56 days on market (MLS) Condominium ▼ Price cut: $10,000 (9/2)
$109,900
2-Bedroom Condo in Yorktowne Estates

1601 Big Tree Road #104, Daytona Beach, FL 32119

Condominium in Yorktowne Estates, Daytona Beach · No CDD on record
Yorktowne Estates · Daytona Beach, FL 32119 · Volusia County
Listing data updated October 13, 2026 at 6:10 AM ET · checked against the MLS hourly
2Bedrooms
1.5Bathrooms
864Sq Ft
1990Year Built
$127Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
12% below
$/sq ft vs community
$127 here vs $144 median sold (12 mo)
Buyer leverage
Strong seller market
56 days on market
1.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~26 ft elevation
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 12
Price vs recent sales
Asking $110k tops 1 of the last 12 closed sales

Sources: DBAAR (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 1601 Big Tree Road #104 in Yorktowne Estates, Daytona Beach is listed at $109,900 (864 sq ft, about $127 per sq ft). It has been 56 days on market. Listing facts: built in 1990, HOA dues of $500/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1990 · 36 yrs
  • 864 sq ft of living area
  • Listed at $109,900 — recent neighborhood median sale price ~$124,950 (nearby sales; deemed reliable, not an appraisal)
  • 56 days on market
  • HOA $500/mo (per listing)
Listing description

About this home

SHORT SALE! Why rent when you can own for the same money? This updated 2-bedroom, 1.5-bath ground-floor condo in Yorktowne Estates offers comfort, convenience, and exceptional value!

Desirable end-unit location features an updated kitchen, inside laundry, and covered parking. Yorktowne Estates is an established 98-unit community offering a sparkling pool, clubhouse with kitchen, and fitness center. The $500 monthly association dues include building and flood insurance, grounds maintenance, water, sewer, trash, and use of the community amenities.

Conveniently located near shopping, dining, Embry-Riddle Aeronautical University, Palmer College of Chiropractic, Bethune-Cookman University, and Daytona State College--and just approximately 10 minutes from the beach! Whether you're searching for a primary residence, second home, low-maintenance getaway, or housing near area colleges, this condo offers an affordable opportunity to own. The seller reports that the unit has never flooded.

All information is taken from the tax records, and while deemed reliable, cannot be guaranteed.

All 49 photos

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Description provided by Simply Real Estate and reproduced from the MLS; not independently verified.

Listing courtesy of Simply Real Estate · Listing agent: Geraldine Westfall Adams · 386-677-0870Provided via the Daytona Beach Area Association of REALTORS® Internet Data Exchange · Source: Daytona Beach Area Association of REALTORS® · © 2026 Daytona Beach Area Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$109,900
Bed / bath2 / 1.5
Living area864 sq ft
Year built1990
Property typeCondominium
MLS #1229805
Listing status56 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~26 ft
CountyVolusia
Area listings1 active · 1 under contract
Estimated first-year tax~$1,150/yr
CDD assessmentNone on record
HOA$500/mo

Calculated estimates

Price per sq ft$127
Estimated monthly payment$1,261
Insurance (illustrative)$500–$1k/yr
Messtimate range$108,864 – $129,600
Comparable-sales median$124,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,261/mo
  • Principal & interest $609/mo 48%
  • Taxes $96/mo 8%
  • Insurance $57/mo 4%
  • HOA $500/mo 40%

$1,261/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$1,150/yr
≈ $96/mo·effective rate ~1.05%
Estimate: asking price less the $50,000 homestead exemption × Volusia County rate (19.21 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $2,025/yr ($169/mo) — taxable value $105,895 × 19.21 mills
$875 less each year
(−43%)

The current taxable value ($105,895) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.

$105,895
Market value
$105,895
Assessed
$105,895
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Volusia County School Board FY2025-26 adopted millage 5.279 (RLE 3.027); adopted 2025-09-09. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$500/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~26 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Yorktowne Estates

Pricing & the Yorktowne Estates market

How this home is priced against recent nearby sales, and where Yorktowne Estates has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1601 Big Tree Road #10031601 Big Tree Road #1003: $108/sq ft$1081601 Big Tree Road #12051601 Big Tree Road #1205: $126/sq ft$126This homeThis home: $127/sq ft$1271601 Big Tree Road #9021601 Big Tree Road #902: $139/sq ft$1391601 Big Tree Road #3061601 Big Tree Road #306: $150/sq ft$1501601 Big Tree Road #3061601 Big Tree Road #306: $150/sq ft$1501601 Big Tree Road #10061601 Big Tree Road #1006: $150/sq ft$150Community median $144
Property timeline

This home’s history

  • 1990BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 56 cumulative days on market as of October 13, 2026
  • Aug 19, 2026First seen on movewithmomentum.comObserved at $119,900
  • Sep 2, 2026Price cut$109,900 (-$10,000, -8.3%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $109,900Momentum Realty · on market 56 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Yorktowne Estates in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $124,950 ($144/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$108,864the mess$129,600

