5 bedroom Single Family Residence at 176 BELLE GROVE Lane, DIAMOND C RANCH POD E/F, West Palm Beach — photo 1Front elevation
5 bedroom Single Family Residence at 176 BELLE GROVE Lane, DIAMOND C RANCH POD E/F, West Palm Beach — photo 2Living space
5 bedroom Single Family Residence at 176 BELLE GROVE Lane, DIAMOND C RANCH POD E/F, West Palm Beach — photo 3Kitchen
5 bedroom Single Family Residence at 176 BELLE GROVE Lane, DIAMOND C RANCH POD E/F, West Palm Beach — photo 4Owner's suite
5 bedroom Single Family Residence at 176 BELLE GROVE Lane, DIAMOND C RANCH POD E/F, West Palm Beach — photo 5Exterior / yardView all 50 photos →
25 days on market Single Family Residence ▼ Price cut: $25,000 (8/13)
$650,000
5-Bedroom Home in DIAMOND C RANCH POD E/F

176 BELLE GROVE Lane, West Palm Beach, FL 33411

Single Family Residence in DIAMOND C RANCH POD E/F, West Palm Beach · No CDD
DIAMOND C RANCH POD E/F · West Palm Beach, FL 33411 · Palm Beach
Listing data updated August 14, 2026 · refreshed twice daily
5Bedrooms
3Bathrooms
2,762Sq Ft
2006Year Built
$235Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% below
$/sq ft vs community
$235 here vs $268 median sold (12 mo)
Buyer leverage
Seller-leaning
25 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2006 · 20 yrs
  • 2,762 sq ft of living area
  • 2-car garage
  • 25 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2006BuiltPer public record
  • Aug 4, 2026First trackedObserved at $675,000
  • Aug 13, 2026Price cut$650,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,174/mo
  • Principal & interest $3,294/mo 79%
  • Taxes $569/mo 14%
  • Insurance $262/mo 6%
  • HOA $50/mo 1%

$4,174/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$11,225/yr
$935/mo·effective rate ~1.73%
Estimated from today’s asking price and current Palm Beach County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $3,450/yr ($288/mo)
+$7,775 more each year
(+225%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$357,492
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$542,235
Market value
$235,465
Assessed
$184,743
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

63/100
Strongest on: Flood safety (95), Price vs area (81)
0 limited50100 exceptional

63/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area81
This home $235/sq ft vs the community 12-month median $268/sq ft.
Affordability17
List price $650,000 vs the community median $542,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost73
From FEMA Zone X and a 2006 build. Obtain a property-specific quote.
Market liquidity71
Community median 36 days on market (12-month record).
Renovation upside42
From a 2006 build and $235/sq ft vs the community median $268/sq ft. Not a condition assessment.
Pricing power58
Recent sales closed at about 96.4% of original asking (~3.6% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $235 per square foot, about 12% below the community’s $268 median. DIAMOND C RANCH POD E/F’s 12-month median sold price per square foot is $268. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Walk out of this home at six in the morning and you will understand. Quite sidewalks, paver drives, golf carts headed for coffee, fountains going on the lakes. You are close to everything but it does not feel like it.

This is the Melrose, the only floor plan in Palm Beach Plantation with 5 bedrooms and 3 full baths on a 2 car garage. 2,762 SF. Many buyers look for one bedroom and full bath downstairs with a separate living room beside it.

Family room off the kitchen. Twin AC systems. Partial impact glass with accordion shutters.

Out back, a oversized covered screened patio faces the lake and two fountains. Built for easy entertianing. Gated with resort pool and spa, clubhouse, fitness center, tennis,pickleball court & playground.

Everglades Elementary outside the gate. WHAT IT IS REALLY LIKE LIVING IN PALM BEACH PLANTATION Palm Beach Plantation is the kind of neighborhood that reveals itself slowly. Early in the morning, before Southern Boulevard gets busy and the rest of Palm Beach County starts moving, the neighborhood belongs to walkers, dogs and golf carts.

