Gables at Northlake in Palm Beach Gardens

Gables at Northlake

Established 1988 · Intracoastal West · ZIP 32224

A gated mid-2000s community in Palm Beach Gardens, newer CBS homes and townhomes around a lake, across from PGA National.

Gated, mid-2000sCBS homes and townhomesLake amenities
Live Market Pulse
44/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Gables at Northlake

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseBeachesMLS
$509K
Median Price
9mo
Supply
67days
Avg DOM
Soft
Seller Leverage
$294/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Gables at Northlake, also marketed as Montecito, is a compact gated community of mid-2000s CBS homes and townhomes in Palm Beach Gardens, across Northlake Boulevard from PGA National. The appeal is newer, well-built, low-maintenance product at a more attainable Gardens price, with resort amenities around a 12-acre lake. The read is straightforward for a cohesive 2005 to 2006 community: the floor plan (single-family versus two-story townhome), the position relative to the lake, and condition drive the spread, and the HOA bundles lawn, cable, and the gate. Confirm the HOA and reserves and read the unit, then comp within the community."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Gables at Northlake market snapshot (as of June 13, 2026): the median sale price is about $509K ($294 per sq ft), with homes averaging 67 days on market and 9.0 months of supply, a buyer-leaning market (limited data). Based on 4 recent closings in live BeachesMLS data.

Gables at Northlake, also known as Montecito, is a gated community in the northern part of Palm Beach Gardens (ZIP 33403), across Northlake Boulevard from PGA National.

The roughly 186 homes were built in 2005 and 2006, newer CBS construction with detailed facades, colonnaded entries, and paver drives. The townhomes are two-story, three-bedroom plans of about 1,706 to 1,728 square feet, alongside some single-family homes.

Amenities include two resort-style heated pools, a fitness center, a sports center, a multipurpose room, and a grilling area, all set around a 12-acre lake.

A relatively inexpensive HOA is reported to cover lawn care, sprinkler heads, basic cable, common-area upkeep, and the gated entry. The location is convenient north-county, near PGA National, the PGA corridor, and major roadways. Value turns on the floor plan, the position, and condition.

Best for

  • Buyers who want a newer, gated, low-maintenance home or townhome in Palm Beach Gardens
  • Buyers who want CBS construction and resort amenities at a more attainable Gardens price
  • Buyers who value a lake setting across from PGA National
  • Buyers comfortable with a two-story townhome or a smaller single-family home

Probably not for

  • Buyers who want a no-HOA home or a large estate lot
  • Buyers who want new construction or a one-story-only requirement on the townhomes
  • Buyers who want waterfront with a dock or a gated luxury club
  • Buyers unwilling to read the HOA and reserves

How Gables at Northlake is performing right now

44/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
9Months of supplytight
67Median days on marketdays
0 : 3Under contract vs for salestrong demand
4Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+28%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Gables at Northlake listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Gables at Northlake buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Gables at Northlake

Live MLS inventory for Gables at Northlake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Gables at Northlake listings as of 2026-06-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

PGA National and the PGA corridor~5 to 10 min · golf, shops, and dining
I-95 and Florida's Turnpike (Northlake Blvd)~5 to 10 min · approximate, varies with traffic
Gardens Mall and Downtown at the Gardens~10 to 15 min · PGA Boulevard
Atlantic beaches~15 to 20 min · east to the coast
Palm Beach International (PBI)~20 to 25 min · south via I-95
Downtown West Palm Beach~20 to 25 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Gables at Northlake with Momentum Realty’s local guides.

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Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Gables at Northlake (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Gables at Northlake is served by Palm Beach County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Gables at Northlake address.

The takeaway

What is actually shaping value at Gables at Northlake, sourced and dated. We do not publish rumor.

Recent Developments in Gables at Northlake

Our read on what is being built around Gables at Northlake, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a cohesive mid-2000s gated community with newer CBS construction and a relatively low HOA in a convenient Gardens location, where the floor plan, position, and condition drive value. The watch items are the HOA trajectory and the stock's condition.

