2 bedroom Condominium at 1002 E Highway 98 #714, Pelican Beach Resort Condo, Destin — photo 1Front elevation
2 bedroom Condominium at 1002 E Highway 98 #714, Pelican Beach Resort Condo, Destin — photo 2Living space
2 bedroom Condominium at 1002 E Highway 98 #714, Pelican Beach Resort Condo, Destin — photo 3Kitchen
2 bedroom Condominium at 1002 E Highway 98 #714, Pelican Beach Resort Condo, Destin — photo 4Owner's suite
2 bedroom Condominium at 1002 E Highway 98 #714, Pelican Beach Resort Condo, Destin — photo 5Exterior / yardView all 24 photos →
26 days on market Condominium
$619,000
2-Bedroom Condo in PELICAN BEACH RESORT CONDO

1002 E Highway 98 #714, Destin, FL 32541

Condominium in PELICAN BEACH RESORT CONDO, Destin · No CDD
PELICAN BEACH RESORT CONDO · Destin, FL 32541 · Okaloosa
Listing data updated September 24, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1998Year Built
WaterfrontNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 24, 2026, 1002 E Highway 98 #714 in Pelican Beach Resort Condo, Destin is listed at $619,000. That is 153% above Pelican Beach Resort Condo's median closed sale of $244,800 over the last 12 months (23 recorded sales). It has been 26 days on market. Listing facts: built in 1998, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1998 · 28 yrs
  • 26 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · MORRIS ADDN TO CRESTVIEW

Pricing & the MORRIS ADDN TO CRESTVIEW market

How this home is priced against recent nearby sales, and where MORRIS ADDN TO CRESTVIEW has been over 25 years. Momentum Research analysis of Emerald Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median sale price by year

12-month median closed price, 2012–2026.

$24k$150k$277k2012: $48k20122014: $57k2015: $122k20152016: $80k2017: $122k20172018: $106k2019: $138k20192020: $119k2021: $178k20212022: $178k2023: $252k20232024: $197k2025: $240k20252026: $245k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 58 (normal).

1253942015: 3620152016: 202017: 7520172018: 512019: 4520192020: 622021: 8620212022: 652023: 5420232024: 202025: 4720252026: 582026
Property timeline

This home’s history

  • 1998BuiltPer public record
  • Aug 29, 2026First trackedObserved at $619,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,153/mo
  • Principal & interest $3,278/mo 79%
  • Taxes $542/mo 13%
  • Insurance $284/mo 7%
  • HOA $50/mo 1%

$4,153/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$7,325/yr
≈ $610/mo·effective rate ~1.18%
Estimated from today’s asking price and current Okaloosa County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $6,650/yr ($554/mo)
+$675 more each year
(+10%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$20,676
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$536,200
Market value
$515,524
Assessed
$515,524
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

41/100
Strongest on: Market liquidity (77), Pricing power (45)
0 limited50100 exceptional

41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability0
List price $619,000 vs the community median $244,800. Not a measure of personal affordability.
Market liquidity77
Community median 29 days on market (12-month record).
Pricing power45
Recent sales closed at about 99.0% of original asking (~1.0% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

63% of homes in MORRIS ADDN TO CRESTVIEW are owner-occupied. An estimated 37% are non-owner-occupied, including 6% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1860 homes matched. Community-level context.

Recent MORRIS ADDN TO CRESTVIEW sales closed near 99.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 716 active listings in MORRIS ADDN TO CRESTVIEW, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Experience Gulf-front living at Pelican Beach Resort in the heart of Destin! This beautifully appointed 2-bedroom, 2-bath condominium is offered fully furnished and truly turn-key--ready to enjoy as your own beach retreat or add to a vacation rental portfolio. Step inside to an inviting coastal interior and take in beautiful views of the emerald waters and sugar-white sands of the Gulf of America.

