2 bedroom Condominium at 50 SE Ocean Boulevard #302, Esplanade/Downtown Stuart, Stuart — photo 1Front elevation
2 bedroom Condominium at 50 SE Ocean Boulevard #302, Esplanade/Downtown Stuart, Stuart — photo 2Living space
2 bedroom Condominium at 50 SE Ocean Boulevard #302, Esplanade/Downtown Stuart, Stuart — photo 3Kitchen
2 bedroom Condominium at 50 SE Ocean Boulevard #302, Esplanade/Downtown Stuart, Stuart — photo 4Owner's suite
2 bedroom Condominium at 50 SE Ocean Boulevard #302, Esplanade/Downtown Stuart, Stuart — photo 5Exterior / yardView all 39 photos →
19 days on market Condominium
$549,999
2-Bedroom Condo in Esplanade/Downtown Stuart

50 SE Ocean Boulevard #302, Stuart, FL 34994

Condominium in Esplanade/Downtown Stuart · No CDD
Esplanade/Downtown Stuart · Stuart, FL 34994 · Martin
Listing data updated July 23, 2026 · refreshed twice daily
2Bedrooms
2.5Bathrooms
1,818Sq Ft
2007Year Built
$303Per Sq Ft
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$303 here vs $303 median sold (12 mo)
Buyer leverage
Seller-leaning
19 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2007 · 19 yrs
  • 1,818 sq ft of living area
  • 19 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2007BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,536/mo
  • Principal & interest $2,787/mo 79%
  • Taxes $481/mo 14%
  • Insurance $218/mo 6%
  • HOA $50/mo 1%

$3,536/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Insurance cost (74)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $303/sq ft vs the community 12-month median $303/sq ft.
Affordability50
List price $549,999 vs the community median $549,999. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost74
From FEMA Zone X and a 2007 build. Obtain a property-specific quote.
Renovation upside21
From a 2007 build and $303/sq ft vs the community median $303/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $303 per square foot, about in line with the community’s $303 median. Esplanade/Downtown Stuart’s 12-month median sold price per square foot is $303. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Fully Updated Penthouse-Level Residence beautifully updated 2-bedroom, 2.5-bathroom — the largest of only five private condos in the landmark Esplanade building in downtown Stuart. With private residential lobby and elevator access, high ceilings, crown molding, real wood floors, a gourmet kitchen, beautiful built-ins, and a dedicated office space, it has been freshly painted with a new roof and all mechanical systems recently updated — so you can enjoy carefree, low-maintenance living from day one. Imagine waking up in the heart of the Sailfish Capital of the World and stepping onto your expansive covered balcony to the sounds of the St.

Lucie River and the easy rhythm of coastal life. This rare top-floor home places you at the center of one of Florida's most authentic waterfront communities — where the boating lifestyle isn't just something you do on weekends, it's part of everyday living. From your front-row perch above Confusion Corner, you're moments from world-class fishing grounds and direct ocean access via the St.

Lucie Inlet. Launch your boat in the morning and be offshore chasing sailfish, mahi, or kingfish by midday. In the evening, cruise back in for dinner at a marina-front restaurant or anchor at a sandbar with friends.

Hutchinson Island's pristine, uncrowded beaches are just a short drive away — perfect for sunrise walks, shelling, swimming, or simply soaking in the Atlantic breeze. This is the easy coastal life done right: mornings on the Riverwalk with coffee in hand, afternoons exploring historic downtown boutiques and galleries, and evenings enjoying live music at Rock'n Riverwalk or dinner at Sailor's Return. The acclaimed Elliott Museum and Florida Oceanographic Coastal Center are nearby for days when you want a little culture with your coastal views.

And when you're ready for the energy of a bigger city, the upcoming Brightline high-speed rail station in downtown Stuart will offer convenient, car-free access to Miami and Orlando — giving you the freedom to live the relaxed Stuart lifestyle while staying connected to work, events, or weekend getaways in South Florida and beyond. The large covered balcony delivers panoramic views of historic downtown Stuart with distant glimpses of the St. Lucie River — the perfect spot to watch the daily waterfront activity or gather friends for the spectacular Fourth of July fireworks display over the river during America's 250th celebration.

Healthcare peace of mind is right nearby with the prestigious Cleveland Clinic Martin North Hospital just minutes away. The entire building features impact glass and a fire sprinkler system, and two covered parking spaces add to the convenience. Whether you're an avid boater, a beach lover, or someone who simply wants the authentic Old Florida coastal lifestyle with modern connectivity, this rare penthouse-level residence offers the best of both worlds.

A Must-See to Appreciate The thoughtful updates, craftsmanship, and light-filled spaces truly set this home apart. Special Note to Buyers: This unit is located in a mixed-use (commercial/residential) building. As a result, it will not qualify for conventional financing.

Cash buyers or those working with portfolio lenders experienced in mixed-use properties are encouraged. Buyer to independently verify all financing options. Property Highlights: 2 Bedrooms | 2.5 Bathrooms | 1,818 Sq Ft — the largest of only 5 residential condos in the Esplanade (penthouse level) Expansive covered balcony with panoramic downtown views + distant river glimpses Two private balconies total | Private residential lobby & elevator Real wood floors, gourmet kitchen, beautiful built-ins, and dedicated office space Newly painted, new roof, and all mechanical systems recently updated for carefree living Beautifully updated with quality craftsmanship and high-end finishes Built 2007 | Impact glass & fire sprinklers building-wide Covered parking for 2 vehicles Pet-friendly | Coud come turnkey and fully furnishe…

Description provided by LPT Realty, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$549,999
Bed / bath2 / 2.5
Living area1,818 sq ft
Year built2007
Property typeCondominium
MLS #B26045612
Listing status19 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyMartin
Estimated first-year tax~$5,775/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$303
Estimated monthly payment$3,536
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$549,999

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of LPT Realty, LLC · Listing agent: Rebekah Lee Urbina · 877-366-2213Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$485,406the mess$616,302

Actual list price: $549,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 705 active listings competing, 199 under contract

For reference, this home is listed at $549,999 ($303/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,818 sq ft × $267–$339/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.

Keep looking

Similar homes for sale near Esplanade/Downtown Stuart

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $549,999Momentum Realty · on market 19 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,775/yr

A rough first-year estimate only, applying a typical Martin rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Esplanade/Downtown Stuart

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Esplanade/Downtown Stuart neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$549,999

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$303

Canonical 12-month median $/sq ft. Reference only.

Explore Martin County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Martin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
J.D. ParkerAssigned elementary school · Martin County School District · Grade C (Florida DOE 2025-26)
GRADEA
StuartAssigned middle school · Martin County School District · Grade A (Florida DOE 2025-26)
GRADEA
Jensen BeachAssigned high school · Martin County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,521 – $3,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,093 – −$61At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Stuart

Groceries, dining, and parks for this city — see the city guide.

County
Martin

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
Esplanade/Downtown Stuart

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 23, 2026)
Community market statsrealMLS closed sales, as of July 23, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 50 SE Ocean Boulevard #302 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.