Listing data updated September 2, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,728Sq Ft
2006Year Built
$298Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
3% above
$/sq ft vs community
$298 here vs $288 median sold (12 mo)
Buyer leverage
Seller-leaning
5 days on market
3.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~18 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $515,000 — recent neighborhood median sale price ~$497,500 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $307/mo (per listing)
Momentum Research · Gables At Northlake 1 Palm Beach Gardens
Pricing & the Gables At Northlake 1 Palm Beach Gardens market
How this home is priced against recent nearby sales, and where Gables At Northlake 1 Palm Beach Gardens has been over 25 years. Momentum Research analysis of Beaches MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2006BuiltPer public record
Aug 28, 2026First trackedObserved at $515,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,613/mo
Principal & interest $2,648/mo73%
Taxes $451/mo12%
Insurance $207/mo6%
HOA $307/mo8%
$3,613/mo at 20% down, 30-yr @ 6.66% · edit any field to update.
Estimated from today’s asking price and current Palm Beach County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $5,225/yr ($435/mo)
+$3,475 more each year
(+67%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$126,476
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), BeachesMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
56/100
Strongest on: Flood safety (95), Insurance cost (73)
0 limited50100 exceptional
56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area41
This home $298/sq ft vs the community 12-month median $288/sq ft.
Affordability44
List price $515,000 vs the community median $497,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~18 ft elevation. Verify the parcel with FEMA.
Insurance cost73
From FEMA Zone X and a 2006 build. Obtain a property-specific quote.
Market liquidity60
Community inventory, ~3.4 months of supply (12-month record).
Renovation upside22
From a 2006 build and $298/sq ft vs the community median $288/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $298 per square foot, about 3% above the community’s $288 median. Gables At Northlake 1 Palm Beach Gardens’s 12-month median sold price per square foot is $288. MLS facts: BeachesMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
69% of homes in Gables At Northlake 1 Palm Beach Gardens are owner-occupied. An estimated 31% are non-owner-occupied, including 11% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 199 homes matched. Community-level context.
What’s unique here: one of only 4 active listings in Gables At Northlake 1 Palm Beach Gardens, no CDD assessment.
Updated September 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Virtually Staged. Spanish-Inspired Style Meets Modern Florida Living with low common charges. Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome in the sought-after Montecito community of Palm Beach Gardens, where Spanish-inspired architecture meets modern updates and effortless Florida living.
From the moment you arrive, the home's character shines through with its Spanish-style barrel tile roof, timeless exterior, and welcoming curb appeal. Inside, approximately 1,706 square feet of living space offers room for everyday living and entertaining. The first floor features 10-foot ceilings, large-format tile flooring, crown molding, plantation shutters, and an open layout.
The spacious kitchen flows into the main living areas and features granite countertops and newer appliances. The GE refrigerator, dishwasher, microwave, and range were replaced in 2023, and all major appliances are approximately three years old. A newer washer and dryer add convenience.
Upstairs, seamless flooring extends throughout the second floor. The spacious primary suite features a beautiful tray ceiling and generous walk-in closet with convenient attic access. Additional attic storage is accessible from the garage.
Updates include a new A/C installed in 2023, accordion aluminum hurricane shutters. A firewall between the homes provides added protection. Step outside to your private backyard retreat.
Enjoy Florida's year-round outdoor lifestyle surrounded by flowering plants and a passion fruit vine that attracts butterflies, creating a peaceful tropical atmosphere perfect for relaxing or entertaining. The oversized two-car garage provides excellent storage and convenience, while Montecito offers amenities including a swimming pool and playground. Location is another standout feature.
Montecito is just minutes from PGA National, upscale shopping and dining, area beaches, and major roadways, with easy access to the Florida Turnpike. Directly across the street, the Palm Beach Gardens Recreational Sports Complex offers athletic fields, playgrounds, walking paths, tennis and pickleball courts, and recreational programs for all ages. Whether you're looking for a full-time residence, seasonal retreat, or move-in-ready home in a prime Palm Beach Gardens location, this exceptional townhome offers architectural charm, modern updates, flexible living space, outdoor enjoyment, and an unbeatable Florida lifestyle.
Notable Features & Updates: 3 bedrooms | 2.5 bathrooms Approximately 1,706 sq. ft. of living space Spanish-inspired architectural style with barrel tile roof 10-foot ceilings on first floor Beautiful tray ceiling in primary bedroom Seamless flooring throughout second floor Large-format tile flooring throughout first floor Plantation shutters Crown molding Updated bathrooms Granite kitchen countertops GE kitchen appliances replaced in 2023 New A/C installed in 2023 Newer washer and dryer Accordion aluminum hurricane shutters Select impact-resistant windows Firewall between homes Primary closet with attic access Additional attic storage in garage Oversized two-car garage Private backyard with tropical landscaping Passion fruit vine attracting butterflies Community pool and playground Minutes to PGA National, shopping, dining, beaches, and major roadways Directly across from Palm Beach Gardens Recreational Sports Complex
Description provided by Non Member Listing Office and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$515,000
Bed / bath3 / 2.5
Living area1,728 sq ft
Year built2006
Property typeTownhouse
Garage2-car
MLS #B26069551
Listing statusNew — 5 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~18 ft
Windstorm exposureLow
CountyPalm Beach
Area listings4 active · 2 under contract
Estimated first-year tax~$5,408/yr
CDD assessmentNone on record
HOA (per listing)$307/mo
Calculated estimates
Price per sq ft$298
Estimated monthly payment$3,613
Insurance (illustrative)$2k–$4k/yr
Messtimate range$485,568 – $504,576
Comparable-sales median$497,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$485,568the mess$504,576
Actual list price: $515,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 4% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
4 active listings competing, 3 under contract
≈3.4 months of supply
15 closed here in the last 12 months
For reference, this home is listed at $515,000 ($298/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,728 sq ft × $281–$292/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 2, 2026.
