4 bedroom Condominium at 2545 S Atlantic Avenue #104-105, Peninsula Condo, Daytona Beach Shores — photo 1Front elevation
4 bedroom Condominium at 2545 S Atlantic Avenue #104-105, Peninsula Condo, Daytona Beach Shores — photo 2Living space
4 bedroom Condominium at 2545 S Atlantic Avenue #104-105, Peninsula Condo, Daytona Beach Shores — photo 3Kitchen
4 bedroom Condominium at 2545 S Atlantic Avenue #104-105, Peninsula Condo, Daytona Beach Shores — photo 4Owner's suite
4 bedroom Condominium at 2545 S Atlantic Avenue #104-105, Peninsula Condo, Daytona Beach Shores — photo 5Exterior / yardView all 84 photos →
89 days on market Condominium
$1,349,000

2545 S Atlantic Avenue #104-105, Daytona Beach Shores, FL 32118

Condominium in Peninsula Condo, Daytona Beach Shores · No CDD · FEMA Zone X
Peninsula Condo · Daytona Beach Shores, FL 32118 · Volusia
Listing data updated July 2, 2026 · refreshed twice daily
4Bedrooms
4Bathrooms
2,726Sq Ft
1992Year Built
$495Per Sq Ft
Waterfront4-car garageNo CDDFEMA Zone X4 bedrooms
Listing courtesy of Oceans Luxury Realty Full Service LLC · Listing agent: Lori Brigley PA · 386-236-3700Provided via the Daytona Beach Area Association of REALTORS® Internet Data Exchange · Source: Daytona Beach Area Association of REALTORS® · © 2026 Daytona Beach Area Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1992 · 34 yrs
  • $495/sq ft — compared with the displayed median of $294 from recent nearby sales
  • 89 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $1,349,000, with 4 bedrooms and 4 bathrooms, and 2,726 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms4
Bathrooms4
Living area2,726 sq ft
Lot sizeNot available on this page
Year built1992
Property typeCondominium

Financial

Est. monthly payment$8,964
Est. taxes / yr~$14,434
Est. insurance / yr~$8,102
HOA$50/mo
CDDNone on record
Price / sq ft$495

Risk

Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$8,102/yr

Market

Days on market89
Neighborhood median DOM167
Active listings (area)5
Months of supply10.0
Comparable-sales median$865,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

31/100

A rules-based composite of the objective indicators below. Higher is generally more favorable to a buyer on that single metric.

Price vs area0
This home $495/sq ft vs area median $294/sq ft from recent nearby sales.
Affordability0
List price $1,349,000 vs area median $865,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost63
From FEMA Zone X and a 1992 build. Obtain a property-specific quote.
Market liquidity15
Area median 167 days on market, ~10.0 months of supply.
Investment metrics5
Objective supply and demand metrics for the area - not investment advice.
Renovation upside39
From a 1992 build and $495/sq ft vs area $294/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$1,349,000
List price
As listed in the MLS
4 / 4
Bed / bath
Per the listing
2,726
Living area
Sq ft (approx.)
$495
Price / sq ft
List ÷ living area

The home

Year built1992
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeCondominium
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$14,434/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Price benchmark

Pricing & market trend in Peninsula Condo

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales2545 S Atlantic Aven…2545 S Atlantic Avenue #2107 - 2108: $294/sq ft$294This homeThis home: $495/sq ft$495Median $294

Recent sold prices in this community

$300,000$824,500$1,349,000Aug 2025: $484,000Aug 2025: $300,000Nov 2025: $475,000Feb 2026: $865,000May 2026: $464,400Jun 2026: $450,000This home (list price): $1,349,000This homeAug 2025Jun 2026
The Messtimate™

The Messtimate: $706,034 – $896,854

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$706,034the mess$896,854

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 89 days on market vs. a ~167-day neighborhood median
  • 5 active listings competing in Peninsula Condo
  • 0% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 10.0 months of supply (one market-context metric; should not be used alone)
  • 6 closed here in the last 12 months

For reference, this home is listed at $1,349,000 ($495/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,726 sq ft × $259–$329/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.

Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,349,000
Bed / bath4 / 4
Living area2,726 sq ft
Year built1992
Property typeCondominium
MLS #1226631
Listing status89 days on market
Days on market89

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyVolusia
Estimated first-year tax~$14,434/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$495
Estimated monthly payment$8,964
Estimated insurance~$8,102/yr
Messtimate rangeNot available on this page
Comparable-sales median$865,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$8,964
Principal & interest$7,036
Property tax$1,203
Insurance$675
CDD assessment$0
HOA$50
PMI$0

Down payment $269,800 · Loan $1,079,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$14,434/yr

The seller likely pays less due to the homestead cap. At a $1,349,000 purchase, expect your first full-year Volusia bill near $14,434 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$8,102/yr

Estimate for a 1992 build in Volusia. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in Peninsula Condo

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Peninsula Condo neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Median sale price (set)
$865,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$294

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$495

List price divided by living area. Provided as data, not a value judgment.

Go deeper on Peninsula Condo

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

LongstreetAssigned elementary school · Volusia County School District
AtlanticAssigned high school · Volusia County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $294/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near Peninsula Condo

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Seller financing 20 percent down, 2-year balloon loan. OCEANFRONT TROPHY PROPERTY -- THIS IS FAR MORE THAN A CONDO. IT'S A STATEMENT OF ARRIVAL. *DOUBLE-UNIT *FOUR BEDROOM* UNLIKE ANYTHING EVER LISTED* POSITIONED ALONG 60 FT OF UNOBSTRUCTED PRISTINE DIRECT OCEANFRONT VIEWS. COASTAL COUTURE AT ITS FINEST -- WHERE SLEEK CONTEMPORARY DESIGN MEETS UNAPOLOGETIC GLAMOUR AND OCEANFRONT DRAMA. *BEING SOLD *TURN-KEY WITH FINE FURNITURE AND ACCESSORIES CURATED AND TAILORED BY A DESIGNER. * THIS EXTRAORDINARY RESIDENCE COMMANDS ATTENTION WITH ITS *GRAND SCALE, *REFINED SOPHISTICATION, AND *BREATHTAKING VIEWS OF THE ATLANTIC. EVERY DETAIL HAS BEEN CURATED TO DELIVER IMPACT -- FROM THE *EXPANSIVE LIVING ROOM AND *ELEGANT *SITTING AREA WITH FIREPLACE, TO THE *PRIVATE THEATER ROOM WITH *WET BAR DESIGNED FOR ENTERTAINING. *FOUR LUXURIOUS BEDROOMS EACH WITH ENSUITE BATHROOM INCLUDING *TWO OCEANFRONT PRIMARY SUITES AND TWO GUEST ROOMS. (2 unassigned parking spaces and 2 guest parking spac WHILE THE SEAMLESS FLOW OF THE FLOOR PLAN CREATES AN EXPERIENCE THAT FEELS MORE LIKE A *PRIVATE HOME THAN A CONDOMINIUM, THIS RESIDENCE IS STRATEGICALLY POSITIONED ON THE FIRST FLOOR -- PLACING YOU AT *EYE LEVEL* WITH THE ATLANTIC, *WHERE THE SOUND OF THE *WAVES AND THE SALT *AIR BECOME PART OF YOUR EVERYDAY LIVING. EASY ACCESS TO WALK YOUR PET STEPS AWAY! (2 pet's 20 pounds each). FROM THE