Single Family Residence in Latitude, Daytona Beach · No CDD on record · Built 2024
Latitude · Daytona Beach, FL 32124 · Volusia County
Listing data updated October 13, 2026 at 6:15 AM ET · checked against the MLS hourly
2Bedrooms
2Bathrooms
1,464Sq Ft
2024Year Built
$283Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
41% above
$/sq ft vs community
$283 here vs $201 median sold (12 mo)
Buyer leverage
Seller-leaning
10 days on market
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 124 Gypsy Palace Lane in Latitude, Daytona Beach is listed at $414,900 (1,464 sq ft, about $283 per sq ft). That sits within a few percent of Latitude's median closed sale of $369,900 over the last 12 months (41 recorded sales). Per square foot it is above the community's recent $201/sq ft by about 41%. It has been 10 days on market, well inside the community's typical 97 days. Listing facts: built in 2024, HOA dues of $375/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2024 · 2 yrs
1,464 sq ft of living area
2-car garage
Listed at $414,900 — recent neighborhood median sale price ~$369,900 (nearby sales; deemed reliable, not an appraisal)
10 days on market
HOA $375/mo (per listing)
Listing description
About this home
Welcome to 124 Gypsy Palace Lane - your private slice of paradise in the heart of Latitude Margaritaville Daytona Beach, the highly sought after, guard gated and golf cart friendly 55+ community where every day feels like a vacation! Situated on a PREMIUM LOT offering exceptional privacy, this beautifully appointed DREAMSICLE cottage enjoys a peaceful preserve creating an open and private feel that is increasingly hard to find. Designed as a replica of the popular model home, this exceptional residence blends relaxed coastal style with modern comfort and upscale finishes throughout.
Offering 2 bedrooms, 2 full baths plus a versatile bonus/flex room, the open and airy floor plan is perfectly suited for both everyday living and entertaining. Striking ceiling beams add warmth, character and architectural detail to the main living area, while abundant natural light and a coastal inspired interior capture the effortless Florida feel Latitude Margaritaville is known for. The spacious primary suite provides a relaxing retreat and features a large walk-in closet with generous storage and organization.
The impressive kitchen is the heart of the home, featuring stunning quartz countertops complemented by a matching quartz backsplash, a gas stove and convenient cabinet pull-outs that maximize storage and functionality. The kitchen flows seamlessly into the dining and living areas, creating an inviting gathering space for family and friends. The flexible bonus room is ideal for a home office, den, hobby room or additional guest space, while the laundry room offers added cabinetry for even more convenient storage.
Step outside to the upgraded screen lanai, featuring no-see-um screening and two convenient egress doors, and enjoy the best of indoor-outdoor Florida living. Overlooking the tranquil preserve, this inviting outdoor space is perfect for morning coffee, relaxing afternoons or evening cocktails while enjoying the peaceful natural surroundings. Even the garage has been thoughtfully upgraded with a clean and polished epoxy coated floor.
Beyond your front door, Latitude Margaritaville delivers a true resort style lifestyle with an incredible array of world class amenities, including a lagoon style pool, state-of-the-art fitness facility, Latitude Bar & Chill, a vibrant live entertainment venue, live music by the pool, pickle ball, bocce ball, an extensive variety of clubs and activities, and the private Beach Club. Perfectly situated just minutes from Daytona's world famous shoreline, shopping, dining and premier attractions, this home offers an exceptional blend of style, comfort, privacy and vacation inspired living. Whether you're searching for a full-time Florida residence or the perfect personal getaway, 124 Gypsy Palace Lane is ready to welcome you home to the Margaritaville lifestyle!
All 51 photos
Description provided by Deuces Realty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$414,900
Bed / bath2 / 2
Living area1,464 sq ft
Year built2024
Property typeSingle Family Residence
Garage2-car
MLS #1231052
Listing statusPending
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~18 ft
CountyVolusia
Area listings572 active · 128 under contract
Estimated first-year tax~$7,000/yr
CDD assessmentNone on record
HOA$375/mo
Calculated estimates
Price per sq ft$283
Estimated monthly payment$3,371
Insurance (illustrative)$1k–$2k/yr
Messtimate range$248,880 – $310,368
Comparable-sales median$369,900
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,371/mo
Principal & interest $2,298/mo68%
Taxes $583/mo17%
Insurance $115/mo3%
HOA $375/mo11%
$3,371/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Volusia County rate (19.21 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $2,350/yr ($196/mo) — taxable value $122,830 × 19.21 mills
$4,650 more each year
(+198%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$210,920
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$333,750
Market value
$178,552
Assessed
$122,830
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Volusia County School Board FY2025-26 adopted millage 5.279 (RLE 3.027); adopted 2025-09-09. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$375/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~18 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Lpga
Pricing & the Lpga market
How this home is priced against recent nearby sales, and where Lpga has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Lpga
Each dot is a closed sale since 2002 (1443 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $283/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 23 (cold).