The open living and dining areas provide a comfortable gathering space, while the well-equipped kitchen makes entertaining and extended stays easy. Two bedrooms and two full baths offer plenty of room for owners and guests alike. Pelican Beach Resort offers an impressive collection of amenities designed for the ultimate beach vacation experience, including multiple indoor and outdoor swimming pools, a Gulf-front pool, hot tubs, a kiddie pool, fitness center, tennis and pickleball courts, game room, grilling and picnic areas, and direct access to the beautiful white-sand beach.

Owners and guests can enjoy the convenience of resort-style amenities without ever leaving the property. Ideally located in the heart of Destin, Pelican Beach Resort is convenient to outstanding dining, shopping, boating, fishing, golf, and family entertainment. Whether you're searching for a Gulf-front vacation home, second residence, or investment opportunity, this fully furnished condo offers the convenience of a turn-key property in one of Destin's established beachfront resort communities.

All 24 photos

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Description provided by The Premier Property Group Seacrest Office and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$619,000
Bed / bath2 / 2
Year built1998
Property typeCondominium
MLS #1010876
Listing status26 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyOkaloosa
Area listings716 active · 167 under contract
Estimated first-year tax~$6,500/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Estimated monthly payment$4,153
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$244,800

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of The Premier Property Group Seacrest Office · Listing agent: Scott M Etter · barbara@premierfl.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near PELICAN BEACH RESORT CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in PELICAN BEACH RESORT CONDO

  • 5222 Fowler Road · $459,000 · 5 bd / 3.0 ba · listed September 22, 2026 (courtesy of EXP Realty LLC)
  • 502 Gulf Shore Drive #Unit 205 · $475,000 · 2 bd / 2.0 ba · listed September 22, 2026 (courtesy of Emerald Coast Vacation Rentals & Sales)
  • 5833 Hunting Meadows Drive · $549,900 · 4 bd / 3.0 ba · listed September 22, 2026 (courtesy of ERA American Real Estate)
  • 803 Fairview Drive · $435,000 · 3 bd / 2.0 ba · listed September 22, 2026 (courtesy of Coldwell Banker Realty)
  • 1900 Scenic Highway 98 #901 · $3,100,000 · 3 bd / 3.0 ba · listed September 22, 2026 (courtesy of Mainsail Realty Company)
  • 340 NW Holmes Boulevard · $385,000 · 3 bd / 2.0 ba · listed September 22, 2026 (courtesy of Coldwell Banker Realty)

Recently off market in PELICAN BEACH RESORT CONDO

Transparency

Price & listing history

Listed for $619,000Momentum Realty · on market 26 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,500/yr

A rough first-year estimate only, applying a typical Okaloosa rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1002 E Highway 98 #714?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by The Premier Property Group Seacrest Office · MLS # 1010876

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in PELICAN BEACH RESORT CONDO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PELICAN BEACH RESORT CONDO neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$244,800

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$0

Canonical 12-month median $/sq ft. Reference only.

Go deeper on PELICAN BEACH RESORT CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
DestinAssigned elementary school · Okaloosa County School District · Grade A (Florida DOE 2025-26)
DestinAssigned middle school · Okaloosa County School District
GRADEB
DestinAssigned high school · Okaloosa County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,837 – $4,127/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,395 – −$234At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1002 E Highway 98 #714, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,500/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed twice daily (last: September 24, 2026)
Community market statsEmerald Coast MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1002 E Highway 98 #714 and when was it built?

Per the listing record, 1002 E Highway 98 #714 was built in 1998 and has 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1002 E Highway 98 #714 in?

1002 E Highway 98 #714 is in Pelican Beach Resort Condo in Destin, Okaloosa County. The community section on this page shows recent closed sales, days on market, and active inventory for Pelican Beach Resort Condo from the same MLS data.

Why might property taxes on 1002 E Highway 98 #714 differ from the current owner's?

The estimate on this page (about $6,500 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1002 E Highway 98 #714 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1002 E Highway 98 #714 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.