MOMENT YOU ENTER, YOU'RE WELCOMED INTO A SLEEK, *OPEN-CONCEPT SHOWPIECE DESIGNED TO IMPRESS. THE EXPANSIVE *CHEF'S KITCHEN IS A STATEMENT IN ITSELF -- *DRAMATIC DARK SEMI-CUSTOM CABINETRY, *RAISED CEILING WITH LED RECESSED LIGHTING, WHITE GLOSSED UPPER CABINETS, A *STRIKING THREE-DIMENSIONAL BACKSPLASH, AND LUXURIOUS QUARTZ COUNTERTOPS THAT INVITE GATHERING AND ENTERTAINING WITH EASE. APPOINTED WITH A *THERMADOR REFRIGERATOR, *BOSCH DOUBLE OVENS AND MICROWAVE, A *WOLF induction COOKTOP, AND A *WINE REFRIGERATOR, THIS KITCHEN DELIVERS BOTH PERFORMANCE AND POLISH. A FULL BUTLER'S PANTRY WITH *CUSTOM SHELVING, ADDITIONAL CABINETRY AND A WASHER AND DRYER IS *CLEVERLY* *HIDDEN BEHIND *SEAMLESS CABINETS -- OFFERING FUNCTION WITHOUT INTERRUPTING THE CLEAN, SOPHISTICATED DESIGN. THE MAIN LIVING SPACE IS NOTHING SHORT OF BREATHTAKING. *30-FEET OF FLOOR-TO-CEILING GLASS FRAMES THE ENDLESS ATLANTIC, FLOODING THE RESIDENCE WITH NATURAL LIGHT AND BLURRING THE LINES BETWEEN INDOORS AND OUT. THE DOUBLE-UNIT LAYOUT PROVIDES AN EXPANSIVE FOOTPRINT RARELY FOUND ON THE OCEANFRONT -- PERFECT FOR GRAND ENTERTAINING OR INTIMATE COASTAL EVENINGS. CONTEMPORARY LIGHTING FLOATS ABOVE CURATED FURNISHINGS, WHILE THE OPEN FOOR PLAN FLOW LEADS EFFORTLESSLY TO 60FT WIDTH OF OCEANFRONT TERRACE *OVERLOOKING LUSH GREEN SPACE*, ROLLING WAVES AND EXPANSIVE VIEWS BOTH UP AND DOWN THE COASTLINE-THE PERFECT SETTING TO ENJOY SUNRISES AND ROCKET LAUNCHES OVER THE ATLANTIC OCEAN. ONCE THE ORIGINAL KITCHEN, NOW TRANSFORMED TO A PRIVATE *THEATER ROOM. TRANSFORMS MOVIE NIGHT UNDER THE STAR LIT LED CEILING INTO A RED-CARPET EXPERIENCE. RICH, *BLACK WALLS, DRAMATIC SCONCES, *RECLINING LEATHER SEATING, AND BOLD STATEMENT ART WALL CREATE AN CHIC SPACE. THE ZEBRA-PATTERNED RUG ADDS A FASHION-FORWARD EDGE -- AND A *WET BAR WITH SINK, WINE REFRIGERATOR AND IRIDESCENT MIRRORED GLASS BACKSPLASH MAKES THIS THEATER THE ULTIMATE EXPERIENCE. -OTHER NOTABLE FEATURES INCLUDE: -MOTORIZED BLINDS, -SMOOTH FINISHED CEILINGS AND WALLS, -RAISED CEILING IN KITCHEN-SMART HOME, -PORCELAIN FLOORING THROUGHOUT-TANKLESS HOT- WATER HEATERS, -UPDATED AC'S, -5-INCH BASE BOARDS, -CONTEMPORARY DOORS, WATER FILTRATION SYSTEMS, ALL NEW EMTEX HARDWARE-, AND SO MUCH MORE- BLENDING COASTAL LIVING WITH METROPOLITAN LUXURY. THIS IS UNLIKE ANYTHING ELSE!! The award-winning Peninsula features a dramatic 23-story atrium with a serene water feature that brings the Florida lifestyle indoors. Pet-friendly with a 2-month minimum rental. Perfectly positioned along the Atlantic, The Peninsula offers breathtaking ocean views, convenient acc…

Description provided by Oceans Luxury Realty Full Service LLC and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms4
  • Bathrooms4
  • Living area2,726 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeCondominium

Systems

  • Year built1992
  • Age34 yrs

Listing

  • MLS #1226631
  • StatusActive
  • Days on market89
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $1,349,000Momentum Realty · on market 89 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2545 S Atlantic Avenue #104-105 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.