2 bedroom Condominium at 100 Gulf Shore Drive #208, EAST PASS TOWERS CONDO, Destin — photo 1Front elevation
2 bedroom Condominium at 100 Gulf Shore Drive #208, EAST PASS TOWERS CONDO, Destin — photo 2Living space
2 bedroom Condominium at 100 Gulf Shore Drive #208, EAST PASS TOWERS CONDO, Destin — photo 3Kitchen
2 bedroom Condominium at 100 Gulf Shore Drive #208, EAST PASS TOWERS CONDO, Destin — photo 4Owner's suite
2 bedroom Condominium at 100 Gulf Shore Drive #208, EAST PASS TOWERS CONDO, Destin — photo 5Exterior / yardView all 39 photos →
17 days on market Condominium
$549,000
2-Bedroom Condo in EAST PASS TOWERS CONDO

100 Gulf Shore Drive #208, Destin, FL 32541

Condominium in EAST PASS TOWERS CONDO, Destin · No CDD
EAST PASS TOWERS CONDO · Destin, FL 32541 · Okaloosa
Listing data updated September 5, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1985Year Built
WaterfrontNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Buyer leverage
Seller-leaning
17 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 5, 2026, 100 Gulf Shore Drive #208 in East Pass Towers Condo, Destin is listed at $549,000. That is 124% above East Pass Towers Condo's median closed sale of $244,800 over the last 12 months (23 recorded sales). It has been 17 days on market. Listing facts: built in 1985, waterfront. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 17 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · MORRIS ADDN TO CRESTVIEW

Pricing & the MORRIS ADDN TO CRESTVIEW market

How this home is priced against recent nearby sales, and where MORRIS ADDN TO CRESTVIEW has been over 25 years. Momentum Research analysis of emeraldcoast records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median sale price by year

12-month median closed price, 2012–2026.

$24k$146k$268k2012: $48k20122014: $64k2015: $98k20152016: $85k2017: $144k20172018: $94k2019: $140k20192020: $128k2021: $175k20212022: $133k2023: $240k20232024: $197k2025: $240k20252026: $245k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 51 (normal).

1451892015: 3120152016: 212017: 7020172018: 482019: 4920192020: 392021: 8120212022: 572023: 8220232024: 252025: 4720252026: 512026
Property timeline

This home’s history

  • 1985BuiltPer public record
  • Aug 20, 2026First trackedObserved at $549,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,665/mo
  • Principal & interest $2,837/mo 77%
  • Taxes $480/mo 13%
  • Insurance $298/mo 8%
  • HOA $50/mo 1%

$3,665/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$6,425/yr
$535/mo·effective rate ~1.17%
Estimated from today’s asking price and current Okaloosa County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $6,425/yr ($535/mo)
+$0 more each year
(+0%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$498,000
Market value
$498,000
Assessed
$498,000
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Buyer competition (100), Market liquidity (77)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability0
List price $549,000 vs the community median $244,800. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost23
From FEMA Zone AE and a 1985 build. Obtain a property-specific quote.
Market liquidity77
Community median 29 days on market (12-month record).
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power50
Recent sales closed at about 98.0% of original asking (~2.0% below). More room below asking generally favors buyers.
Market timing49
Momentum Market Heat is 51/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

Recent MORRIS ADDN TO CRESTVIEW sales closed near 98.0% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending July 25, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1850 active listings in MORRIS ADDN TO CRESTVIEW, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

PRICED TO SELL -- BEST-PRICED STR OPPORTUNITY AT EAST PASS! Luxury, location, water views, and value all come together at East Pass 208 on Destin's coveted Holiday Isle. If you have been waiting for the right Destin property, this is the one that deserves your attention.

Beautifully updated, fully furnished, and positioned inside a private, gated waterfront community, this spacious 2-bedroom, 2-bath condo delivers incredible views of the beach, the Gulf, East Pass, Destin Harbor, and Crab Island--all from one of Destin's most desirable locations. THE VIEWS ARE THE SHOWSTOPPER. Wake up to sparkling water views from both bedrooms and the living room, then step onto the covered balcony and watch boats cruise through the East Pass.