Stronger local evidence — 6 comparable closed sales in Yorktowne Estates, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $109,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 19% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1990 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $500/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing, 1 under contract
  • ≈1.5 months of supply
  • 10 closed here in the last 12 months

For reference, this home is listed at $109,900 ($127/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 864 sq ft × $126–$150/sq ft (interquartile band of 6 comparable closed sales in Yorktowne Estates, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Price vs area (80), Market liquidity (71)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area80
This home $127/sq ft vs the community 12-month median $144/sq ft.
Affordability70
List price $109,900 vs the community median $124,950. Not a measure of personal affordability.
Flood safety50
FEMA Zone AE, ~26 ft elevation. Verify the parcel with FEMA.
Insurance cost27
From FEMA Zone AE and a 1990 build. Obtain a property-specific quote.
Market liquidity71
Community inventory, ~1.5 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 1.5 months of supply in the surrounding market and 56 days on market for this home, against a 52-day area median.Days on market:this home 56Area median:  52 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. © 2026 Daytona Beach Area Association of REALTORS®, Inc. As of July 12, 2026.

🟡 Asking $127 per square foot, about 12% below the community’s $144 median. Yorktowne Estates’s 12-month median sold price per square foot is $144. MLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Yorktowne Estates, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Simply Real Estate · MLS # 1229805

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Keep looking

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Recently off market in Yorktowne Estates

Just listed: new homes for sale in Volusia & Flagler in the last 48 hours · updated hourly · RSS · Volusia & Flagler market today: new listings, price cuts, pendings

In the area

Recent Yorktowne Estates news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Development

Manufacturing and technology job fair set for Oct. 15 at Daytona State

Germfree, B. Braun, Teledyne, Embler Control Systems, Bylight, Pall Corporation and the Electrical Training Alliance will recruit at the Advanced Technology College on Williamson Boulevard in Daytona Beach. The fair runs 2:30 to 5:30 p.m., with a morning session for Volusia high school students.

Why it matters: Shows active hiring by regional manufacturing and technology employers. The site is about 3 miles northwest of Yorktowne Estates.

FlaglerLive

Oct 2026 · Parks Amenities

Volusia County approves $13 million in ECHO grants for 10 projects

The council approved grants including $2.5 million each for Edgewater, Daytona Beach and the D Ranch Preserve nature center, plus a 250-foot Halifax River pier in Holly Hill, a boat dock in New Smyrna Beach, a DeBary splash pad and Port Orange's Willow Run Park.

Why it matters: Funds new waterfront access and park amenities across several Volusia communities. The site is about 6 miles north of Yorktowne Estates.

WFTV

Sep 2026 · Infrastructure

Port Orange council upholds award of $14.4 million Cambridge Canal pump station contract

The council voted 5-0 on Sept. 15 to deny a bid protest, keeping the $14.4 million contract with Gregori Construction for the Cambridge Canal and Pump Station upgrade. It is the city's largest stormwater project and aims to reduce flooding and tidal impacts. A formal contract award returns to the council.

Why it matters: Stormwater capacity upgrades bear on flood-risk management for nearby Port Orange areas. The site is about 2 miles southeast of Yorktowne Estates.

Hometown News Volusia

Sep 2026 · Infrastructure

VoTran changes routes Oct. 4, adds DeLand express and discontinues two routes

Route 61X adds weekday service between the Transfer Plaza and the DeLand ITF via I-4, while Routes 33 and 70 are discontinued. A new VoRide Sunday zone in the Daytona Beach area replaces fixed Sunday service on Routes 3, 4, 10 and 15. The County Council approved the changes on June 16.

Why it matters: Changes commute options between Daytona Beach and DeLand and shifts some service to on-demand rides. The site is about 4 miles north of Yorktowne Estates.

Hometown News Volusia

Go deeper

More on Yorktowne Estates

Go deeper on Yorktowne Estates

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1601 Big Tree Road #104, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 864 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $875 less per year than the current owner’s estimated bill (−43%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordDBAAR, checked against the MLS hourly (last: October 13, 2026)
Comparable salesDBAAR closed sales in Yorktowne Estates, last 18 months, as of July 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1601 Big Tree Road #104 and when was it built?

Per the listing record, 1601 Big Tree Road #104 was built in 1990 and has 864 sq ft of living area, 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1601 Big Tree Road #104 in?

1601 Big Tree Road #104 is in Yorktowne Estates in Daytona Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1601 Big Tree Road #104 have an HOA, and how much are the dues?

The listing reports HOA dues of $500 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1601 Big Tree Road #104 differ from the current owner's?

The estimate on this page (about $1,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $875 less per year than the current owner’s estimated bill (−43%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1601 Big Tree Road #104 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.