Residents follow the concrete sidewalks toward the Palm Beach Canal, passing still lakes, mature palms and homes set behind paver driveways. Someone is heading out for coffee. Someone else is getting in a morning walk.

Sprinklers are running. Fountains are moving across the lakes. Behind the gates, the day starts a little quieter.

That is the part a map cannot show you. Palm Beach Plantation carries a West Palm Beach address, but everyday life connects naturally to Wellington and Royal Palm Beach. You are close to what you need without feeling like you live in the middle of everything.

The community is gated, established and lined with sidewalks. The landscaping has had time to mature, and lakes create pockets of open space throughout the neighborhood. At this home, that sense of space continues out back.

The large covered and screened patio overlooks the lake and two fountains. In the morning, it is a place for coffee before the house wakes up. In the afternoon, the roof and screen provide shade from the South Florida sun.

In the evening, the fountains catch the fading light and the patio becomes an outdoor living room. Add a dining table, comfortable seating, a television and the grill. This is not a patio you occasionally step onto.

It is a space you can actually live in. On certain quiet nights, depending on the weather and wind direction, music from iTHINK Financial Amphitheatre may carry into the backyard. You are not sitting in the front row, but you may recognize the concert playing that night.

Some people will think that is one of the coolest parts of living here. Others may not. Either way, it is the kind of local detail most listing descriptions would never tell you.

A FLOOR PLAN THAT WORKS IN REAL LIFE Inside, the home offers five bedrooms, three full bathrooms, a two car garage and more than twenty seven hundred square feet under air. The numbers matter, but the layout matters more. One bedroom and a full bathroom are downstairs.

That room can change as life changes. It can accommodate overnight guests, provide space for multigenerational living, become a private office or serve anyone who would prefer not to use the stairs. Separate living, dining and family rooms give the house breathing room.

Dinner can be happening in one space while a movie is playing in another. Someone can work from home without taking over the main living area. The house does not force every part of daily life into one oversized room.

Upstairs, the primary suite is joined by three additional bedrooms. Two separate air conditioning systems allow the first and second floors to be managed independently. The home has partial impact glass, with accordion shutters protecting the remaining designated openings.

The prior listing reports updated air conditioning equipment and a newer water heater. Buyers should independently verify the condition, age and permitting of all improvements. LIFE …

Description provided by Keller Williams Realty - Welli and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$650,000
Bed / bath5 / 3
Living area2,762 sq ft
Year built2006
Property typeSingle Family Residence
Garage2-car
MLS #B26052777
Listing status25 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyPalm Beach
Estimated first-year tax~$6,825/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$235
Estimated monthly payment$4,174
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$542,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Keller Williams Realty - Welli · Listing agent: Brian C Wilder PA · 561-472-1236Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$651,832the mess$828,600

Actual list price: $650,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 25 days on market vs. a 36-day community median
  • 8315 active listings competing, 2550 under contract

For reference, this home is listed at $650,000 ($235/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,762 sq ft × $236–$300/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 14, 2026.

Keep looking

Similar homes for sale near DIAMOND C RANCH POD E/F

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $650,000Momentum Realty · on market 25 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,825/yr

A rough first-year estimate only, applying a typical Palm Beach rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in DIAMOND C RANCH POD E/F

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the DIAMOND C RANCH POD E/F neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$542,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$268

Canonical 12-month median $/sq ft. Reference only.

Go deeper on DIAMOND C RANCH POD E/F

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Everglades (Palm Beach)Assigned elementary school · Palm Beach County School District · Grade B (Florida DOE 2025-26)
GRADEA
Emerald CoveAssigned middle school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEA
Palm Beach CentralAssigned high school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,979 – $4,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,287 – −$68At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed twice daily (last: August 14, 2026)
Community market statsBeachesMLS closed sales, as of August 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 176 BELLE GROVE Lane in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.