1856 Airport Circle, Panama City, FL 32405
1856 Airport Circle in No Named Subdivision, Panama City is listed at $335,000. It has been listed Jun 16, 2026. Listing facts: built in 1977. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 1977 · 49 yrs
- listed Jun 16, 2026
About this home
More space, more flexibility, and more possibilities near SweetBay. This 4 bedroom, 3 full bath home offers approximately 2,042 square feet on a fully fenced 0.28 acre lot with NO HOA, extensive parking, and a highly central location in unincorporated Panama City. Whether you're looking for a primary residence, second home, long term rental, short term rental, or a property with the flexibility to explore other residential or professional housing uses, this is an opportunity worth a closer look.
Buyer to verify requirements for any intended use. LOCATION MATTERS, and this property puts you near one of the most exciting areas of growth in Bay County. The expanding SweetBay area is just minutes away, including SweetBay Town Center anchored by Publix, University Academy, restaurants, recreation, walking trails, community events, waterfront gathering areas, and the popular Sunday Farmers Market.
With additional residential and commercial development planned throughout the surrounding area, buyers have an opportunity to purchase nearby while that growth continues. You are also centrally positioned near HCA Gulf Coast Hospital, schools, shopping, dining, Lynn Haven, Panama City, and Panama City Beach. Enjoy convenient access to the places you use every day without giving up the freedom and flexibility that comes with a property outside an HOA.
Inside, the versatile floor plan offers 4 bedrooms, 3 full bathrooms, and multiple living areas. A separate den with fireplace provides an excellent second family room, media room, game room, or gathering space. The private fourth bedroom suite includes its own full bathroom and is separated from the main bedroom areas, creating valuable flexibility for guests, multigenerational living, a private office, hobby space, or other needs.
Additional interior features include fresh paint in select areas, durable flooring, a newer HVAC system, and newer kitchen appliances including the oven and dishwasher. Outside, this property offers features that can be difficult to find at this price point. The 0.28 acre lot is fully fenced and includes a spacious backyard, covered back patio, storage building, reinforced gates, and a large circular driveway with plenty of parking.
An approximately 14' x 38' lighted covered carport provides excellent space for a boat, small RV, trailers, additional vehicles, workshop space, or storage. For investors, the combination of no HOA, a flexible 4 bedroom and 3 bathroom floor plan, separate bedroom suite, ample parking, and an unincorporated Bay County location opens the door to numerous possibilities. Buyers interested in long term rentals, short term rentals, room rental strategies, shared housing, sober living, or other residential uses should independently verify zoning, licensing, occupancy, and operational requirements for their specific intended use.
At $339,900, this property offers approximately 2,042 square feet, 4 bedrooms, 3 full baths, a fully fenced 0.28 acre lot, substantial covered parking, no HOA, and a location near the continued growth surrounding SweetBay. Opportunities offering this combination of space, location, flexibility, and price do not come along every day. The possibilities are numerous, but the opportunity to purchase this property at its new price will not be here forever.
Schedule your showing and come see what this property could become for you. All information is deemed reliable but not guaranteed. Buyer to independently verify all measurements, zoning, rental eligibility, licensing requirements, features, intended uses, future development plans, and any information deemed important.
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Description provided by Florida Realty Experts and reproduced from the MLS; not independently verified.
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for No Named Subdivision. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,816/mo 79%
- Taxes $293/mo 13%
- Insurance $182/mo 8%
$2,290/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Bay County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Bay County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 1977BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
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Listed by Florida Realty Experts · MLS # 790003
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Similar homes for sale near No Named Subdivision
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in No Named Subdivision
- 7526 Linda Lane, Panama City, FL 32404 · $249,000 · 3 bd / 2 ba · listed November 10, 2026 (courtesy of Coldwell Banker Realty)
- 12539 Silver Lake Road, Fountain, FL 32438 · $112,000 · 2 bd / 2 ba · listed November 7, 2026 (courtesy of Keller Williams Success Realty)
- 831 Plantation Way, Panama City, FL 32404 · $399,900 · 4 bd / 3 ba · listed November 5, 2026 (courtesy of eXp Realty LLC)
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on Bay County
Explore Bay County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Bay County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
What homes sell for in 32405 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 1856 Airport Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1977 (49 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Bay County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,518/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | CPAR, checked against the MLS hourly (last: November 11, 2026) |
| Comparable sales | Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of CPAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1856 Airport Circle and when was it built?
Per the listing record, 1856 Airport Circle was built in 1977 and has 4 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1856 Airport Circle in?
1856 Airport Circle is in No Named Subdivision in Panama City, Bay County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 1856 Airport Circle differ from the current owner's?
The estimate on this page (about $3,518 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1856 Airport Circle in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1856 Airport Circle in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Central Panhandle Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Central Panhandle Association of REALTORS®. © 2026 Central Panhandle Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.