With balcony access from nearly every room, this condo was designed around the waterfront lifestyle. From brilliant sunrises to unforgettable sunsets and seasonal fireworks over Destin Harbor, the scenery here never gets old. Step inside and you are immediately greeted by an inviting coastal interior highlighted by brand-new sliding glass doors--an approximately $40,000+ upgrade--bringing the incredible waterfront backdrop right into the condo.

The designer kitchen makes its own statement with endless granite countertops, storybook white cabinetry, stainless-steel appliances, custom glass-tile backsplash, and an oversized breakfast bar, creating an upscale centerpiece for entertaining. The primary suite feels like a private waterfront retreat! It features a striking reclaimed-wood accent wall, direct balcony access, and a beautifully finished bath with a custom tiled shower, double vanity, and dedicated makeup area.

The second bedroom is another major standout, featuring newly installed custom-built bunk beds that maximize sleeping space while giving the room a polished, purpose-built coastal feel. Whether used as a vacation getaway or rental investment, this floor plan offers the space and flexibility buyers are searching for. Major improvements have already been handled, including complete renovation, the new sliding glass doors, newer HVAC system, and new custom bunk beds.

The condo is being offered fully furnished and turnkey, with five years of rental history available for buyers looking for an established vacation-rental opportunity. And then there is the LOCATION. East Pass sits inside the gated and private Holiday Isle community, offering a secure, upscale setting with plenty of parking while keeping you minutes from everything Destin has to offer.

Step outside and enjoy direct beach access, or catch the Destin Harbor water taxi for an unforgettable ride to HarborWalk Village, AJ's, waterfront restaurants, entertainment, and nightlife. East Pass Towers delivers the resort lifestyle with a beachfront pool, hot tub, two levels of waterfront sundecks, fitness room, lounging areas, and beach access just steps from the building. Holiday Isle itself feels like a hidden coastal oasis, with approximately 2.5 miles of paved roads and trails perfect for walking, biking, and exploring.

Want the beach? It's yours. Want boating, fishing, snorkeling, paddleboarding, parasailing, and the Destin Harbor lifestyle?

It's all right here. The famous Destin Jetties--where the emerald waters of the Gulf meet the Harbor--are just a walk down the beach. Best-priced unit at East Pass.

Beautifully updated. New sliders. Newer HVAC.

Custom-built bunks. Fully furnished. Incredible rental history.

Gated community. Waterfront amenities. And views that simply cannot be duplicated.

PRICED TO SELL and ready for its next owner -- East Pass 208 is the Destin waterfront opportunity buyers have been waiting for.

Description provided by RealJoy Realty LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$549,000
Bed / bath2 / 2
Year built1985
Property typeCondominium
MLS #1010131
Listing status17 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~6 ft
Windstorm exposureLow
CountyOkaloosa
Area listings1850 active · 523 under contract
Estimated first-year tax~$5,764/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Estimated monthly payment$3,665
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$244,800

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RealJoy Realty LLC · Listing agent: Kyle V Hock · [email protected]Provided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near EAST PASS TOWERS CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $549,000Momentum Realty · on market 17 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,764/yr

A rough first-year estimate only, applying a typical Okaloosa rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 100 Gulf Shore Drive #208?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by RealJoy Realty LLC · MLS # 1010131

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in EAST PASS TOWERS CONDO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the EAST PASS TOWERS CONDO neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$244,800

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$0

Canonical 12-month median $/sq ft. Reference only.

Go deeper on EAST PASS TOWERS CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
DestinAssigned elementary school · Okaloosa County School District · Grade A (Florida DOE 2025-26)
DestinAssigned middle school · Okaloosa County School District
GRADEB
DestinAssigned high school · Okaloosa County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,516 – $3,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,223 – −$194At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed twice daily (last: September 5, 2026)
Community market statsEmerald Coast MLS closed sales, as of July 25, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone AE) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 100 Gulf Shore Drive #208 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.