213 days on market (MLS)Single Family ResidenceOpen house Sun, Oct 18, 1 PM–3 PM
$6,999,000
5-Bedroom Pool Home in MIRAMAR SHORES
234 Summa Street, West Palm Beach, FL 33405
Single Family Residence in MIRAMAR SHORES, West Palm Beach · No CDD on record · Built 2026
MIRAMAR SHORES · West Palm Beach, FL 33405 · Palm Beach County
Listing data updated October 17, 2026 at 9:49 AM ET · checked against the MLS hourly
Listed by Brown Harris Stevens of PB (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
5Bedrooms
6Bathrooms
4,294Sq Ft
2026Year Built
$1630Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X5 bedrooms
Open house
Sun, Oct 18, 1 PM–3 PM
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
78% above
$/sq ft vs community
$1630 here vs $916 median sold (12 mo)
Buyer leverage
Strong buyer advantage
213 days on market
24.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~11 ft elevation
$16k–$32k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 17, 2026, 234 Summa Street in Miramar Shores, West Palm Beach is listed at $6,999,000 (4,294 sq ft, about $1,630 per sq ft). That is 75% above Miramar Shores's median closed sale of $4,000,000 over the last 12 months (1 recorded sales). Per square foot it is above the community's recent $916/sq ft by about 78%. It has been 213 days on market. Listing facts: built in 2026, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2026
4,294 sq ft of living area
2-car garage
Listed at $6,999,000 — recent neighborhood median sale price ~$4,000,000 (nearby sales; deemed reliable, not an appraisal)
213 days on market
No HOA reported by the listing (confirm)
Listing description
About this home
Discover exceptional luxury living in this newly constructed residence, ideally positioned south of Southern Boulevard and east of Olive Avenue in West Palm Beach. Offering 5,028 total square feet under roof and 4,588 square feet under air, this impressive home features 5 bedrooms and 6 bathrooms, thoughtfully designed for sophisticated modern living. The property showcases a heated swimming pool, lush professional landscaping, and a detached two-car garage, creating an inviting private retreat in one of West Palm Beach's most desirable neighborhoods.
Perfectly situated one block west of the Intracoastal Waterway, Summa Beach Park, and the scenic bike trail, the home provides an exceptional blend of tranquility and accessibility. Enjoy effortless proximity to fine dining, world-class shopping along Worth Avenue, the Atlantic Ocean, Palm Beach, Mar-a-Lago, and Palm Beach International Airport. A rare opportunity to experience the best of the Palm Beach lifestyle, this remarkable new construction combines generous living spaces, luxurious amenities, and an enviable location.
All 47 photos
Description provided by Brown Harris Stevens of PB and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$6,999,000
Bed / bath5 / 6
Living area4,294 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #B26003291
Listing status213 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~11 ft
CountyPalm Beach
Area listings2 active · 1 under contract
Estimated first-year tax~$73,490/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$1630
Estimated monthly payment$46,729
Insurance (illustrative)$16k–$32k/yr
Messtimate range$3,843,130 – $4,963,864
Comparable-sales median$4,000,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$46,729/mo
Principal & interest $38,768/mo83%
Taxes $6,124/mo13%
Insurance $1,837/mo4%
$46,729/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is $15,831/yr per the MLS listing record (TaxAnnualAmount, 2026-10-16). Florida reassesses at sale, so a buyer's first bill is usually higher than the seller's; the county millage here is not verified, so no reset figure is printed.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $15,500–$32,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated carrying cost at the asking price, before the mortgage: about $1,465/month (tax $1,319, insurance $146). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$73,490/yr
Estimate: a typical Palm Beach effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$16k–$32k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~11 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Palm Beach County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Palm Beach County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively High
HailRelatively Low
Cold waveRelatively High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Miramar Shores
Pricing & the Miramar Shores market
How this home is priced against recent nearby sales, and where Miramar Shores has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Miramar Shores
Each dot is a closed sale since 2001 (49 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2024. This home lists at $1630/sq ft.
Median sale price by year
12-month median closed price, 2013–2024.
