dining room. The covered terrace is perfect for morning coffee or evening wine.
Enjoy endless amenities with access to the brand-new Great Egret Clubhouse at Avenir. Featuring a resort style pool, full service spa, 24/7 fitness center, cutting edge sports complex, pickleball, tennis, card rooms, dining and much more. Make Lake Ridge at Avenir your new home today!
Description provided by Avenir Real Estate Services , LLC and reproduced from the MLS; not independently verified.
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$1,127,100the mess$1,317,200
Directional estimate — built from 4 comparable closed sales in AVENIR (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,796 recent closed sales we scored, the closed price landed inside the Messtimate range 56% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-03.
Actual list price: $989,900 ($391/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 17% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $390/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
3 active listings competing
≈6.9 months of supply
3 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 3, 2026.
How it stacks up
Comparable recent sales
4 closed sales in AVENIR in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Nov 2025
$1,259,582
9555 St. Germain Drive, Palm Beach Gardens
3 / 3 bd/ba · 2,474 sq ft · $509/sq ft
Courtesy of Treu Group Real Estate · View details →
Sold Nov 2025
$1,259,582
9555 St. Germain Drive, Palm Beach Gardens
3 / 3 bd/ba · 2,474 sq ft · $509/sq ft
Courtesy of Treu Group Real Estate · View details →
Sold Jun 2026
$1,150,000
10074 Timber Creek Way, Palm Beach Gardens
3 / 2.5 bd/ba · 2,678 sq ft · $429/sq ft
Courtesy of Illustrated Properties · View details →
Sold Jun 2026
$1,150,000
10074 Timber Creek Way, Palm Beach Gardens
3 / 2.5 bd/ba · 2,678 sq ft · $429/sq ft
Courtesy of Illustrated Properties · View details →
Median of these 4 sales: $1,204,791 ($469/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$989,900
Bed / bath4 / 4.5
Living area2,532 sq ft
Year built2027
Property typeSingle Family Residence
Garage2-car
MLS #R11159209
Listing statuslisted Jan 30, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
CountyPalm Beach
Area listings4 active · 0 under contract
Estimated first-year tax~$10,394/yr
CDD assessmentNone on record
HOA$390/mo
Calculated estimates
Price per sq ft$391
Estimated monthly payment$6,906
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$1,204,791
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$6,906/mo
Principal & interest $5,397/mo78%
Taxes $866/mo13%
Insurance $253/mo4%
HOA $390/mo6%
$6,906/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
What it really costs to own 13225 Ridgewater Circle
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is $5,657/yr per the MLS listing record (TaxAnnualAmount, 2026-11-03). Florida reassesses at sale, so a buyer's first bill is usually higher than the seller's; the county millage here is not verified, so no reset figure is printed.
HOA dues
$390/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$4,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2027.
Estimated carrying cost at the asking price, before the mortgage: about $1,008/month (tax $471, HOA $390, insurance $146). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$10,394/yr
Estimate: a typical Palm Beach effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$390/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Palm Beach County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Palm Beach County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively High
HailRelatively Low
Cold waveRelatively High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Avenir
Pricing & the Avenir market
How this home is priced against recent nearby sales, and where Avenir has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2027BuiltPer public record
About Jan 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jan 30, 2026)
Jul 2, 2026First seen on movewithmomentum.comObserved at $979,900
Oct 13, 2026Price increase$989,900 (+$10,000, +1.0%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $989,900Avenir Real Estate Services , LLC · listed Jan 30, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
77/100
Strongest on: Flood safety (95), Price vs area (92)
0 limited50100 exceptional
77/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area92
This home $391/sq ft vs the community 12-month median $469/sq ft.
Affordability80
List price $989,900 vs the community median $1,204,791. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2027 build. Obtain a property-specific quote.
Market liquidity39
Community inventory, ~6.9 months of supply (12-month record).
