Homes for Sale in Panama City, FL
291 homes are for sale in Panama City, FL as of 2026-09-06, with 249 more under contract. The median list price is $350,000, most homes list between $210K to $660K, and the median listing has been on the market 86 days. 45 homes came on the market this week.
Newest homes for sale in Panama City
The most recently listed homes in Panama City, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Panama City homes for sale by price
Every active listing in Panama City grouped by price, with the newest listings in each band. The median is $350,000; the busiest band is $300K – $400K.
Under $200K: 26 homes
- $120,000 · 3 bd / 2 ba · 744 Sheffield Avenue, Panama City, FL 32401 (North Springfield)
- $147,000 · 1 ba · 4114 Holiday Drive 18, Panama City, FL 32408 (Sand Castles Villa)
- $75,000 · 3 bd / 2 ba · 132 Central Avenue, Panama City, FL 32401 (Mooretown)
- $199,000 · 1 bd / 2 ba · 214 Bonita Circle F, Panama City, FL 32408 (Bonita Point)
$200K – $300K: 77 homes
- $220,000 · 3 bd / 2 ba · 115 N Larry Drive, Panama City, FL 32404 (Parkway Manor)
- $225,000 · 1 bd / 1 ba · 4725 Bay Point Road 154, Panama City, FL 32408 (Bay Point Studio Villas)
- $239,000 · 1 ba · 8817 S Thomas Drive A516, Panama City, FL 32408 (Top Of The Gulf Condo.)
- $240,000 · 2 bd / 2 ba · 316 Cherry Street 41, Panama City, FL 32401 (Bay Club Condo)
$300K – $400K: 86 homes
- $319,900 · 3 bd / 2 ba · 3007 Longwood Circle, Panama City, FL 32405
- $325,000 · 1 bd / 2 ba · 8743 Thomas Drive 1408, Panama City, FL 32408 (The Summit)
- $330,000 · 1 bd / 1 ba · 4272 Kingfish Lane 272, Panama City, FL 32408 (Bay Point Studio Villas)
- $349,900 · 2 bd / 2 ba · 9900 S Thomas Drive 1612, Panama City, FL 32408 (Shores Of Panama)
$400K – $500K: 45 homes
- $415,000 · 2 bd / 2 ba · 6505 Thomas Drive 1008, Panama City, FL 32408 (Summerhouse Of P.C.)
- $425,000 · 2 bd / 2 ba · 6505 Thomas Drive 202, Panama City, FL 32408 (Summerhouse Of P.C.)
- $474,900 · 2 bd / 3 ba · 9900 S Thomas Drive 804, Panama City, FL 32408 (Shores Of Panama)
- $460,000 · 3 bd / 3 ba · 8727 Thomas Drive B6, Panama City, FL 32408 (Sugar Beach Condo)
$500K – $750K: 37 homes
- $684,000 · 2 bd / 2 ba · 6609 Thomas Drive 205, Panama City, FL 32408 (Coral Reef Condo)
- $728,000 · 3 bd / 3 ba · 14825 Front Beach Road 1101, Panama City, FL 32413 (Sunrise Beach)
- $725,000 · 2 bd / 2 ba · 6415 Thomas Drive 1405, Panama City, FL 32408 (Princess Condo)
- $525,000 · 2 bd / 2 ba · 4425 Thomas Drive 702, Panama City, FL 32408 (Moonspinner Apartments)
$750K – $1M: 14 homes
- $909,000 · 3 bd / 4 ba · 3001 W 10th Street 510, Panama City, FL 32401 (Harbour Village At Historic St Andrews)
- $899,000 · 3 bd / 3 ba · 11347 Front Beach Road 601, Panama City, FL 32407 (Edgewater Tower)
- $949,900 · 3 bd / 4 ba · 3001 W 10th Street 713, Panama City, FL 32401 (Harbour Village At Historic St Andrews)
- $899,000 · 3 bd / 4 ba · 3001 W 10th Street 610, Panama City, FL 32401 (Harbour Village At Historic St Andrews)
$1M and up: 6 homes
- $1.35M · 3 bd / 3 ba · 7115 Thomas Drive 1803, Panama City, FL 32408 (Hidden Dunes Condo)