Property timeline
This home’s history
2026BuiltPer public record
About Mar 2026Listed (per MLS)MLS reports 213 cumulative days on market as of October 17, 2026
Aug 4, 2026First seen on movewithmomentum.comObserved at $6,999,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $6,999,000Momentum Realty · on market 213 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Nov 2025
$5,525,000
210 Monceaux Road, West Palm Beach
5 / 5.5 bd/ba · 4,300 sq ft · $1285/sq ft
Courtesy of Brown Harris Stevens of PB · View details →
Sold Mar 2026
$3,588,705
7420 W Lake Drive, Lake Clarke Shores
6 / 4.5 bd/ba · 4,302 sq ft · $834/sq ft
Courtesy of Pavon Realty Group, LLC · View details →
Sold Aug 2026
$3,900,000
109 Arlington Place, West Palm Beach
5 / 5.5 bd/ba · 4,358 sq ft · $895/sq ft
Courtesy of Compass Florida LLC · View details →
Sold Sep 2026
$4,000,000
291 Summa Street, West Palm Beach
4 / 5 bd/ba · 4,365 sq ft · $916/sq ft
Courtesy of Douglas Elliman · View details →
Sold Sep 2026
$4,000,000
291 Summa Street, West Palm Beach
4 / 5 bd/ba · 4,365 sq ft · $916/sq ft
Courtesy of Douglas Elliman · View details →
Sold Feb 2026
$4,750,000
369 Avila Road, West Palm Beach
5 / 6.5 bd/ba · 4,108 sq ft · $1156/sq ft
Courtesy of Douglas Elliman · View details →
Median of these 6 sales: $4,000,000 ($916/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$3,664,500the mess$4,971,100
Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.
Actual list price: $6,999,000 ($1,630/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 36% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
2 active listings competing
≈24.0 months of supply
2 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.
Momentum Scores
Momentum Property Score
41/100
Strongest on: Flood safety (90), Insurance cost (80)
0 limited50100 exceptional
41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $1630/sq ft vs the community 12-month median $916/sq ft.
Affordability0
List price $6,999,000 vs the community median $4,000,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~24.0 months of supply (12-month record).
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $1630 per square foot, about 78% above the community’s $916 median. Miramar Shores’s 12-month median sold price per square foot is $916. Confidence: Low · 1 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
72% of homes in Miramar Shores are owner-occupied. An estimated 28% are non-owner-occupied, including 14% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 50 homes matched. Community-level context.
What’s unique here: one of only 2 active listings in Miramar Shores, no CDD assessment.
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 234 Summa Street?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by Brown Harris Stevens of PB · MLS # B26003291
Request a showing
Keep looking
Similar homes for sale near MIRAMAR SHORES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Palm Beach County approves $26M deal for 400-room second convention center hotel
Palm Beach County commissioners voted 6-1 to approve a $26 million deal with Related Ross for a 400-room hotel on land adjacent to the county convention center in downtown West Palm Beach. The county would buy the property and lease it back to the developer, and officials estimate about 650 permanent jobs, including roughly 255 hotel jobs. Construction could finish within three years.
Why it matters: Adds hotel capacity and several hundred permanent jobs next to the downtown convention district, supporting nearby dining and retail demand. The site is less than a mile southeast of Miramar Shores.
Palm Beach County approves one-year moratorium on large data centers in unincorporated areas
County commissioners unanimously approved the pause on September 24 after a first reading on August 27. It covers new applications for facilities expected to draw 50 megawatts or more at peak demand, with related parcels counted together. The pause lasts one year or until permanent rules are adopted.
Why it matters: Pauses large power-intensive facilities in unincorporated areas while permanent rules are written, which affects industrial land use and grid demand planning. The site is about 1 mile southeast of Miramar Shores.
Plans filed for 25-story, 194-residence tower at 464 Fern Street in downtown West Palm Beach
Related Ross filed plans for a roughly 316-foot, 25-story building with 194 residences, 4,343 square feet of commercial space and 486 parking spaces at 464 Fern Street. The developer bought the 2.64-acre site for $55 million in May. The project remains in municipal review with no construction dates announced.
Why it matters: Proposed downtown residential supply that would add housing inventory within walking distance of the city's core. The site is about 1 mile southeast of Miramar Shores.
Construction progresses on 10 and 15 CityPlace office towers in downtown West Palm Beach
Related Ross is building two office towers in the CityPlace district totaling nearly one million square feet, including the 25-story 15 CityPlace. Both towers are scheduled for completion in 2027.
Why it matters: Roughly one million square feet of new downtown office space expands the local employment base and daytime demand for nearby dining and retail. The site is about 1 mile southeast of Miramar Shores.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Palm Beach County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 234 Summa Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2026: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 4,294 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $73,490/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
BeachesMLS, checked against the MLS hourly (last: October 17, 2026)
Comparable sales
BeachesMLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 234 Summa Street and when was it built?
Per the listing record, 234 Summa Street was built in 2026 and has 4,294 sq ft of living area, 5 bedrooms and 6.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 234 Summa Street in?
234 Summa Street is in Miramar Shores in West Palm Beach, Palm Beach County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 234 Summa Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 234 Summa Street differ from the current owner's?
The estimate on this page (about $73,490 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 234 Summa Street in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 234 Summa Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
