listed Aug 15, 2026 SingleFamilyResidence
$295,900
3-Bedroom Home in Marianna

4364 Deering Street, Marianna, FL 32446

SingleFamilyResidence in Marianna
Marianna, FL 32446 · Jackson County
Listing data checked against the MLS November 11, 2026 at 1:40 PM ET · rechecked hourly
3Bedrooms
2Bathrooms
1930Year Built
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

4364 Deering Street in Marianna is listed at $295,900. It has been listed Aug 15, 2026. Listing facts: built in 1930. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 1930 · 96 yrs
  • listed Aug 15, 2026
Listing description

About this home

Welcome home to this beautifully updated corner-lot property that perfectly blends timeless character with modern farmhouse style. From the moment you arrive , you will notice the inviting curb appeal , mature shade trees , spacious yard and charming Southern appeal . Inside , the home offers warm hardwood floors throughout much of the living space , oversized rooms , soaring ceilings and a unique blend of rustic and contemporary finishes .

The main living room features a stunning deep teal accent wall, rich trim details and a cozy atmosphere ideal for entertaining or relaxing with the family . The dining room is full of personality with custom lighting , dramatic dark accent walls and an easy flow into the kitchen and living room area . The dining room features a beautiful hutch that will stay with the home .

The kitchen features a beautiful rustic and colorful ceiling , a breakfast nook and a coffee bar that will stay with the home . The refrigerator , gas stove , microwave and the gas dryer will also stay with the home . The primary bedroom offers a warm lodge inspired feel with wood ceilings and rustic accents that create a relaxing retreat .

The other bedrooms are spacious and provide comfort and flexibility . One bedroom offers a private suite style room with its own private exterior entrance making it perfect for guests, multigenerational living and much more . Step outside to enjoy the large screened entertainment porch complete with lighting , ceiling fans , grilling area and plenty of room for outdoor seating and game day gatherings .

This oversized corner lot also features a detached garage / man cave / she shed . The back side of this garage has a half bathroom and a tool shed or storage room . The double gates to the side of the shed allow access to the back yard .

There is currently an above ground pool . This pool can stay with the property if contracted soon, if not , it may be removed from the property . The pool vac will not be included .

This property offers so much potential . With proper approval , vision and some construction the garage could be converted into an apartment or mother n law suite . Must see to appreciate the full potential !!

All 24 photos

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Description provided by Indian Springs Real Estate and reproduced from the MLS; not independently verified.

Listing courtesy of Indian Springs Real Estate · Listing agent: Gail Ward · 850-526-2478Provided via the Central Panhandle Association of REALTORS® Internet Data Exchange · Source: Central Panhandle Association of REALTORS® · © 2026 Central Panhandle Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for Marianna, FL. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$295,900
Bed / bath3 / 2
Year built1930
Property typeSingleFamilyResidence
MLS #790426
Listing statuslisted Aug 15, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyJackson
Estimated first-year tax~$3,575/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$2,062
Insurance (illustrative)$2k–$3k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,062/mo
  • Principal & interest $1,604/mo 78%
  • Taxes $298/mo 14%
  • Insurance $160/mo 8%

$2,062/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$3,575/yr
≈ $298/mo·effective rate ~1.21%
Estimate: asking price less the $50,000 homestead exemption × Jackson County rate (14.57 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,550/yr ($129/mo) — taxable value $107,188 × 14.57 mills
$2,025 more each year
(+131%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$107,188
Market value
$107,188
Assessed
$107,188
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Central Panhandle AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 4364 Deering Street

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $1,550/yr (certified county roll, taxable value × millage). Buy at the asking price of $295,900 and the first-year bill resets to about $3,575/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 14.57 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
Home and flood insuranceThe average Citizens Property Insurance premium in Jackson County is $1,491/yr (180 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote.
Roof and ageBuilt in 1930. An original roof would be about 96 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Jackson County, FL: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailVery Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 1930BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $295,900Indian Springs Real Estate · listed Aug 15, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.

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Listed by Indian Springs Real Estate · MLS # 790426

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Keep looking

Similar homes for sale near Marianna

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Marianna

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Jackson County

Explore Jackson County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Jackson County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Jackson County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Marianna

Groceries, dining, and parks for this city — see the city guide.

County
Jackson

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
Marianna

Amenities and HOA/CDD detail on the neighborhood guide.

Market
Marianna housing market

Median price, days on market and supply from MLS data.

View →
Before you decide

Buyer research checklist

Items worth confirming for 4364 Deering Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1930 (96 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Jackson County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,575/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,025 more per year than the current owner’s estimated bill (+131%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordCPAR, checked against the MLS hourly (last: November 11, 2026)
Comparable salesComparable-sales estimate unavailable for this home right now — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of CPAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4364 Deering Street and when was it built?

Per the listing record, 4364 Deering Street was built in 1930 and has 3 bedrooms and 2 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4364 Deering Street in?

4364 Deering Street is in Marianna, Jackson County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 4364 Deering Street differ from the current owner's?

The estimate on this page (about $3,575 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,025 more per year than the current owner’s estimated bill (+131%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4364 Deering Street in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4364 Deering Street in person

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Central Panhandle Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Central Panhandle Association of REALTORS®. © 2026 Central Panhandle Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.