2536 NW Seagrass Drive #2a, Palm City, FL 34990
Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 24, 2026, 2536 NW Seagrass Drive #2a in Harbour Ridge Yacht & Country Club - Bayhead Villa, Palm City is listed at $399,900 (1,949 sq ft, about $205 per sq ft). It has been 86 days on market. Listing facts: built in 1985, waterfront, HOA dues of $4,231/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1985 · 41 yrs
- 1,949 sq ft of living area
- 86 days on market
- HOA $4,231/mo (per listing)
This home’s history
- 1985BuiltPer public record
- Aug 4, 2026First trackedObserved at $399,900
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,118/mo 31%
- Taxes $350/mo 5%
- Insurance $217/mo 3%
- HOA $4,231/mo 61%
$6,916/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $205 per square foot, about in line with the community’s $205 median. Harbour Ridge Yacht & Country Club - Bayhead Villa’s 12-month median sold price per square foot is $205. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: a golf-course community, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Commanding the widest panoramic views of the St. Lucie River of any Bayhead condo, this exceptional end-unit residence is one of the community's most desirable waterfront offerings. Surrounded by lush tropical landscaping from the welcoming front entry to the expansive rear patio, this private retreat offers a peaceful, secluded setting while showcasing breathtaking river views from nearly every room.
Inside, the thoughtfully designed split floor plan offers 1,949 square feet of living space with two spacious bedrooms plus a versatile den that can easily serve as a third bedroom or home office. The main living area is enhanced by soaring vaulted ceilings with beautiful tongue-and-groove detailing, creating an open, airy atmosphere filled with abundant natural light while perfectly framing the spectacular waterfront backdrop. Recently renovated bathrooms, three closets in the primary suite, a walk-in closet in the guest bedroom, and a custom built-in bar in the den provide exceptional comfort and functionality.
Step outside your back door and immerse yourself in the quintessential Florida lifestyle. Enjoy direct access to Harbour Ridge's scenic two-mile nature trail that winds along the picturesque St. Lucie River—perfect for morning walks, evening sunsets, or simply taking in the abundant wildlife.
If you keep a boat at the marina, you'll also appreciate the convenience of walking from your residence directly to your boat and being on the water in minutes. Lovingly maintained by its original owner, the home also features a 2013 A/C, 2022 water heater, accordion hurricane shutters, a covered carport with private storage, and an ideal location just steps from the community pool and golf cart storage. Rarely does an end-unit residence combine the widest river views in Bayhead Village, exceptional privacy, and an unparalleled connection to nature, creating an extraordinary opportunity to experience the very best of Harbour Ridge Yacht & Country Club living.
Harbour Ridge is one of the most premier private club memberships in all of South Florida, which offers luxurious amenities for all of their members. Whether you enjoy golf, boating, kayaking, paddle boarding, fitness, tennis, pickleball, dining, bird watching, or embracing the natural surrounds of a Certified Audubon Cooperative Sanctuary, Harbour Ridge offers something for everyone. The club also prides themselves by providing their membership an unparalleled level of personalized service across all amenity venues to ensure the highest level of membership experiences throughout the club and community.
All 88 photos
Description provided by Serhant and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $399,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1985 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $4,231/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 767 active listings competing, 207 under contract
For reference, this home is listed at $399,900 ($205/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,949 sq ft × $180–$230/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 24, 2026.
Similar homes for sale near Harbour Ridge Yacht & Country Club - Bayhead Villa
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Harbour Ridge Yacht & Country Club - Bayhead Villa
- 180 SE Serenata Court · $400,000 · 3 bd / 1.5 ba · listed September 23, 2026 (courtesy of Beycome of Florida LLC)
- 3315 Seminole Road · $1,500,000 · 4 bd / 3.0 ba · listed September 23, 2026 (courtesy of Southern Key Realty)
- 2629 Caper Court · $160,000 · 2 bd / 2.0 ba · listed September 23, 2026 (courtesy of Realty One Group Engage)
- 1891 NW Vivanco Street · $525,000 · 3 bd / 2.5 ba · listed September 23, 2026 (courtesy of EXP Realty LLC)
- 2400 S Ocean Drive #1034 · $259,500 · 1 bd / - ba · listed September 23, 2026 (courtesy of Keller Williams Realty of PSL)
- 8330 Hidden Pines Road · $714,999 · 3 bd / 2.0 ba · listed September 23, 2026 (courtesy of Branca Realty Professionals, L)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 2536 NW Seagrass Drive #2a?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by Serhant · MLS # B26046711
Request a showing
Recent sales activity in Harbour Ridge Yacht & Country Club - Bayhead Villa
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Harbour Ridge Yacht & Country Club - Bayhead Villa neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Explore St. Lucie County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 2536 NW Seagrass Drive #2a, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in St. Lucie County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,949 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,199/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | BeachesMLS, refreshed twice daily (last: September 24, 2026) |
| Community market stats | BeachesMLS closed sales, as of September 24, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 2536 NW Seagrass Drive #2a and when was it built?
Per the listing record, 2536 NW Seagrass Drive #2a was built in 1985 and has 1,949 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2536 NW Seagrass Drive #2a in?
2536 NW Seagrass Drive #2a is in Harbour Ridge Yacht & Country Club - Bayhead Villa in Palm City, St. Lucie County. The community section on this page shows recent closed sales, days on market, and active inventory for Harbour Ridge Yacht & Country Club - Bayhead Villa from the same MLS data.
Does 2536 NW Seagrass Drive #2a have an HOA, and how much are the dues?
The listing reports HOA dues of $4,231 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 2536 NW Seagrass Drive #2a differ from the current owner's?
The estimate on this page (about $4,199 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2536 NW Seagrass Drive #2a in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 2536 NW Seagrass Drive #2a in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.