Palm City
Housing Market
Median sale price $776,500, up 1.5% year over year, with homes going under contract in about 64 days, 49 homes on the market.
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Housing Market Analyst
Inventory sits at 5.3 months of supply — balanced by the 3-to-6-month balanced benchmark, and 30% of listed homes are already under contract. Prices are up 1.5% versus the prior year and sellers are still collecting 92.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 30% of inventory sits under contract.
- Mortgage sensitivity — at 5.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Palm City data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Palm City is hot — and where it isn't
Each dot is a community (37 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Palm City
The median sale price across Palm City currently stands at $776,500, up 1.5% from a year ago. Buyers are paying a median of $281 per square foot. The typical home goes under contract in about 64 days. Sellers are capturing 92.8% of their original asking price on average.
There are 49 active listings on the market, with 22 more already under contract. At the current sales pace that works out to 5.3 months of supply — roughly balanced conditions by the standard six-month benchmark. 135 homes closed here over the trailing 12 months.
Palm City prices sit above the Martin County median by roughly 83%. Zillow's home value index for Martin County stands at $449,538. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Palm City is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Palm City since 2012 — and where it’s heading
A median home here sold for $278,699 in 2012 and $745,426 over the last recorded year — 167% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (2,281 recorded sales)
Days on market by year
Home value trend · Martin County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Martin County (MLS)
Median price · daily recalculation
What’s driving Palm City
Top inbound states: NY, NJ, CT, MA. Movers arriving report ~$142,932 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,552 Citizens policies in force in Martin County — the state-backed insurer of last resort. Budget insurance into any Martin purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
843 single-family · 2 multi-family · 5.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Palm City right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Martin County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Palm City ← this page | $776K | 49 | 49 | |
| Stuart | $380K | 130 | 48 | Open → |
| Jensen Beach | $454K | 83 | 38 | Open → |
Neighborhoods on the move
| Palm CityPalm City | $410K | ▲ 14% |
| Hammock CreekPalm City | $862K | ▲ 12% |
| Highlands ReservePalm City | $765K | ▲ 12% |
| Mid-Rivers Yacht And Country Club (Aka Evergreen CPalm City | $830K | ▲ 2% |
| lighthouse pointPalm City | $1.10M | ▲ -0% |
| Stuart WestPalm City | $1.05M | ▼ 21% |
| THE MEADOWS AT MARTIN DOWNSPalm City | $345K | ▼ 19% |
| Sunset Trace At Martin Downs (Aka Martin Downs PlaPalm City | $208K | ▼ 17% |
| DANFORTHPalm City | $642K | ▼ 8% |
| Sand Trail (Aka Copperleaf)Palm City | $1.18M | ▼ 6% |
| Sand Trail (Aka Copperleaf)Palm City | $1.18M | 7 |
| THE MEADOWS AT MARTIN DOWNSPalm City | $345K | 7 |
| HIGHLANDS RESERVEPalm City | $765K | 4 |
| MonarchPalm City | $859K | 4 |
| PALM COVE GOLF & YACHT CLUBPalm City | $1.08M | 4 |
| Sand Trail (Aka Copperleaf)Palm City | $1.18M | 20 days |
| Hammock CreekPalm City | $862K | 22 days |
| Mid-Rivers Yacht And Country Club (Aka Evergreen CPalm City | $830K | 26 days |
| Palm CityPalm City | $410K | 28 days |
| Stamford At Sunset Trace (Aka Martin DownsPalm City | $242K | 31 days |
Palm City ZIP codes
Most active communities
More on Palm City
Put this data to work
The questions people actually ask
Should I buy a house in Palm City right now?
The data says conditions currently favor neither side decisively in Palm City — the Momentum Score reads 49/100 with 5.3 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Palm City becoming more affordable?
No — the median sale price in Palm City is $776,500, up 1.5% versus the prior year, while sellers still capture 92.8% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Palm City?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Stuart West (-21%); THE MEADOWS AT MARTIN DOWNS (-19%); Sunset Trace At Martin Downs (Aka Martin Downs Pla (-17%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Palm City neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Sand Trail (Aka Copperleaf) (20 days); Hammock Creek (22 days); Mid-Rivers Yacht And Country Club (Aka Evergreen C (26 days) — homes there go under contract well ahead of the market-wide pace of 64 days.
How does Palm City compare to the rest of Martin County?
Palm City's median of $776,500 runs 83% above the county-wide median of $425,000, and homes here take 64 days to go under contract versus 64 county-wide.
Palm City housing market FAQ
How is the housing market in Palm City right now?
As of September 15, 2026, the Palm City housing market is roughly balanced: the median sale price is $776,500 (up 1.5% year over year), 49 homes are for sale against 135 sales in the last 12 months, which is 5.3 months of supply, and the typical home goes under contract in about 64 days.
How much is a house in Palm City?
The median home sold for $776,500 in Palm City over the last 12 months, about $281 per square foot; asking prices on the 49 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Palm City?
By the numbers, sellers in Palm City are getting 92.8% of asking price and going under contract in about 64 days with 5.3 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Palm City housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Palm City median sale prices are up 1.5% year over year, inventory stands at 5.3 months of supply, and 30% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Palm City?
The median sale price in Palm City is currently $776,500, up 1.5% from a year ago, based on MLS sales data updated September 15, 2026.
Is Palm City a buyer's or seller's market right now?
The data currently is roughly balanced. Palm City scores 49 of 100 on the Momentum Score, with 5.3 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Palm City?
The typical home in Palm City goes under contract in about 64 days, per current MLS data.
How many homes are for sale in Palm City?
There are approximately 49 active listings in Palm City as of September 15, 2026.
Are home prices in Palm City rising or falling?
Median sale prices are up 1.5% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Palm City. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.