Twin Lakes South & Town Villas Condo in Stuart
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Photo via Beaches MLS

Built fromLive Beaches MLS data13 years of closingsUpdated twice daily

As of October 2026, Twin Lakes South & Town Villas Condo in Stuart, FL has 3 homes for sale. Homes listed or recently sold were built 1974–1989; 7 of 7 report an HOA (median $516/mo); 5 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft).

Last 30 days in Twin Lakes South & Town Villas Condo: 2 closed sales (median $158,300). As of October 16, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Twin Lakes South & Town Villas Condo Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
18.0mo
Supply
3 to 6 months is the balanced band
40%
Under contract
Martin: 24% (398 of 1,681)
3 · 2
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 6 a year

Homes For Sale Right Now in Twin Lakes South & Town Villas Condo

Live MLS inventory for Twin Lakes South & Town Villas Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Twin Lakes South & Town Villas Condo listings as of 2026-10-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Twin Lakes South & Town Villas Condo sits in a challenging moment. The median price of $150,000 and cost per square foot of $138 reflect a year-over-year decline of just over thirty percent—a significant correction that resets expectations. With only three closings in our measurement window and homes taking forty-six days to sell, this is a thin market where individual transactions carry disproportionate weight.

For buyers, the current pricing creates opportunity if you understand what drives value here: condition of the individual unit, association health, and your tolerance for a market still finding its floor. Sellers face the reality that comparable sales are sparse and buyer interest is selective. This is not a momentum market; it is a market that rewards patience and disciplined underwriting.

Twin Lakes South & Town Villas Condo Housing Pulse · Momentum Research · as of September 20, 2026

Twin Lakes South & Town Villas Condo right now

🟢 Buyer-leaning market. 18.0 months of supply and 40% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Medium (5 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 16, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Twin Lakes South & Town Villas Condo is a Martin County condominium community in Stuart where recent pricing has compressed sharply and transaction volume remains light, creating both entry-point opportunity and valuation uncertainty.

BeachesMLS sales records identify 64 homes in Twin Lakes South & Town Villas Condo that have changed hands since 2014, built between 1973 and 1989 (median 1979), with a median living area of about 1,092 sq ft and a typical 2-bedroom, 2-bath layout; 91% are condominiums. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Budget-focused buyers seeking the lowest entry price into Stuart who will independently verify association reserves and pending assessments
  • Cash buyers comfortable with condo governance and willing to hold through a market still establishing a floor
  • Investors targeting deeply discounted basis who can weather illiquidity and have capital for potential special assessments

Probably not for

  • Buyers expecting resort-style amenities, clubhouse facilities, or active community programming
  • Anyone needing confident resale within two years or relying on stable year-over-year appreciation
  • First-time condo buyers unfamiliar with association financials or uncomfortable with governance and fee structures

The market around Twin Lakes South & Town Villas Condo

Twin Lakes South & Town Villas Condo is too small for its own price trend, so here is the market around it.

In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Twin Lakes South & Town Villas Condo specifically. Momentum Research analysis of MLS records.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • SeaWind · Elementary
  • Murray · Middle
  • South Fork · High

Zoned schools reflect the assignments reported on recent Twin Lakes South & Town Villas Condo listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Twin Lakes South & Town Villas Condo address.

If we were buying in Twin Lakes South & Town Villas Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Lakes South & Town Villas Condo.

Best Buy
Buyers prioritizing entry price over amenities, willing to perform diligence on association health and accept slower resale timelines.
Biggest Risk
Thin transaction volume, absence of visible amenity investment, and valuation instability mean resale liquidity is uncertain and comp support is weak.
Sweet Spot
Cash buyers or those with minimal financing contingency who can absorb association risk and do not need near-term resale optionality.
Avoid If
You require strong amenity infrastructure, predictable appreciation, or confidence in quick resale with multiple competing offers.

What the numbers tell us about Twin Lakes South

The median price of $150,000 and median price per square foot of $138 define the current market, but the thirty-percent year-over-year decline signals a repricing event rather than stable equilibrium. With only three closings recorded, each sale moves the median noticeably, and the forty-six-day median time on market suggests buyers are evaluating carefully rather than competing urgently.

What we do not see in the MLS data: identified community amenities, which means value here is driven almost entirely by the unit itself—its condition, floor plan, and how well the association maintains common elements. In a condo market, association financials and reserve funding matter as much as the four walls you are buying. The current market heat score of eighteen reflects muted buyer urgency, which gives you negotiating room but also means resale liquidity may require flexibility on both price and timing.

Stuart's location in Martin County offers proximity to the Treasure Coast without the density of coastal developments to the south, but this particular community's market profile suggests it appeals to a narrower buyer set—those prioritizing affordability and willing to accept limited amenity infrastructure and a slower resale environment.

“

The location and the amenities are priced into every listing in Twin Lakes South & Town Villas Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin condo market with recent price volatility, you need a broker who will pull association documents before you make an offer, who knows which comparable sales actually reflect market and which are distress or all-cash anomalies, and who will not oversell either the upside or the stability. We will tell you if the reserve study is weak, if pending assessments loom, or if the market data suggests waiting. Momentum's analysts track Martin County condo fundamentals and will give you the context that three closings and a sharp price reset demand.

Twin Lakes South & Town Villas Condo in 15 seconds.

