19687 Estuary Drive, Boca Raton, FL 33498
Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
19687 Estuary Drive in Saturnia, Boca Raton is listed at $1,499,999 (3,301 sq ft, about $454 per sq ft). It came to market within the past week. Listing facts: built in 1998, a private pool, HOA dues of $542/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 1998 · 28 yrs
- 3,301 sq ft of living area
- 3-car garage
- Listed at $1,499,999 — recent neighborhood median sale price ~$1,082,000 (nearby sales; deemed reliable, not an appraisal)
- New to market
- HOA $542/mo (per listing)
About this home
Situated on a desirable corner lot, this exceptional 5-bedroom, 3-bath residence offers 3,400 sq ft of beautifully reimagined living space, a 3-car garage, and an impressive combination of modern luxury, smart-home technology, and resort-style outdoor living. From the moment you enter, soaring 22-foot ceilings and an expansive open-concept design set the tone. Completely renovated with sophisticated finishes throughout, the home features porcelain tile flooring, 8-inch baseboards, solid-core interior doors, custom HVAC vents, recessed LED lighting, and designer touches at every turn.
The Kitchen is a true centerpiece, featuring white quartz waterfall countertops and backsplash, an oversized island with seating, premium GE Café appliances, a 36-inch induction cooktop, double ovens, and soft -close cabinetry. Additional highlights include a custom walk-in pantry, beverage and wine refrigerators, under-cabinet lighting, and an oversized sink. Wine enthusiasts will appreciate the spectacular built-in, climate-controlled wine room with capacity for an impressive 441 bottles!
The spacious primary suite offers a luxurious private retreat, complete with dual custom walk-in closets and a spa-inspired bathroom featuring a stunning wet-room, soaking tub, rainfall shower with six body jets, handheld shower, dual vanities, and illuminated anti-fog mirror. Step outside onto your private 500+ square-foot newly constructed Trex deck overlooking a tranquil lake in the distance, creating the perfect setting for morning coffee or evening relaxation. A versatile second-story bonus area provides additional flexibility for a home office, fitness space, reading nook, or storage.
The outdoor living experience is equally impressive. The fully fenced backyard showcases a spectacular 20,000+ gallon saltwater swimming pool with custom lighting, a newly refreshed screened enclosure, and an upgraded Jandy heating and filtration system. Entertain effortlessly at the custom-built outdoor bar, featuring seating for eight, a convenient kitchen pass-through window, built-in cooler, under-bar storage, and accent lighting.
A custom propane fire table adds the perfect finishing touch to this private tropical retreat. Extensive recent improvements include impact sliding glass doors throughout (2025), new sandblasted marble driveway and patio surfaces (2025), exterior painting (2025), updated pool equipment, a seven-zone irrigation system, and upgraded 200-amp electrical service. Smart-home enhancements include Nest thermostats, WiZ-compatible lighting, a Eufy smart front-door lock, and a whole-house ADT alarm system.
A transferable Choice Home Warranty adds further peace of mind. This is more than a renovation—it's a complete lifestyle upgrade. Offering exceptional indoor and outdoor entertaining spaces, thoughtful modern conveniences, and beautiful lake views, this one-of-a-kind Saturnia residence is ready to impress.
Experience the best of South Florida living in one of West Boca Raton's most desirable communities! Located in the highly sought-after, 24-hour manned-gated community of Saturnia, residents enjoy resort-style amenities including a beautifully appointed clubhouse, new fitness center, swimming pool, spa, tennis courts, basketball court, and playground. Ideally situated directly across from two A-rated schools, Sunrise Park Elementary and Eagles Landing Middle School, Saturnia also borders the expansive Burt Aaronson South County Regional Park, offering an incredible array of recreational activities including Osprey Point Golf Course, Coconut Cove Waterpark, a public tennis center, sports fields, walking and biking trails, dog park, and Sunset Cove Amphitheater.
With convenient access to shopping, dining, and major roadways, Saturnia offers an exceptional combination of luxury, recreation, and the South Florida lifestyle.
All 82 photos
Description provided by Compass Florida LLC and reproduced from the MLS; not independently verified.
Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Strong local evidence — built from 8 comparable closed sales in SATURNIA (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 60 nearby closed sales; the Palm Beach County 2025 tax roll just value ($822,927) × the local sale-to-roll ratio of 40 nearby sales.
Track record: across 2,836 recent closed sales we scored, the closed price landed inside the Messtimate range 64% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-13.
Actual list price: $1,499,999 ($454/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 36% spread on the same house — here is what a model can't see:
- Condition & updates — a 1998 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
- The pool — a private pool carries cost and value the model only sees through the comps.
- Carrying costs & concessions — this home carries HOA dues of $542/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- 5319 active listings competing, 1249 under contract
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (8) + a local hedonic fit (60 sales) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 14, 2026.
Comparable recent sales
6 closed sales in SATURNIA in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $1,082,000 ($346/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $8,072/mo 70%
- Taxes $2,262/mo 20%
- Insurance $688/mo 6%
- HOA $542/mo 5%
$11,565/mo at 20% down, 30-yr @ 7.11% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Palm Beach County Property Appraiser tax roll page (rate tables); Florida TaxWatch 2025 county average. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 19687 Estuary Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $14,450/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,499,999 and the first-year bill resets to about $27,150/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 18.72 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $542/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $6,000–$12,000/yr; neither is a quote. |
| Roof and age | Built in 1998. An original roof would be about 28 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $2,951/month (tax $2,262, HOA $542, insurance $146). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Palm Beach County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Palm Beach County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the SATURNIA market
How this home is priced against recent nearby sales, and where SATURNIA has been over 25 years. Momentum Research analysis of BeachesMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 1998BuiltPer public record
- About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 13, 2026)
- Nov 14, 2026First seen on our siteObserved at $1,499,999
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
The Momentum read
🟡 Asking $454 per square foot, about 31% above the community’s $346 median. SATURNIA’s 12-month median sold price per square foot is $346. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Compass Florida LLC · MLS # B26100197
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Similar homes for sale near SATURNIA
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in SATURNIA
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- 13373 William Myers Court · $1,395,000 · 5 bd / 5.0 ba · listed November 14, 2026 (courtesy of Palm Group Realty LLC)
- 412 Westwind Drive · $699,900 · 3 bd / 2.0 ba · listed November 14, 2026 (courtesy of Serhant)
- 134 Weybridge Circle #D · $290,000 · 2 bd / 2.5 ba · listed November 14, 2026 (courtesy of LAER Realty Partners Bowen/Wellington)
- 776 Bailey Street · $2,750,000 · 5 bd / 4.0 ba · listed November 14, 2026 (courtesy of VantaSure Realty LLC)
Recently off market in SATURNIA
- 19489 Estuary Drive · last listed $1,224,999 · 2026-10-14
- 921 Osceola Drive #Unit 4 · 2026-09-10
- 19650 Estuary Drive · last listed $1,450,000 · 2026-09-10
- 19633 Estuary Drive · last listed $1,054,000 · 2026-09-10
- 19582 Saturnia Lakes Drive · last listed $1,425,000 · 2026-09-10
- 19557 Saturnia Lakes Drive · last listed $1,200,000 · 2026-09-10
Every home on Estuary Drive: what is for sale, what sold and when, the homes and the communities along it.
Just listed: new homes for sale in Southeast Florida in the last 48 hours · updated hourly · RSS · Southeast Florida market today: new listings, price cuts, pendings
More on SATURNIA
Go deeper on SATURNIA
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →What homes sell for in 33498 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 19687 Estuary Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $542/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 3,301 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $27,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,700 more per year than the current owner’s estimated bill (+88%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | BeachesMLS, checked against the MLS hourly (last: November 14, 2026) |
| Comparable sales | BeachesMLS closed sales in SATURNIA, last 18 months, as of November 14, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 19687 Estuary Drive and when was it built?
Per the listing record, 19687 Estuary Drive was built in 1998 and has 3,301 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 19687 Estuary Drive in?
19687 Estuary Drive is in Saturnia in Boca Raton, Palm Beach County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 19687 Estuary Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $542 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 19687 Estuary Drive differ from the current owner's?
The estimate on this page (about $27,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,700 more per year than the current owner’s estimated bill (+88%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 19687 Estuary Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 19687 Estuary Drive in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.