1870 NE Victorian Lane, Jensen Beach, FL 34957
Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 24, 2026, 1870 NE VICTORIAN Lane in Palmetto Grove, Jensen Beach is listed at $855,000 (2,384 sq ft, about $359 per sq ft). That is 37% above Palmetto Grove's median closed sale of $625,000 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $266/sq ft by about 35%. It has been 30 days on market. Listing facts: built in 2004, a private pool, HOA dues of $29/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2004 · 22 yrs
- 2,384 sq ft of living area
- 2-car garage
- 30 days on market
- HOA $29/mo (per listing)
This home’s history
- 2004BuiltPer public record
- Aug 25, 2026First trackedObserved at $885,000
- Sep 15, 2026Price cut$855,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $4,528/mo 80%
- Taxes $748/mo 13%
- Insurance $356/mo 6%
- HOA $29/mo 1%
$5,661/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $359 per square foot, about 35% above the community’s $266 median. PALMETTO GROVE’s 12-month median sold price per square foot is $266. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
RV - Boat ect, OK! Charming Victorian-Inspired Oasis in Jensen Beach's Highly Sought-After Palmetto Grove Community. Welcome to this exceptional move-in-ready retreat offering 2,384 square feet of beautifully maintained living space, featuring 4 spacious bedrooms, 3 full bathrooms, an oversized two-car garage, and a private screened pool and outdoor living area, all situated on approximately half an acre of lush tropical landscaping.
Built in 2004 and meticulously cared for, this remarkable residence combines timeless coastal charm with modern reliability. Since 2022, the property has benefited from more than $70,000 in thoughtful upgrades and improvements, providing buyers with confidence, comfort, and peace of mind for years to come. Tucked away on a quiet cul-de-sac, this unique lakefront enclave consists of just 14 Key West-style homes, creating a private and welcoming neighborhood atmosphere.
Residents enjoy the advantage of an exceptionally low $350 annual HOA fee and relaxed community restrictions that allow trucks, boats, motorcycles, and RVs. An RV electrical hookup is already installed on the property, adding even greater convenience for outdoor enthusiasts. Experience the very best of Florida's Treasure Coast lifestyle with unmatched access to nearby attractions.
Just minutes away, downtown Jensen Beach offers renowned waterfront dining, boutique shopping, the Children's Museum of the Treasure Coast, the popular weekly Jammin' Jensen street festival, Music at the Mansion events as well as and the pristine Hutchinson Island beaches. Adding to the appeal, historic Downtown Stuart is only three miles away, approximately a nine-minute drive. Enjoy easy access to award-winning restaurants, charming boutiques, the historic Lyric Theatre, the popular Rock'n Riverwalk concert series, and premier cultural destinations including the Elliott Museum and the Florida Oceanographic Coastal Center.
This rare Palmetto Grove gem delivers the perfect combination of privacy, flexibility, location, and lifestyle in one of Jensen Beach's most desirable communities. Recent Capital Improvements & Upgrades 2025 Upgrades Frigidaire Gallery Refrigerator: New premium stainless-steel kitchen appliance ($1,000) Maytag Washer & Dryer: New smart-capable laundry units equipped with Wi-Fi ($1,000) Cal Air Pool Heater: Brand new high-efficiency pool system installed ($5,200) Pool Filter & Equipment: Full operational mechanic refresh including integrated lighting ($800) & Salt Pump ($500) Garbage Disposal: Completely new property plumbing mechanics ($250) Kitchen Sink Faucet: Upgraded designer kitchen hardware finish ($200) Smart Security Network: Front door smart lock & fully operational Ring camera system ($300 / $300) Hardwired Security Camera system (Amcrest) including monitor & receiver - tuned up with cameras replaced ($500) 2024 Upgrades Lush Professional Landscaping: Strategic removal of 3 large oak trees alongside complete premium property re-landscaping ($20,000) Outdoor Lanai Customizations: Installed private outdoor shower, plus a new outdoor ceiling fan and lighting element ($500 / $500) Dual Toilet Bidet Systems: Installed high-end bathroom dual bidet enhancements ($300) 2023 & 2022 Infrastructure Whole-House Generator: Fully integrated backup power system supported by 2 large on-site propane tanks ($4,000) Irrigation System: Fully modernized multi-zone property sprinkler grid ($5,550) Water Purification: High-tier whole-house water filtration system setup ($7,000) Dreamscape Hot Tub: Premium 6-person therapeutic spa with separate electric hookup underneath a covered layout umbrella ($12,500) Privacy Fencing & Gates: Complete perimeter fencing security wrap installed 5/11/22 ($12,500) Core Exterior Features: Complete Impact Windows Protection | Metal Flat-Seam Roof | Premium Hardi-Plank Lap Siding over Structural Concrete Block | Private Backyard Saltwater Pool | Large Covered Front Porch| Outdoor Fish-Cleaning Sink | Raised Garden Beds …
All 93 photos
Description provided by Keyes Platinum Group and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $855,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $29/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 600 active listings competing, 168 under contract
For reference, this home is listed at $855,000 ($359/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,384 sq ft × $234–$298/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 24, 2026.
Similar homes for sale near PALMETTO GROVE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in PALMETTO GROVE
- 2745 SW Montego Terrace #none · $459,000 · 3 bd / 2.0 ba · listed September 23, 2026 (courtesy of Real Estate of Florida)
- 1900 S Kanner Hwy 5-107 Highway #5107 · $216,000 · 2 bd / 2.0 ba · listed September 23, 2026 (courtesy of RE/MAX Gold)
- 12849 SE Berwick Court · $329,000 · 2 bd / 2.0 ba · listed September 22, 2026 (courtesy of Legacy Real Estate of Florida LLC)
- 3290 SE Aster Lane #D158 · $230,000 · 2 bd / 2.0 ba · listed September 22, 2026 (courtesy of RE/MAX of Stuart)
- 11000 SE Federal Hwy 95 Highway #95 · $119,000 · 2 bd / 2.0 ba · listed September 22, 2026 (courtesy of Anchor Southeast Realty LLC)
- 3446 SE Glacier Terrace · $435,000 · 2 bd / 2.0 ba · listed September 20, 2026 (courtesy of Coldwell Banker Realty)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Keyes Platinum Group · MLS # B26067828
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Recent sales activity in PALMETTO GROVE
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PALMETTO GROVE neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on PALMETTO GROVE
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Martin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1870 NE VICTORIAN Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $29/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Martin County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 2,384 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $8,978/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | BeachesMLS, refreshed twice daily (last: September 24, 2026) |
| Community market stats | BeachesMLS closed sales, as of September 24, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1870 NE VICTORIAN Lane and when was it built?
Per the listing record, 1870 NE VICTORIAN Lane was built in 2004 and has 2,384 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1870 NE VICTORIAN Lane in?
1870 NE VICTORIAN Lane is in Palmetto Grove in Jensen Beach, Martin County. The community section on this page shows recent closed sales, days on market, and active inventory for Palmetto Grove from the same MLS data.
Does 1870 NE VICTORIAN Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $29 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1870 NE VICTORIAN Lane differ from the current owner's?
The estimate on this page (about $8,978 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1870 NE VICTORIAN Lane in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.