Newer 2005 to 2006 CBS construction

BullishCohesive newer construction lowers near-term renovation risk and appeals to buyers wanting move-in product. impact
SignificanceRadius: Community

Newer 2005 to 2006 CBS construction

Lake amenities and a relatively low HOA

BullishTwo pools, fitness, and a sports center around a 12-acre lake with a relatively low, bundled HOA support a low-maintenance lifestyle. impact
SignificanceRadius: Community

Lake amenities and a relatively low HOA

Convenient location across from PGA National

BullishProximity to PGA National, the PGA corridor, and highways supports demand at a more attainable Gardens price. impact
SignificanceRadius: Area

Convenient location across from PGA National

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Gables at Northlake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2005 to 2006
    Development

    Gables at Northlake (Montecito) built

    Community profiles describe Gables at Northlake, also known as Montecito, as a gated Palm Beach Gardens community of about 186 newer CBS homes and two-story townhomes built in 2005 and 2006, with two heated pools, a fitness center, and a sports center around a 12-acre lake, and a relatively low HOA covering lawn, cable, and the gate. Why it matters: The newer construction and convenient location are the draw; confirm the HOA and reserves and read the unit's condition. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Gables at Northlake, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA and reserves. Verify the current HOA amount, the inclusions (lawn, cable, gate), reserves, and any assessments for the specific home.

2

Weigh the floor plan and position. Townhome versus single-family and the position relative to the lake drive the spread; confirm the plan and what the home faces.

3

Read the unit's condition. Even on 2005 to 2006 stock, confirm any updates and the condition.

4

Confirm leasing and pet rules. Verify the minimum lease term and pet rules if they matter to you.

5

Comp within the community. Price against the closest comparable plan in Gables at Northlake, not an area average.

Best Buy
A preferred plan with a lake view in good condition, priced to comparable in-community sales, with the HOA confirmed.
Biggest Risk
Overpaying for a lesser position, or underbudgeting a reserve item.
Best Lot
Lake-view positions and single-family homes hold value over interior townhomes.
Smart Timing
Confirm the association's reserve status; demand is steady for newer Gardens homes.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Gables at Northlake, also known as Montecito, is a gated Palm Beach Gardens community of about 186 newer CBS homes and townhomes built in 2005 and 2006, across Northlake Boulevard from PGA National. The townhomes are two-story, three-bedroom plans of about 1,706 to 1,728 square feet, alongside some single-family homes, with detailed facades, colonnaded entries, and paver drives. Amenities include two resort-style heated pools, a fitness center, a sports center, a multipurpose room, and a grilling area around a 12-acre lake. A relatively inexpensive HOA is reported to cover lawn care, sprinkler heads, basic cable, common areas, and the gated entry. The location is convenient north-county near PGA National and the PGA corridor. Value turns on the floor plan, the position, and condition; confirm the HOA and inclusions, the reserves, and the school assignment by address before relying on them.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior townhomes
$235K to $505K

Two-story townhomes in interior positions, the more attainable way in. Condition and position drive value.

Lowest entry
Core: lake-view townhomes and homes
$505K to $590K

Townhomes and single-family homes with lake views, the heart of the community. Plan and view set where these land.

Most inventory
High: updated single-family homes
$590K to $590K

Updated single-family homes in preferred positions, the top of the local range. Move-in condition and the view drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$235K to $505K
Entry: interior townhomes
Two-story townhomes in interior positions, the more attainable way in. Condition and position drive value.
$505K to $590K
Core: lake-view townhomes and homes
Townhomes and single-family homes with lake views, the heart of the community. Plan and view set where these land.
$590K to $590K
High: updated single-family homes
Updated single-family homes in preferred positions, the top of the local range. Move-in condition and the view drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Gables at Northlake

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Newer construction and a convenient location are the draw. The deal is won or lost on the plan, the position, and the HOA.

Jon Brooks · Founder, Momentum Realty
8.0B+ · Buy Score
Resale Strength8.0/10
Renovation Risk4.6/10
Location Efficiency8.6/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Gables at Northlake is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take
  • Lake-view positions hold value best
  • Single-family homes beat interior townhomes
  • Newer CBS construction lowers near-term risk
  • The location across from PGA National is the draw
  • Comp by plan and position, not the area average

At Gables at Northlake the value drivers are the floor plan and the position, then condition, with cohesive 2005 to 2006 CBS construction keeping near-term renovation risk low. Single-family homes and lake-view positions hold value over interior townhomes. Compare a home against the closest in-community sale of the same plan, and weigh the position and the HOA alongside the finishes.

Gables at Northlake in 15 seconds.