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $391 per square foot, about 17% below the community’s $469 median. Avenir’s 12-month median sold price per square foot is $469. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
0% of homes in Avenir are owner-occupied. An estimated 100% are non-owner-occupied, including 32% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 22 homes matched. Community-level context.
What’s unique here: one of only 4 active listings in Avenir, no CDD assessment.
Checked against the MLS November 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 13225 Ridgewater Circle?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by Avenir Real Estate Services , LLC · MLS # R11159209
Request a showing
Keep looking
Similar homes for sale near AVENIR
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Parks Amenities
ITID celebrates new synthetic field and track at Acreage Community Park South
The Indian Trail Improvement District held a ribbon-cutting on October 14 for upgrades at Acreage Community Park South, including a $1.8 million synthetic football and soccer field and a walking and running track. The work used $3 million of ITID's share of 2016 sales surtax money originally meant for a community center.
Why it matters: The turf field and track add recreation capacity in the Acreage and reduce wear on the park's grass fields. The project is about 4 miles southwest of Avenir, elsewhere in Palm Beach County.
Westlake elementary school under construction, boundary plan advances for August 2027 opening
A three-story, roughly 96,000 square foot elementary school is being built at Persimmon Blvd. and Green Lane in Westlake, with 970 planned seats. The district's Advisory Boundary Committee voted 10-0 on October 22 for a plan sending all Westlake students, including those in future western homes, to the school, which would feed Osceola Creek Middle School.
Why it matters: A school inside Westlake adds local education capacity as the community's housing buildout continues. The project is about 8 miles south of Avenir, elsewhere in Palm Beach County.
Wellington and county near deal on Artistry Lakes annexation dispute
Wellington's council approved a revised boundary agreement on October 13 covering only the 446-acre Artistry Lakes site off Southern Boulevard, where Kolter Homes plans 579 single-family homes at a 1.4 units per acre cap. Developers would pay $1 million toward a first-time homebuyer program and $2 million to the county workforce housing fund, and dedicate right-of-way for an Okeechobee Boulevard extension and four acres for a fire station; the County Commission is expected to consider it November 10.
Why it matters: If approved, the deal clears the way for 579 new homes plus infrastructure and housing assistance funding along the Southern Boulevard corridor. The project is about 11 miles south of Avenir, elsewhere in Palm Beach County.
Palm Beach County approves one-year moratorium on large data centers in unincorporated areas
County commissioners unanimously approved the pause on September 24 after a first reading on August 27. It covers new applications for facilities expected to draw 50 megawatts or more at peak demand, with related parcels counted together. The pause lasts one year or until permanent rules are adopted.
Why it matters: Pauses large power-intensive facilities in unincorporated areas while permanent rules are written, which affects industrial land use and grid demand planning. The site is about 13 miles southeast of Avenir.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Pierce HammockAssigned elementary school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEA
Osceola CreekAssigned middle school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEC
Palm Beach GardensAssigned high school · Palm Beach County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 13225 Ridgewater Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2027: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $390/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,532 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $10,394/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
BeachesMLS, checked against the MLS hourly (last: November 4, 2026)
Comparable sales
BeachesMLS closed sales in AVENIR, last 18 months, as of July 15, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 13225 Ridgewater Circle and when was it built?
Per the listing record, 13225 Ridgewater Circle was built in 2027 and has 2,532 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 13225 Ridgewater Circle in?
13225 Ridgewater Circle is in Avenir in Palm Beach Gardens, Palm Beach County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 13225 Ridgewater Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $390 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 13225 Ridgewater Circle differ from the current owner's?
The estimate on this page (about $10,394 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 13225 Ridgewater Circle in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 13225 Ridgewater Circle in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Momentum Realty
Request a tour or info
Tell us how to reach you and a licensed Momentum Realty agent will follow up about 13225 Ridgewater Circle.
1 / 1 photosListing courtesy of Avenir Real Estate Services , LLC
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