Keep looking
Similar homes for sale near GABLES AT NORTHLAKE 1
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $515,000Momentum Realty · on market 5 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$5,408/yr
A rough first-year estimate only, applying a typical Palm Beach rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$307/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~18 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in GABLES AT NORTHLAKE 1
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the GABLES AT NORTHLAKE 1 neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$497,500
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$288
Canonical 12-month median $/sq ft. Reference only.
Go deeper on GABLES AT NORTHLAKE 1
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Market
Palm Beach County Total Home Sales Jump for 10th Consecutive Month
Palm Beach County total home sales rose 22.3% year-over-year in June 2026 to 2,456 transactions, with total dollar volume up 53.90% to $2.7 billion. The single-family median sale price increased to $700,000 and the condominium median rose to $325,000.
Why it matters: Rising sales volume and median prices signal strengthening demand and higher valuations across the Palm Beach County housing market. The site is about 7 miles south of Gables At Northlake 1.
Jupiter Commission Backs Old Dixie Industrial Shift and Seaglass Condo Option
The Jupiter Planning and Zoning Commission voted 7-0 to recommend a Future Land Use Map amendment allowing two office and warehouse buildings on a 0.77-acre former Cemex site at 1666 North Old Dixie Highway. The commission also unanimously recommended letting the 23-unit Seaglass development at 105 Rich Circle be built as either rentals or for-sale condominiums, with Town Council consideration set for August 18.
Why it matters: Land use changes in Jupiter would enable commercial redevelopment of a vacant Old Dixie Highway parcel and add flexibility for a small multifamily project to deliver either rental or for-sale housing. The project is about 10 miles north of Gables At Northlake 1, elsewhere in Palm Beach County.
The Berkeley Palm Beach Breaks Ground at 550 South Australian Avenue in West Palm Beach
The Berkeley Palm Beach broke ground on a 25-story tower with 193 condominium residences at 550 South Australian Avenue overlooking Clear Lake, developed by Al Adelson with Arquitectonica as designer. Sales have exceeded $120 million and completion is anticipated in 2029.
Why it matters: A new 25-story condominium tower adds high-end for-sale housing supply to the downtown West Palm Beach market and continues vertical development along the Clear Lake waterfront. The project is about 7 miles south of Gables At Northlake 1, elsewhere in Palm Beach County.
Developers Plan Two 31-Story Towers for 2085 N Flagler Dr, West Palm Beach
Terra and BH Group filed plans for 281 residential condominiums across two 31-story towers on a 1.55-acre site at 2085 N Flagler Drive in West Palm Beach. The nearly 440,000-square-foot project includes about 4,385 square feet of retail and 362 parking spaces.
Why it matters: Two proposed 31-story towers would add for-sale condominium supply and ground-floor retail along the North Flagler Drive waterfront in West Palm Beach. The project is about 6 miles south of Gables At Northlake 1, elsewhere in Palm Beach County.
Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Palm Beach County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$500,000
8057 Murano Circle, Palm Beach Gardens
3 / 2.5 bd/ba · 1,728 sq ft · $289/sq ft
Courtesy of Eb Stone Realty · View details →
Sold Jul 2026
$495,000
8065 Murano Circle, Palm Beach Gardens
3 / 2.5 bd/ba · 1,728 sq ft · $286/sq ft
Courtesy of Florida Professional R.E. · View details →
Sold Dec 2025
$505,000
8055 Murano Circle, Palm Beach Gardens
3 / 2.5 bd/ba · 1,728 sq ft · $292/sq ft
Courtesy of Jordyn Taylor Properties, LLC · View details →
Sold Nov 2025
$510,000
8066 Murano Circle, Palm Beach Gardens
3 / 2.5 bd/ba · 1,728 sq ft · $295/sq ft
Courtesy of Serhant · View details →
Sold Apr 2026
$450,000
8071 Murano Circle, Palm Beach Gardens
3 / 2.5 bd/ba · 1,706 sq ft · $264/sq ft
Courtesy of Zenas Properties, LLC · View details →
Sold Mar 2026
$480,000
8080 Murano Circle, Palm Beach Gardens
3 / 2.5 bd/ba · 1,706 sq ft · $281/sq ft
Courtesy of Compass Florida LLC · View details →
Community 12-month median: $288/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,360 – $3,433/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,323 – −$357At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
Palm Beach Gardens
Groceries, dining, and parks for this city — see the city guide.
BeachesMLS, refreshed twice daily (last: September 2, 2026)
Community market stats
BeachesMLS closed sales, as of July 15, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of BeachesMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 8074 MURANO Circle in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