- $1.25M · 3 bd / 3 ba · 6627 Thomas Drive 1401, Panama City, FL 32408 (Sterling Beach Condo)
- $1.59M · 3 bd / 3 ba · 4421 Thomas Drive 101, Panama City, FL 32408 (St. Andrews Park Place)
- $1.15M · 3 bd / 3 ba · 7115 Thomas Drive 502, Panama City, FL 32408 (Hidden Dunes Condo)
Homes for sale in Panama City by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Homes for sale | Median list price |
|---|---|---|
| 32408 | 214 | $359,600 |
| 32401 | 24 | $237,950 |
| 32404 | 6 | $146,950 |
| 32409 | 6 | $380,000 |
| 32413 | 5 | $529,000 |
| 32407 | 4 | $469,000 |
| 32405 | 2 | $247,000 |
Panama City communities with the most homes for sale
The Panama City neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Laketown Wharf | 43 | $359,900 | — | — |
| Liberty | 36 | $292,950 | — | — |
| Titus Park | 33 | $359,900 | — | — |
| Parkbrook | 31 | $343,400 | — | — |
| Shores Of Panama | 25 | $375,000 | — | — |
| Sweetbay | 23 | $545,000 | — | — |
| College Station | 19 | $388,696 | — | — |
| Sunrise At East Bay | 19 | $290,035 | — | — |
| Bridge Harbor | 14 | $376,500 | — | — |
| Hodges Bayou Plantation | 14 | $374,900 | — | — |
| Holiday Beach | 13 | $549,900 | — | — |
| Sunbird Condo | 13 | $314,900 | — | — |
| Highland City | 11 | $310,000 | — | — |
| Venetian Villa | 11 | $349,900 | — | — |
| Villas Of St. Thomas | 10 | $304,000 | — | — |
| Biltmore Beach | 9 | $419,000 | — | — |
| Boardwalk Central | 9 | $477,000 | — | — |
| Kings Point | 9 | $656,455 | — | — |
| Springfield | 9 | $175,000 | — | — |
| Magnolia Ridge | 8 | $262,990 | — | — |
| Morningside | 8 | $302,400 | — | — |
| Bay Point | 7 | $850,000 | — | — |
| East Bay Park | 7 | $400,000 | — | — |
| Reflections | 7 | $439,999 | — | — |
| Bay Point Studio Villas | 6 | $262,450 | — | — |
| Fanning Bayou | 6 | $472,500 | — | — |
| Forest Park | 6 | $354,750 | — | — |
| Harbour Village At Historic St Andrews | 6 | $892,000 | — | — |
| Lake Merial | 6 | $502,002 | — | — |
| Summerhouse Of P.C. | 6 | $440,000 | — | — |
What is for sale in Panama City: property types
- Condos: 240
- Single-family homes: 30
- Manufactured homes: 21
Another 644 listings in Panama City are land, commercial or other non-residential property and are not counted above.
Browse by type: Condos for sale in Panama City (240) · Manufactured and Mobile Homes for sale in Panama City (21).
What a home in Panama City costs to own
Take the median $350,000 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,809/month. Bay County’s typical millage of 12.28 puts property tax near $3,683/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,276/month plus any HOA or CDD assessment.
Explore Panama City
- All homes for sale in Bay County, FL
- Panama City market intelligence: prices, supply and trends
- Moving to Panama City: the data guide
- New construction homes in Panama City
- Bay County property tax guide
- Selling a home in Panama City
- Search every Panama City community
- All Florida cities and counties
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Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Panama City as of 2026-09-06 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.