2 bedroom Villa at 6531 SE Federal Highway A-105 Highway, TWIN LAKES SOUTH & TOWN VILLAS CONDO, Stuart — photo 1Front elevation
2 bedroom Villa at 6531 SE Federal Highway A-105 Highway, TWIN LAKES SOUTH & TOWN VILLAS CONDO, Stuart — photo 2Living space
2 bedroom Villa at 6531 SE Federal Highway A-105 Highway, TWIN LAKES SOUTH & TOWN VILLAS CONDO, Stuart — photo 3Kitchen
2 bedroom Villa at 6531 SE Federal Highway A-105 Highway, TWIN LAKES SOUTH & TOWN VILLAS CONDO, Stuart — photo 4Owner's suite
2 bedroom Villa at 6531 SE Federal Highway A-105 Highway, TWIN LAKES SOUTH & TOWN VILLAS CONDO, Stuart — photo 5Exterior / yardView all 46 photos →
Active Villa
$255,000
2-Bedroom Villa in TWIN LAKES SOUTH & TOWN VILLAS CONDO

6531 SE Federal Highway A-105 Highway, Stuart, FL 34997

Villa in TWIN LAKES SOUTH & TOWN VILLAS CONDO, Stuart · No CDD
TWIN LAKES SOUTH & TOWN VILLAS CONDO · Stuart, FL 34997 · Martin
Listing data updated September 14, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,182Sq Ft
1979Year Built
$216Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
64% above
$/sq ft vs community
$216 here vs $132 median sold (12 mo)
Buyer leverage
Strong buyer advantage
12.0-month supply
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $255k tops 2 of the last 2 closed sales

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 14, 2026, 6531 SE Federal Highway A-105 Highway in Twin Lakes South & Town Villas Condo, Stuart is listed at $255,000 (1,182 sq ft, about $216 per sq ft). That is 77% above Twin Lakes South & Town Villas Condo's median closed sale of $144,000 over the last 12 months (2 recorded sales). Per square foot it is above the community's recent $132/sq ft by about 64%. It came to market within the past week. Listing facts: built in 1979, HOA dues of $516/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1979 · 47 yrs
  • 1,182 sq ft of living area
  • Listed at $255,000 — recent neighborhood median sale price ~$144,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $516/mo (per listing)
Momentum Research · Twin Lakes South & Town Villas Condo

Pricing & the Twin Lakes South & Town Villas Condo market

How this home is priced against recent nearby sales, and where Twin Lakes South & Town Villas Condo has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales6531 SE Federal Highway …6531 SE Federal Highway #J202: $127/sq ft$1276531 SE Federal Highway …6531 SE Federal Highway #S201: $138/sq ft$138This homeThis home: $216/sq ft$216Community median $132

Price vs. size in Twin Lakes South & Town Villas Condo

Each dot is a closed sale since 2013 (93 total). This home is the gold marker.

$45k$156k$267k9641,0881,213This home: $255,000, 1,182 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). BeachesMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2025. This home lists at $216/sq ft.

$40$135$2292014: $5920142015: $632016: $9520162017: $932018: $10020182019: $1312020: $12320202021: $1402022: $16320222023: $1892024: $21120242025: $1722025

Median sale price by year

12-month median closed price, 2014–2025.

$44k$147k$250k2014: $64k20142015: $75k2016: $110k20162017: $110k2018: $110k20182019: $139k2020: $132k20202021: $138k2022: $178k20222023: $205k2024: $230k20242025: $191k2025
Property timeline

This home’s history

  • 1979BuiltPer public record
  • Sep 14, 2026First trackedObserved at $255,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,202/mo
  • Principal & interest $1,324/mo 60%
  • Taxes $223/mo 10%
  • Insurance $138/mo 6%
  • HOA $516/mo 23%

$2,202/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$3,175/yr
$265/mo·effective rate ~1.25%
Estimated from today’s asking price and current Martin County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,825/yr ($235/mo)
+$350 more each year
(+12%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$182,550
Market value
$182,550
Assessed
$182,550
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

22/100
Strongest on: Renovation upside (54), Market liquidity (35)
0 limited50100 exceptional