Best forBuyers who want a newer, gated, low-maintenance home or townhome in Palm Beach Gardens at a more attainable price.
Strong onCohesive 2005 to 2006 CBS construction, lake amenities, a relatively low HOA, and a location across from PGA National.
WatchThe HOA amount and reserves, the floor plan and position, and the condition of the unit.
Not forBuyers who want a no-HOA home, a large lot, waterfront with a dock, or a gated luxury club.
The edgeNewer CBS construction at a more attainable Gardens price lowers near-term renovation risk.

HOA, CDD & Fees

15-Second Take
  • Gated 2005 to 2006 CBS homes and townhomes
  • Relatively low HOA covering lawn, cable, and gate
  • Two pools, fitness, and sports center around a lake
  • Across Northlake Blvd from PGA National
  • Confirm the HOA amount, reserves, and leasing rules

A relatively inexpensive HOA is reported to cover lawn care, sprinkler heads, basic cable, common-area upkeep, and the gated entry. Confirm the current amount, the full inclusions, the reserves, and any assessments for the specific home.

Reported to cover lawn care, sprinkler heads, basic cable, common areas, and the gate. Confirm the exact inclusions for a specific home.

Amenities are part of the community structure, with two heated pools, a fitness center, a sports center, a multipurpose room, and a grilling area around a 12-acre lake, rather than a separate equity club.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Gables at Northlake, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Harbour Oaks, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Gables at Northlake home worth?

Get a no-obligation home value based on real comparable sales in Gables at Northlake matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Gables at Northlake home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Gables at Northlake year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Gables at Northlake Market Scorecard

Strong seller's market

Gables at Northlake is currently a strong seller's market. About 2.2 months of supply, a median asking price of $1,099,999, and homes go under contract in about 68 days.

2.2
Months supply
$1,099,999
Median list
$847,500
Median sold
$321
Per sqft
68
Days on mkt
7/6/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What kinds of homes are at Gables at Northlake?
About 186 newer CBS homes and two-story townhomes built in 2005 and 2006; the townhomes are three-bedroom plans of about 1,706 to 1,728 square feet, alongside some single-family homes.
Is Gables at Northlake gated?
Yes. It is a gated community in northern Palm Beach Gardens, across Northlake Boulevard from PGA National.
What does the HOA cover?
A relatively inexpensive package reported to cover lawn care, sprinkler heads, basic cable, common areas, and the gate. Confirm the amount and inclusions for a specific home.
What amenities does it have?
Two resort-style heated pools, a fitness center, a sports center, a multipurpose room, and a grilling area around a 12-acre lake.
Is it also called Montecito?
Yes, the community is also marketed as Montecito. Confirm the exact association and section for a specific home.
Should I worry about assessments?
Less than at older buildings given the 2005 to 2006 CBS construction, but Florida's reserve rules still apply. Review the association's reserves and any assessments before buying.
How central is the location?
It is convenient north-county, minutes from PGA National, the PGA corridor, I-95, the Turnpike, and the Gardens Mall, with the beach a short drive.
What schools serve Gables at Northlake?
The community is part of the School District of Palm Beach County. Assignment is by address and changes periodically, so confirm the exact zoned schools for a specific home with the district.
Is Gables at Northlake a good investment?
Newer, low-maintenance homes at a more attainable Gardens price support demand, with value turning on the plan, position, and condition. This is not a guarantee of future value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Having your own representation to read the plan, the HOA, and the comps is the highest-leverage decision you make.
What is the area like?
It is a convenient north Palm Beach Gardens setting across from PGA National, minutes from golf, shopping, highways, and the beach, with a newer gated community feel.
You want a newer, gated, low-maintenance home or townhome in Palm Beach GardensExcellent fit
You want CBS construction and resort amenities at a more attainable Gardens priceExcellent fit
You value a lake setting across from PGA NationalExcellent fit
You are comfortable with a two-story townhome or a smaller single-family homeExcellent fit
You will weigh the plan and position and confirm the HOAExcellent fit
You want a no-HOA home or a large estate lotProbably not
You want new constructionProbably not
You want waterfront with a dock or a gated luxury clubProbably not
You are unwilling to read the HOA and reservesProbably not
You want a one-story-only requirement on the townhomesProbably not

Get the inside read on Gables at Northlake

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Gables at Northlake home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Gables at Northlake specialist will reach out personally, usually the same day.

Gables at Northlake median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in Gables at Northlake, Florida by year (2012 to 2026). Source: Momentum Realty.
BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

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