Property timeline
This home’s history
2024BuiltPer public record
Sep 23, 2026First seen on movewithmomentum.comObserved at $414,900
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $414,900Momentum Realty · on market 10 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Dec 2025
$250,000
157 Tarracina Way, Daytona Beach
3 / 2.5 bd/ba · 1,468 sq ft · $170/sq ft
Courtesy of Realty Pros Assured · View details →
Sold Mar 2026
$220,000
1119 Edith Drive, Daytona Beach
3 / 2 bd/ba · 1,481 sq ft · $149/sq ft
Courtesy of Jason Mitchell Real Estate Florida LLC · View details →
Sold Nov 2025
$315,000
105 Pitching Wedge Drive, Daytona Beach
3 / 2 bd/ba · 1,483 sq ft · $212/sq ft
Courtesy of Meritage Homes of Florida Realty LLC · View details →
Median of these 6 sales: $369,900 ($201/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$248,880the mess$310,368
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $414,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 25% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $375/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 10 days on market vs. a 97-day community median
617 active listings competing, 102 under contract
For reference, this home is listed at $414,900 ($283/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,464 sq ft × $170–$212/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.
Momentum Scores
Momentum Property Score
39/100
Strongest on: Market timing (77), Pricing power (65)
0 limited50100 exceptional
39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $283/sq ft vs the community 12-month median $201/sq ft.
Affordability30
List price $414,900 vs the community median $369,900. Not a measure of personal affordability.
Market liquidity22
Community median 97 days on market (12-month record).
Pricing power65
Recent sales closed at about 94.9% of original asking (~5.1% below). More room below asking generally favors buyers.
Market timing77
Momentum Market Heat is 23/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $283 per square foot, about 41% above the community’s $201 median. Lpga’s 12-month median sold price per square foot is $201. Median sold price per square foot is down 11.0% year over year. Confidence: Very High · 41 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Lpga sales closed near 94.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 572 active listings in Lpga, no CDD assessment.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Deuces Realty · MLS # 1231052
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Keep looking
Similar homes for sale near Latitude
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Parks Amenities
Volusia County approves $13 million in ECHO grants for 10 projects
The council approved grants including $2.5 million each for Edgewater, Daytona Beach and the D Ranch Preserve nature center, plus a 250-foot Halifax River pier in Holly Hill, a boat dock in New Smyrna Beach, a DeBary splash pad and Port Orange's Willow Run Park.
Why it matters: Funds new waterfront access and park amenities across several Volusia communities. The site is about 2 miles northeast of Zz Dbaar Volusia Unassigned.
Manufacturing and technology job fair set for Oct. 15 at Daytona State
Germfree, B. Braun, Teledyne, Embler Control Systems, Bylight, Pall Corporation and the Electrical Training Alliance will recruit at the Advanced Technology College on Williamson Boulevard in Daytona Beach. The fair runs 2:30 to 5:30 p.m., with a morning session for Volusia high school students.
Why it matters: Shows active hiring by regional manufacturing and technology employers. The site is about 3 miles south of Zz Dbaar Volusia Unassigned.
VoTran changes routes Oct. 4, adds DeLand express and discontinues two routes
Route 61X adds weekday service between the Transfer Plaza and the DeLand ITF via I-4, while Routes 33 and 70 are discontinued. A new VoRide Sunday zone in the Daytona Beach area replaces fixed Sunday service on Routes 3, 4, 10 and 15. The County Council approved the changes on June 16.
Why it matters: Changes commute options between Daytona Beach and DeLand and shifts some service to on-demand rides. The site is about 4 miles east of Zz Dbaar Volusia Unassigned.
Port Orange council upholds award of $14.4 million Cambridge Canal pump station contract
The council voted 5-0 on Sept. 15 to deny a bid protest, keeping the $14.4 million contract with Gregori Construction for the Cambridge Canal and Pump Station upgrade. It is the city's largest stormwater project and aims to reduce flooding and tidal impacts. A formal contract award returns to the council.
Why it matters: Stormwater capacity upgrades bear on flood-risk management for nearby Port Orange areas. The project is about 8 miles southeast of Zz Dbaar Volusia Unassigned, elsewhere in Volusia County.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 124 Gypsy Palace Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $375/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,464 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,000/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,650 more per year than the current owner’s estimated bill (+198%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
DBAAR, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
DBAAR closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 124 Gypsy Palace Lane and when was it built?
Per the listing record, 124 Gypsy Palace Lane was built in 2024 and has 1,464 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 124 Gypsy Palace Lane in?
124 Gypsy Palace Lane is in Latitude in Daytona Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 124 Gypsy Palace Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $375 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 124 Gypsy Palace Lane differ from the current owner's?
The estimate on this page (about $7,000 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,650 more per year than the current owner’s estimated bill (+198%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 124 Gypsy Palace Lane in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 124 Gypsy Palace Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.