22/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $216/sq ft vs the community 12-month median $132/sq ft.
Affordability0
List price $255,000 vs the community median $144,000. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).
Renovation upside54
From a 1979 build and $216/sq ft vs the community median $132/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $216 per square foot, about 64% above the community’s $132 median. Twin Lakes South & Town Villas Condo’s 12-month median sold price per square foot is $132. Confidence: Low · 2 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in Twin Lakes South & Town Villas Condo, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

You will love all the beautiful upgrades in this 2-bedroom, 2-bath villa. The kitchen is a chef's delight, featuring gorgeous quartz countertops, a large peninsula perfect for meal prep or casual dining, stainless steel appliances installed in 2024, under-cabinet lighting, and recessed lighting. Both bathrooms have been beautifully updated with new vanities, tile flooring, updated shower enclosures, and glass shower doors.

The spacious primary suite features an ensuite bathroom, a walk-in closet, and two additional closets, providing plenty of storage. The cozy screened-in patio also offers extra storage and features new flooring, creating the perfect place to relax and enjoy Florida's beautiful weather. Located in Twin Lakes, an active 55+ community, residents can enjoy a clubhouse, community pool, tennis courts, fitness facilities, and plenty of opportunities to stay active and social.

It's a wonderful place to relax, meet neighbors, and enjoy the Florida lifestyle.

Description provided by The Keyes Company - Stuart and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$255,000
Bed / bath2 / 2
Living area1,182 sq ft
Year built1979
Property typeVilla
MLS #B26075922
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyMartin
Area listings2 active · 2 under contract
Estimated first-year tax~$2,678/yr
CDD assessmentNone on record
HOA (per listing)$516/mo

Calculated estimates

Price per sq ft$216
Estimated monthly payment$2,202
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$144,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of The Keyes Company - Stuart · Listing agent: Deborah LeClaire · 772-497-1330Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$137,112the mess$174,936

Actual list price: $255,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1979 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $516/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 3 active listings competing, 2 under contract
  • 12.0 months of supply
  • 2 closed here in the last 12 months

For reference, this home is listed at $255,000 ($216/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,182 sq ft × $116–$148/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 14, 2026.

Keep looking

Similar homes for sale near TWIN LAKES SOUTH & TOWN VILLAS CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $255,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,678/yr

A rough first-year estimate only, applying a typical Martin rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$516/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 6531 SE Federal Highway A-105 Highway?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by The Keyes Company - Stuart · MLS # B26075922

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or call (904) 351-6461
Market data · public records

Recent sales activity in TWIN LAKES SOUTH & TOWN VILLAS CONDO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the TWIN LAKES SOUTH & TOWN VILLAS CONDO neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$144,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$132

Canonical 12-month median $/sq ft. Reference only.

Go deeper on TWIN LAKES SOUTH & TOWN VILLAS CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Martin County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

SeaWindAssigned elementary school · Martin County School District
GRADEB
MurrayAssigned middle school · Martin County School District · Grade B (Florida DOE 2025-26)
GRADEA
South ForkAssigned high school · Martin County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $132/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,169 – $1,700/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate1.9%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,067 – −$589At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 6531 SE Federal Highway A-105 Highway, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1979 (47 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $516/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Martin County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,182 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,678/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed twice daily (last: September 14, 2026)
Community market statsBeachesMLS closed sales, as of September 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 6531 SE Federal Highway A-105 Highway and when was it built?

Per the listing record, 6531 SE Federal Highway A-105 Highway was built in 1979 and has 1,182 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 6531 SE Federal Highway A-105 Highway in?

6531 SE Federal Highway A-105 Highway is in Twin Lakes South & Town Villas Condo in Stuart, Martin County. The community section on this page shows recent closed sales, days on market, and active inventory for Twin Lakes South & Town Villas Condo from the same MLS data.

Does 6531 SE Federal Highway A-105 Highway have an HOA, and how much are the dues?

The listing reports HOA dues of $516 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 6531 SE Federal Highway A-105 Highway differ from the current owner's?

The estimate on this page (about $2,678 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 6531 SE Federal Highway A-105 Highway in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 6531 SE Federal Highway A-105 Highway in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.