9807 NW 20th Street, Pembroke Pines, FL 33024
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 1996 · 30 yrs
- 2,509 sq ft of living area
- 2-car garage
- 9 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1996BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,542/mo 78%
- Taxes $612/mo 13%
- Insurance $330/mo 7%
- HOA $50/mo 1%
$4,534/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $279 per square foot, about in line with the community’s $279 median. DOWERMAN PLAT’s 12-month median sold price per square foot is $279. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Welcome home to this meticulously maintained 5-bedroom, 3.5-bathroom, 2-car garage waterfront residence, proudly offered by its original owner and located within the desirable gated community of Normandy at Pembroke Lakes. Situated in a highly sought-after school district and featuring low HOA fees, this exceptional home offers the perfect combination of space, comfort, and peace of mind. Notable updates include full impact glass throughout (2023), a newer tile roof (2018), a brand-new privacy fence enclosing the backyard (2025), all newer high-end kitchen appliances, updated bathrooms, engineered bamboo wood flooring throughout the second level (2018), and updated fixtures throughout.
As you step inside, you'll immediately appreciate the attention to detail, including diagonally laid tile flooring throughout the main living areas, soaring 9 foot ceilings, and an abundance of natural light. Just off the entryway are the formal living and dining rooms, both enhanced with updated fixtures and oversized sliding glass doors in the formal living space that frame beautiful waterfront views while providing direct access to the covered patio. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring sparkling black granite countertops with a matching full-height backsplash, bar-top seating accented by pendant lighting, newer stainless steel appliances, solid wood shaker-style cabinetry, recessed lighting, and a dedicated pantry.
Impact sliding glass doors lead directly to the screened and covered patio, creating seamless indoor-outdoor living. Adjacent to the kitchen is a spacious breakfast nook and inviting family room filled with natural light from large windows overlooking the water. A conveniently located half bath and a full laundry room complete with newer LG front-loading washer and dryer add to the home's functionality.
The spacious primary suite offers engineered bamboo wood flooring, an elegant tray ceiling, updated lighting, a large impact window overlooking the water, and a generous walk-in closet. The luxurious primary bathroom features his and hers sinks on a vanity with solid wood cabinetry and updated hardware, an oversized Roman soaking tub, and a fully tiled walk-in shower with updated fixtures. All four secondary bedrooms are generously sized and feature engineered bamboo wood flooring, ample closet space, and large windows providing abundant natural light.
One of the secondary bathrooms has been beautifully updated with a dual-sink vanity, modern tile flooring, recessed lighting, updated fixtures, and a fully tiled tub/shower combination accented by a decorative tile inlay. The other secondary bathroom is equally impressive, featuring an updated walk in shower with a framed glass enclosure and niche shelving. Step outside to your private screened and covered waterfront patio, the perfect place to relax or entertain while enjoying peaceful water views.
Complete with three modern ceiling fans and a fully fenced backyard, this outdoor space offers both comfort and privacy. The low HOA fee covers cable and internet, gate security, a community pool, and common area maintenance, helping maintain the community's beautifully kept appearance. Ideally located within the gated community of Normandy at Pembroke Lakes, this home offers exceptional access to everything Pembroke Pines has to offer.
Residents enjoy convenient proximity to Interstate 75, Florida's Turnpike, Pines Boulevard, and University Drive, making travel throughout Broward and Miami-Dade Counties effortless. The area is surrounded by highly regarded schools, premier shopping and dining, and outstanding recreational opportunities, including Pembroke Lakes Mall, The Shops at Pembroke Gardens, C.B. Smith Park, and Brian Piccolo Sports Park & Velodrome.
Combining convenience, recreation, and an established residential setting, Normandy at Pembroke Lakes remains one of Pembroke Pines' most desirable communities to call h…
Description provided by RE/MAX Direct and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $699,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 12931 active listings competing, 3129 under contract
For reference, this home is listed at $699,000 ($279/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,509 sq ft × $246–$312/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.
Similar homes for sale near DOWERMAN PLAT
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in DOWERMAN PLAT
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the DOWERMAN PLAT neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Explore Broward County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Broward County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 23, 2026) |
| Community market stats | realMLS closed sales, as of July 23, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 9807 NW 20th Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the BeachesMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: BeachesMLS, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.