Best forBuyers prioritizing entry price over amenities, willing to perform diligence on association health and accept slower resale timelines.
Biggest advantageThe median of $150,000 and recent repricing create a low-cost threshold into Martin County homeownership for those who underwrite carefully.
Biggest riskThin transaction volume, absence of visible amenity investment, and valuation instability mean resale liquidity is uncertain and comp support is weak.
Sweet spotCash buyers or those with minimal financing contingency who can absorb association risk and do not need near-term resale optionality.
Avoid ifYou require strong amenity infrastructure, predictable appreciation, or confidence in quick resale with multiple competing offers.

What it really costs to own in Twin Lakes South & Town Villas Condo

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $2,640/yr across 6 listings here (MLS tax records, 2026-10-16).
HOA duesMedian $516/month across 116 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1980 across 7 listings. An original roof here would be about 46 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $951/month (tax $220, HOA $516, insurance $215). An estimate from the sources above, not a quote.

Email me new listings in Twin Lakes South & Town Villas Condo

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Twin Lakes South & Town Villas Condo

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Twin Lakes South & Town Villas Condo will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Twin Lakes South & Town Villas Condo homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Twin Lakes South & Town Villas Condo.
In short
  • HOA dues reported around $516/month (about $6,192/yr) · median of 116 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $516 per month ($6,192 a year) — the median AssociationFee across 116 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Lakes South & Town Villas Condo sales matched to your home.

What is your Twin Lakes South & Town Villas Condo home worth?

Get a no-obligation home value based on real comparable sales in Twin Lakes South & Town Villas Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.

Recently off market in Twin Lakes South & Town Villas Condo

Homes in Twin Lakes South & Town Villas Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Twin Lakes South & Town Villas Condo key facts
LocationStuart, Martin County, FL · ZIP 34997
Home types (current listings and sales)condos 86%, villas 14%
Amenities listed by sellersTennis Court(s), Pool, Clubhouse, Library, Shuffleboard Court, Fitness Center
For sale right now3 active, 2 pending · median asking $224,000 · 18.0 months of supply

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Market figures describe homes, not residents. Cite as: Momentum Realty, “Twin Lakes South & Town Villas Condo key facts,” movewithmomentum.com/neighborhoods/twin-lakes-south-town-villas-condo, data as of September 20, 2026.

Housing distress & ownership in Twin Lakes South & Town Villas Condo, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-10-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Just listed in Twin Lakes South & Town Villas Condo

The newest homes for sale in Twin Lakes South & Town Villas Condo right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 16, 2026. All new listings in this market.

Every Home for Sale in Twin Lakes South Town Villas Condo Right Now (3)

All 3 active and pending Twin Lakes South Town Villas Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Recent Developments in Twin Lakes South Town Villas Condo

Development, infrastructure, retail, and school activity affecting Twin Lakes South Town Villas Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Development

    Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound

    Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.

    What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 12 miles southeast of Twin Lakes South Town Villas Condo, elsewhere in Martin County.

    Source: WFLX (FOX 29)
  2. August 2026
    Infrastructure

    Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied

    The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.

    What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 1 mile southwest of Twin Lakes South Town Villas Condo.

    Source: WJNO (iHeart)

Development alerts for Twin Lakes South Town Villas CondoGet a short monthly email when something new is approved, funded, or opens near Twin Lakes South Town Villas Condo.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

How much local inventory is already under contract

23% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-15).

Frequently Asked Questions

Is Twin Lakes South & Town Villas Condo a buyer's or seller's market right now?
As of September 20, 2026, Twin Lakes South & Town Villas Condo leans toward buyers: 18.0 months of supply at the current sales pace (Beaches MLS live counts).
Who is the best real estate agent for Twin Lakes South & Town Villas Condo?
The best agent for Twin Lakes South & Town Villas Condo is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Twin Lakes South & Town Villas Condo.
How do I find a top Stuart real estate agent who knows Twin Lakes South & Town Villas Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Twin Lakes South & Town Villas Condo and the wider Stuart area.
Can Momentum Realty connect me with an agent for Twin Lakes South & Town Villas Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Twin Lakes South & Town Villas Condo purchase or sale - no call center and no pressure.
Where is Twin Lakes South & Town Villas Condo, and what county is it in?
Twin Lakes South & Town Villas Condo is in Stuart, Martin County, FL, ZIP 34997. The community's center is about 6 miles southeast of the center of Stuart (straight-line).
Budget-focused buyers seeking the lowest entry price into Stuart who will independently verify association reserves and pending assessmentsExcellent fit
Cash buyers comfortable with condo governance and willing to hold through a market still establishing a floorExcellent fit
Investors targeting deeply discounted basis who can weather illiquidity and have capital for potential special assessmentsExcellent fit
Buyers expecting resort-style amenities, clubhouse facilities, or active community programmingProbably not
Anyone needing confident resale within two years or relying on stable year-over-year appreciationProbably not
First-time condo buyers unfamiliar with association financials or uncomfortable with governance and fee structuresProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 15, 2026)
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (93 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Twin Lakes South & Town Villas Condo

Nearby Communities

Explore more neighborhoods near Twin Lakes South & Town Villas Condo with Momentum Realty’s local guides.

TLTwin Lakes South Town0.0 mi away · median $190K, 5 sales/12 moTLTwin Lakes South Condominium Association0.0 mi awayTLTwin Lakes South0.1 mi awayPSPort Salerno Village0.1 mi away · median $255K, 3 sales/12 moPSPort Salerno Village0.2 mi away · 54 homes, built 1979–85FPFairway Palms0.2 mi away · 1 for saleWPWoodmill Pond Condo0.4 mi away · median $400K, 3 sales/12 mo

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Thinking of selling in Twin Lakes South & Town Villas Condo? 2 recorded closings (window ending 2026-09-20). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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