276 days on market (MLS) Single Family Residence
$39,900,000
5-Bedroom Pool Home in Highland Beach

3805 S Ocean Boulevard, Highland Beach, FL 33487

Single Family Residence in Highland Beach · No CDD on record · Built 2026
Highland Beach, FL 33487 · Palm Beach County
Listing data updated October 12, 2026 at 8:08 AM ET · checked against the MLS hourly
5Bedrooms
6.5Bathrooms
8,347Sq Ft
2026Year Built
$4780Per Sq Ft
WaterfrontPrivate pool4-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
328% above
$/sq ft vs community
$4780 here vs $1116 median sold (12 mo)
Buyer leverage
Buyer advantage
276 days on market
Zone VE
Flood risk
Confirm requirements with FEMA; ~13 ft elevation
$88k–$182k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $39.90M tops 12 of the last 12 closed sales

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 12, 2026, 3805 S Ocean Boulevard in Highland Beach is listed at $39,900,000 (8,347 sq ft, about $4,780 per sq ft). It has been 276 days on market. Listing facts: built in 2026, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone VE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2026
  • 8,347 sq ft of living area
  • 4-car garage
  • Listed at $39,900,000 — recent neighborhood median sale price ~$7,627,500 (nearby sales; deemed reliable, not an appraisal)
  • 276 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Experience unparalleled opulence in this new construction, oceanfront residence expertly crafted by Yodezeen Architectural and Design Studio in collaboration with J. Gregory Artistic Estates. This contemporary gem, located in Highland Beach, seamlessly blends cutting-edge earth tones with modern living amenities.

Spanning four stories and 10,836 square feet, every room in this estate offers breathtaking views of the Atlantic Ocean. An elevated driveway allows parking on the entry-level. The home features a state-of-the-art chef's kitchen with temperature-controlled wine storage, a butler's prep kitchen, a private office, and laundry on each level.

The entire second floor is dedicated to a lavish, 3000 sqft primary suite, offering ultimate privacy and luxury, complete with a massage room and a sleek gym. The third floor hosts additional ensuite guest rooms and a spacious loft area. Additional highlights including high-end appliances, a full smart home system, a 4+ car garage, a stunning pool, ample storage, and more.

This home is the epitome of contemporary elegance and sophisticated coastal living.

All 37 photos

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Description provided by Coldwell Banker/BR and reproduced from the MLS; not independently verified.

Listing courtesy of Coldwell Banker/BR · Listing agent: Jonathan G Postma · 561-395-2233Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$39,900,000
Bed / bath5 / 6.5
Living area8,347 sq ft
Year built2026
Property typeSingle Family Residence
Garage4-car
PoolYes
MLS #R11152753
Listing status276 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone VE
Ground elevation~13 ft
CountyPalm Beach
Estimated first-year tax~$418,950/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$4780
Estimated monthly payment$266,394
Insurance (illustrative)$88k–$182k/yr
Messtimate range$6,485,619 – $12,779,257
Comparable-sales median$7,627,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$266,394/mo
  • Principal & interest $221,008/mo 83%
  • Taxes $34,912/mo 13%
  • Insurance $10,474/mo 4%

$266,394/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$418,950/yr

Estimate: a typical Palm Beach effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$88k–$182k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone VE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone VE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~13 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Palm Beach County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Palm Beach County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively High
HailRelatively Low
Cold waveRelatively High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · HIGHLAND BEACH

Pricing & the HIGHLAND BEACH market

How this home is priced against recent nearby sales, and where HIGHLAND BEACH has been over 25 years. Momentum Research analysis of BeachesMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales839 NE Bay Isle Drive839 NE Bay Isle Drive: $764/sq ft$764775 Oriole Circle775 Oriole Circle: $777/sq ft$7775344 Boca Marina Circle5344 Boca Marina Circle: $1116/sq ft$1116951 Tropic Boulevard951 Tropic Boulevard: $1116/sq ft$11167400 NE Orchid Bay Terra…7400 NE Orchid Bay Terrace: $1531/sq ft$15311002 Seasage Drive1002 Seasage Drive: $2072/sq ft$2072This homeThis home: $4780/sq ft$4780Community median $1116
Property timeline

This home’s history

  • 2026BuiltPer public record
  • About Jan 2026Listed (per MLS)MLS reports 276 cumulative days on market as of October 12, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $39,900,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $39,900,000Momentum Realty · on market 276 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $7,627,500 ($1116/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$6,485,619the mess$12,779,257

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $39,900,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 97% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 4836 active listings competing, 1357 under contract

For reference, this home is listed at $39,900,000 ($4,780/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 8,347 sq ft × $777–$1,531/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 12, 2026.

Momentum Scores

Momentum Property Score

14/100
Strongest on: Insurance cost (30), Flood safety (25)
0 limited50100 exceptional

14/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $4780/sq ft vs the community 12-month median $1116/sq ft.
Affordability0
List price $39,900,000 vs the community median $7,627,500. Not a measure of personal affordability.
Flood safety25
FEMA Zone VE, ~13 ft elevation. Verify the parcel with FEMA.
Insurance cost30
From FEMA Zone VE and a 2026 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $4780 per square foot, about 328% above the community’s $1116 median. HIGHLAND BEACH’s 12-month median sold price per square foot is $1116. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Coldwell Banker/BR · MLS # R11152753

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More on Palm Beach County

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Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
J. C. MitchellAssigned elementary school · Palm Beach County School District · Grade B (Florida DOE 2025-26)
GRADEA
Boca Raton CommunityAssigned middle school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEA
Boca RatonAssigned high school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3805 S Ocean Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2026: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone VE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Palm Beach County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 8,347 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $418,950/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordBeachesMLS, checked against the MLS hourly (last: October 12, 2026)
Comparable salesBeachesMLS closed sales within about 3 miles, last 18 months, as of October 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone VE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3805 S Ocean Boulevard and when was it built?

Per the listing record, 3805 S Ocean Boulevard was built in 2026 and has 8,347 sq ft of living area, 5 bedrooms and 6.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3805 S Ocean Boulevard in?

3805 S Ocean Boulevard is in Highland Beach, Palm Beach County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3805 S Ocean Boulevard have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 3805 S Ocean Boulevard differ from the current owner's?

The estimate on this page (about $418,950 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3805 S Ocean Boulevard in a flood zone?

The FEMA flood map places this parcel in Zone VE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.