3 bedroom Single Family Residence at 743 SW Mccoy Avenue, Port St Lucie, Port St. Lucie — photo 1Front elevation
3 bedroom Single Family Residence at 743 SW Mccoy Avenue, Port St Lucie, Port St. Lucie — photo 2Living space
3 bedroom Single Family Residence at 743 SW Mccoy Avenue, Port St Lucie, Port St. Lucie — photo 3Kitchen
3 bedroom Single Family Residence at 743 SW Mccoy Avenue, Port St Lucie, Port St. Lucie — photo 4Owner's suite
3 bedroom Single Family Residence at 743 SW Mccoy Avenue, Port St Lucie, Port St. Lucie — photo 5Exterior / yardView all 30 photos →
142 days on market (MLS) Single Family Residence
$414,870
3-Bedroom Home in Port St Lucie

743 SW Mccoy Avenue, Port St. Lucie, FL 34953

Single Family Residence in Port St Lucie, Port St. Lucie · No CDD on record
Port St Lucie · Port St. Lucie, FL 34953 · St. Lucie County
Listing data updated September 30, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,766Sq Ft
2004Year Built
$235Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$235 here vs $230 median sold (12 mo)
Buyer leverage
Strong buyer advantage
142 days on market
5472.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: BeachesMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 743 SW Mccoy Avenue in Port St Lucie, Port St. Lucie is listed at $414,870 (1,766 sq ft, about $235 per sq ft). That sits within a few percent of Port St Lucie's median closed sale of $399,000 over the last 12 months (2035 recorded sales). It has been 142 days on market, longer than the community's typical 37 days to contract. Listing facts: built in 2004, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2004 · 22 yrs
  • 1,766 sq ft of living area
  • 2-car garage
  • 142 days on market
  • No HOA reported by the listing (confirm)
Property timeline

This home’s history

  • 2004BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 142 cumulative days on market as of September 30, 2026
  • Sep 30, 2026First seen on movewithmomentum.comObserved at $414,870
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,083/mo
  • Principal & interest $2,215/mo 72%
  • Taxes $696/mo 23%
  • Insurance $173/mo 6%

$3,083/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$8,350/yr
≈ $696/mo·effective rate ~2.01%
Estimate: asking price less the $50,000 homestead exemption × St. Lucie County rate (22.85 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $2,675/yr ($223/mo) — taxable value $117,375 × 22.85 mills
$5,675 more each year
(+212%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$225,525
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$342,900
Market value
$168,097
Assessed
$117,375
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), BeachesMLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Lucie County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningVery High
Strong windRelatively High
DroughtRelatively Moderate
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Market timing (81), Market liquidity (59)
0 limited50100 exceptional

57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area45
This home $235/sq ft vs the community 12-month median $230/sq ft.
Affordability43
List price $414,870 vs the community median $399,000. Not a measure of personal affordability.
Market liquidity59
Community median 37 days on market, ~4.3 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.6% of original asking (~3.4% below). More room below asking generally favors buyers.
Market timing81
Momentum Market Heat is 19/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 5472.0 months of supply in the surrounding market and 142 days on market for this home, against a 81-day area median.Days on market:this home 142Area median:  81 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by BeachesMLS. As of September 30, 2026.

🟡 Asking $235 per square foot, about in line with the community’s $230 median. Port St Lucie’s 12-month median sold price per square foot is $230. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Move-in-Ready, Key West inspired 3-Bed 2-bath plus Den or possible 4th bedroom, CBS home. welcoming, NO HOA!! Enjoy an open floor plan ideal for gatherings, family nights or hosting friends.

This home is a perfect blend of comfort, space and functionality. Spacious primary suite featuring 2 walk-in closets, walk-in shower and dual vanities. Inviting screened lanai overlooking large, fully-fenced private backyard offering endless possibilities.

Pre-inspected and ready for you to call home. Conveniently located near shopping, dining, schools, parks and major highways.

All 30 photos

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Description provided by Echo Fine Properties and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$414,870
Bed / bath3 / 2
Living area1,766 sq ft
Year built2004
Property typeSingle Family Residence
Garage2-car
MLS #B26027210
Listing status142 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountySt. Lucie
Area listings720 active · 288 under contract
Estimated first-year tax~$8,350/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$235
Estimated monthly payment$3,083
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$399,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Echo Fine Properties · Listing agent: Robyn O'Heron · 561-500-3246Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in St. Lucie County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,766 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.

Keep looking

Similar homes for sale near Port St Lucie

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Port St Lucie

  • 775 Lomas Street · $285,000 · 2 bd / 1.0 ba · listed September 30, 2026 (courtesy of EXP Realty LLC)
  • 3537 Spanish Cedar Place · $315,555 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of Lennar Realty)
  • 1718 Rio Vista Drive · $1,150,000 · 4 bd / 3.5 ba · listed September 30, 2026 (courtesy of The Keyes Company)
  • 13802 SW Gingerline Drive · $568,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of Losee Real Estate Group)
  • 7508 Paso Robles Boulevard · $364,900 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of RE/MAX Gold)
  • 11179 SW Wyndham Way · $599,900 · 4 bd / 3.5 ba · listed September 30, 2026 (courtesy of RE/MAX Gold)

Recently off market in Port St Lucie

Transparency

Price & listing history

Listed for $414,870Momentum Realty · on market 142 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Lucie County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Seen enough photos?

Want to see 743 SW Mccoy Avenue?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Echo Fine Properties · MLS # B26027210

Request a showing

or call (904) 351-6461
Go deeper

More on Port St Lucie

Go deeper on Port St Lucie

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Lucie County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Windmill PointAssigned elementary school · St. Lucie County School District · Grade B (Florida DOE 2025-26)
Manatee Academy K-8Assigned middle school · St. Lucie County School District
GRADEI
Treasure CoastAssigned high school · St. Lucie County School District · Grade I (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in St. Lucie County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Port St Lucie. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Just listed: new homes for sale in Southeast Florida in the last 48 hours · updated hourly · RSS · Southeast Florida market today: new listings, price cuts, pendings

Before you decide

Buyer research checklist

Items worth confirming for 743 SW Mccoy Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in St. Lucie County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,766 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,350/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,675 more per year than the current owner’s estimated bill (+212%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Provenance

Data sources & freshness

Listing recordBeachesMLS, refreshed hourly (last: September 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in St. Lucie County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 743 SW Mccoy Avenue and when was it built?

Per the listing record, 743 SW Mccoy Avenue was built in 2004 and has 1,766 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 743 SW Mccoy Avenue in?

743 SW Mccoy Avenue is in Port St Lucie in Port St. Lucie, St. Lucie County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 743 SW Mccoy Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 743 SW Mccoy Avenue differ from the current owner's?

The estimate on this page (about $8,350 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,675 more per year than the current owner’s estimated bill (+212%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 743 SW Mccoy Avenue in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 743 SW Mccoy Avenue in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.