7 bedroom Single Family Residence at 70 Isla Bahia Drive, ISLA BAHIA, Fort Lauderdale — photo 1Front elevation
7 bedroom Single Family Residence at 70 Isla Bahia Drive, ISLA BAHIA, Fort Lauderdale — photo 2Living space
7 bedroom Single Family Residence at 70 Isla Bahia Drive, ISLA BAHIA, Fort Lauderdale — photo 3Kitchen
7 bedroom Single Family Residence at 70 Isla Bahia Drive, ISLA BAHIA, Fort Lauderdale — photo 4Owner's suite
7 bedroom Single Family Residence at 70 Isla Bahia Drive, ISLA BAHIA, Fort Lauderdale — photo 5Exterior / yardView all 85 photos →
69 days on market Single Family Residence
$18,950,000
7-Bedroom Pool Home in ISLA BAHIA

70 Isla Bahia Drive, Fort Lauderdale, FL 33316

Single Family Residence in ISLA BAHIA, Fort Lauderdale · No CDD · Built 2022
ISLA BAHIA · Fort Lauderdale, FL 33316 · Broward
Listing data updated August 14, 2026 · refreshed twice daily
7Bedrooms
7.5Bathrooms
7,988Sq Ft
2022Year Built
$2372Per Sq Ft
WaterfrontPrivate pool6-car garageNo CDDFEMA Zone X7 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
27% above
$/sq ft vs community
$2372 here vs $1873 median sold (12 mo)
Buyer leverage
Buyer advantage
69 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~7 ft elevation
$46k–$96k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 3
Price vs recent sales
Asking $18.95M tops 2 of the last 3 closed sales; also one of the largest homes here at 7,988 sq ft

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 7,988 sq ft of living area
  • 6-car garage
  • 69 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Jul 2, 2026First trackedObserved at $18,950,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$118,157/mo
  • Principal & interest $96,021/mo 81%
  • Taxes $16,581/mo 14%
  • Insurance $5,505/mo 5%
  • HOA $50/mo 0%

$118,157/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$375,025/yr
$31,252/mo·effective rate ~1.98%
Estimated from today’s asking price and current Broward County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $305,150/yr ($25,429/mo)
+$69,875 more each year
(+23%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$1,253,790
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$16,631,810
Market value
$15,378,020
Assessed
$15,378,020
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

43/100
Strongest on: Flood safety (90), Insurance cost (80)
0 limited50100 exceptional

43/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $2372/sq ft vs the community 12-month median $1873/sq ft.
Affordability0
List price $18,950,000 vs the community median $9,900,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~7 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity67
Community median 23 days on market, ~4.0 months of supply (12-month record).
Renovation upside10
From a 2022 build and $2372/sq ft vs the community median $1873/sq ft. Not a condition assessment.
Pricing power54
Recent sales closed at about 97.3% of original asking (~2.7% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 69 days on market for this home, against a 23-day area median.Days on market:this home 69Area median:  23 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. As of August 10, 2026.

🟡 Asking $2372 per square foot, about 27% above the community’s $1873 median. ISLA BAHIA’s 12-month median sold price per square foot is $1873. Confidence: Low · 3 closed sales in 12 monthsMLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent ISLA BAHIA sales closed near 97.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of BeachesMLS records, community-level, 12 months ending August 10, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in ISLA BAHIA, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Now offered at a new price, this extraordinary Waterfront Estate presents a rare opportunity within Harbor Beach, Fort Lauderdale's most exclusive Beach Club Neighborhood!. Perfectly positioned on a wide Intracoastal canal with panoramic views of Lake Sylvia, this architectural masterpiece defines the pinnacle of South Florida luxury living! Crafted with uncompromising attention to detail, every space showcases exceptional materials, refined finishes, and world-class craftsmanship!

A stunning 100-foot marble-clad yacht dock provides direct ocean access within minutes, creating an unrivaled waterfront lifestyle. Designed for both grand entertaining and everyday comfort, the residence features an expansive open-concept floor plan centered around a state-of-the-art chef's kitchen, elegant champagne bar, and spectacular indoor-outdoor living spaces. Walls of sliding glass pocket seamlessly away, transforming the main living area into a breathtaking waterfront pavilion overlooking the resort-style pool, spa, and expansive terrace.

Additional amenities include a private fitness center, summer kitchen, walk-in wine cellar with champagne refrigeration, smart home technology, whole-house water filtration system, generator, cabana bath, multiple balconies, and an oversized garage accommodating up to six vehicles, with space for three car lifts. Beyond the estate itself, residents enjoy the unparalleled privileges of Harbor Beach, including a private security force and an exclusive 300-foot oceanfront beach club with dedicated staff—an amenity reserved for only a select few! A rare fusion of elegance, privacy, and waterfront prestige, this is more than a home—it is one of Fort Lauderdale's finest luxury offerings!!

Description provided by Charles Rutenberg Realty FTL and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$18,950,000
Bed / bath7 / 7.5
Living area7,988 sq ft
Year built2022
Property typeSingle Family Residence
Garage6-car
PoolYes
MLS #B26037757
Listing status69 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~7 ft
Windstorm exposureLow
CountyBroward
Area listings1 active · 0 under contract
Estimated first-year tax~$198,975/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$2372
Estimated monthly payment$118,157
Insurance (illustrative)$46k–$96k/yr
Comparable-sales median$9,900,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Charles Rutenberg Realty FTL · Listing agent: Joseph A Beltrand · 954-396-3001Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$13,164,224the mess$16,758,824

Actual list price: $18,950,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 69 days on market vs. a 23-day community median
  • 2 active listings competing
  • 4.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $18,950,000 ($2,372/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 7,988 sq ft × $1,648–$2,098/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 14, 2026.

Keep looking

Similar homes for sale near ISLA BAHIA

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $18,950,000Momentum Realty · on market 69 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$198,975/yr

A rough first-year estimate only, applying a typical Broward rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$46k–$96k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~7 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in ISLA BAHIA

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ISLA BAHIA neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$9,900,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$1873

Canonical 12-month median $/sq ft. Reference only.

Go deeper on ISLA BAHIA

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Broward County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
HarbordaleAssigned elementary school · Broward County School District · Grade A (Florida DOE 2025-26)
GRADEA
SunriseAssigned middle school · Broward County School District · Grade A (Florida DOE 2025-26)
GRADEA
Fort LauderdaleAssigned high school · Broward County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$86,854 – $126,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$33,987 – +$1,544At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed twice daily (last: August 14, 2026)
Community market statsBeachesMLS closed sales, as of August 10, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 70 Isla Bahia Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.