5 bedroom Single Family Residence at 9807 NW 20th Street, DOWERMAN PLAT, Pembroke Pines — photo 1Front elevation
5 bedroom Single Family Residence at 9807 NW 20th Street, DOWERMAN PLAT, Pembroke Pines — photo 2Living space
5 bedroom Single Family Residence at 9807 NW 20th Street, DOWERMAN PLAT, Pembroke Pines — photo 3Kitchen
5 bedroom Single Family Residence at 9807 NW 20th Street, DOWERMAN PLAT, Pembroke Pines — photo 4Owner's suite
5 bedroom Single Family Residence at 9807 NW 20th Street, DOWERMAN PLAT, Pembroke Pines — photo 5Exterior / yardView all 48 photos →
9 days on market Single Family Residence
$699,000
5-Bedroom Home in DOWERMAN PLAT

9807 NW 20th Street, Pembroke Pines, FL 33024

Single Family Residence in DOWERMAN PLAT, Pembroke Pines · No CDD
DOWERMAN PLAT · Pembroke Pines, FL 33024 · Broward
Listing data updated July 23, 2026 · refreshed twice daily
5Bedrooms
3.5Bathrooms
2,509Sq Ft
1996Year Built
$279Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$279 here vs $279 median sold (12 mo)
Buyer leverage
Seller-leaning
9 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1996 · 30 yrs
  • 2,509 sq ft of living area
  • 2-car garage
  • 9 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1996BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,534/mo
  • Principal & interest $3,542/mo 78%
  • Taxes $612/mo 13%
  • Insurance $330/mo 7%
  • HOA $50/mo 1%

$4,534/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (66)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $279/sq ft vs the community 12-month median $279/sq ft.
Affordability50
List price $699,000 vs the community median $699,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost66
From FEMA Zone X and a 1996 build. Obtain a property-specific quote.
Renovation upside34
From a 1996 build and $279/sq ft vs the community median $279/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $279 per square foot, about in line with the community’s $279 median. DOWERMAN PLAT’s 12-month median sold price per square foot is $279. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome home to this meticulously maintained 5-bedroom, 3.5-bathroom, 2-car garage waterfront residence, proudly offered by its original owner and located within the desirable gated community of Normandy at Pembroke Lakes. Situated in a highly sought-after school district and featuring low HOA fees, this exceptional home offers the perfect combination of space, comfort, and peace of mind. Notable updates include full impact glass throughout (2023), a newer tile roof (2018), a brand-new privacy fence enclosing the backyard (2025), all newer high-end kitchen appliances, updated bathrooms, engineered bamboo wood flooring throughout the second level (2018), and updated fixtures throughout.

As you step inside, you'll immediately appreciate the attention to detail, including diagonally laid tile flooring throughout the main living areas, soaring 9 foot ceilings, and an abundance of natural light. Just off the entryway are the formal living and dining rooms, both enhanced with updated fixtures and oversized sliding glass doors in the formal living space that frame beautiful waterfront views while providing direct access to the covered patio. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring sparkling black granite countertops with a matching full-height backsplash, bar-top seating accented by pendant lighting, newer stainless steel appliances, solid wood shaker-style cabinetry, recessed lighting, and a dedicated pantry.

Impact sliding glass doors lead directly to the screened and covered patio, creating seamless indoor-outdoor living. Adjacent to the kitchen is a spacious breakfast nook and inviting family room filled with natural light from large windows overlooking the water. A conveniently located half bath and a full laundry room complete with newer LG front-loading washer and dryer add to the home's functionality.

The spacious primary suite offers engineered bamboo wood flooring, an elegant tray ceiling, updated lighting, a large impact window overlooking the water, and a generous walk-in closet. The luxurious primary bathroom features his and hers sinks on a vanity with solid wood cabinetry and updated hardware, an oversized Roman soaking tub, and a fully tiled walk-in shower with updated fixtures. All four secondary bedrooms are generously sized and feature engineered bamboo wood flooring, ample closet space, and large windows providing abundant natural light.

One of the secondary bathrooms has been beautifully updated with a dual-sink vanity, modern tile flooring, recessed lighting, updated fixtures, and a fully tiled tub/shower combination accented by a decorative tile inlay. The other secondary bathroom is equally impressive, featuring an updated walk in shower with a framed glass enclosure and niche shelving. Step outside to your private screened and covered waterfront patio, the perfect place to relax or entertain while enjoying peaceful water views.

Complete with three modern ceiling fans and a fully fenced backyard, this outdoor space offers both comfort and privacy. The low HOA fee covers cable and internet, gate security, a community pool, and common area maintenance, helping maintain the community's beautifully kept appearance. Ideally located within the gated community of Normandy at Pembroke Lakes, this home offers exceptional access to everything Pembroke Pines has to offer.

Residents enjoy convenient proximity to Interstate 75, Florida's Turnpike, Pines Boulevard, and University Drive, making travel throughout Broward and Miami-Dade Counties effortless. The area is surrounded by highly regarded schools, premier shopping and dining, and outstanding recreational opportunities, including Pembroke Lakes Mall, The Shops at Pembroke Gardens, C.B. Smith Park, and Brian Piccolo Sports Park & Velodrome.

Combining convenience, recreation, and an established residential setting, Normandy at Pembroke Lakes remains one of Pembroke Pines' most desirable communities to call h…

Description provided by RE/MAX Direct and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$699,000
Bed / bath5 / 3.5
Living area2,509 sq ft
Year built1996
Property typeSingle Family Residence
Garage2-car
MLS #B26046063
Listing status9 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyBroward
Estimated first-year tax~$7,340/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$279
Estimated monthly payment$4,534
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$699,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX Direct · Listing agent: Brett A Colby · 561-784-3000Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$617,214the mess$782,808

Actual list price: $699,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 12931 active listings competing, 3129 under contract

For reference, this home is listed at $699,000 ($279/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,509 sq ft × $246–$312/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.

Keep looking

Similar homes for sale near DOWERMAN PLAT

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $699,000Momentum Realty · on market 9 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,340/yr

A rough first-year estimate only, applying a typical Broward rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in DOWERMAN PLAT

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the DOWERMAN PLAT neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$699,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$279

Canonical 12-month median $/sq ft. Reference only.

Explore Broward County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Broward County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Pasadena LakesAssigned elementary school · Broward County School District · Grade B (Florida DOE 2025-26)
PinesAssigned middle school · Broward County School District
GRADEA
Charles W. FlanaganAssigned high school · Broward County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,204 – $4,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,429 – −$118At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Pembroke Pines

Groceries, dining, and parks for this city — see the city guide.

County
Broward

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
DOWERMAN PLAT

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 23, 2026)
Community market statsrealMLS closed sales, as of July 23, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 9807 NW 20th Street in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.