1084 Suwannee Drive #Lot 51, Watersound, FL 32461
Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 17, 2026, 1084 Suwannee Drive #Lot 51 in Watersound Origins, Watersound is listed at $1,088,900. That is 17% above Watersound Origins's median closed sale of $927,500 over the last 12 months (252 recorded sales). It has been 39 days on market. Listing facts: built in 2026. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2026
- 2-car garage
- 39 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the WATERSOUND ORIGINS market
How this home is priced against recent nearby sales, and where WATERSOUND ORIGINS has been over 25 years. Momentum Research analysis of Emerald Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Median sale price by year
12-month median closed price, 2015–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2018–2026. Now 26 (cold).
This home’s history
- 2026BuiltPer public record
- Aug 10, 2026First trackedObserved at $1,153,880
- Aug 27, 2026Price cut$1,088,900
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $5,656/mo 81%
- Taxes $953/mo 14%
- Insurance $286/mo 4%
- HOA $50/mo 1%
$6,944/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Balanced conditions around this listing. 3.7 months of supply in the surrounding market and 39 days on market for this home, against a 32-day area median.Days on market:this home 39Area median: 32 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of September 12, 2026.
44% of homes in WATERSOUND ORIGINS are owner-occupied. An estimated 56% are non-owner-occupied, including 23% held in a company or trust and 18% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 520 homes matched. Community-level context.
Recent WATERSOUND ORIGINS sales closed near 99.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 78 active listings in WATERSOUND ORIGINS, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
*New price reflects builder incentive of over $60k! Situated on an oversized corner homesite with a wooded view, this 2,805-square-foot Macy plan in the Park Collection at Arborview Park offers four bedrooms, three-and-a-half baths, a study or gym, upstairs sitting room, and two-car garage with an estimated completion date in Dec 2026. The first floor is organized around an open kitchen, dining, and living area with direct access to the large rear porch through sliding glass doors.
The kitchen features quartz countertops, a contrasting white oak island, under-cabinet lighting, soft-close cabinetry, a trash pullout, and an upgraded stainless steel Bosch appliance package with a 36-inch dual-fuel range and vent hood, refrigerator, dishwasher, and microwave drawer integrated into the island. A walk-in pantry with upgraded melamine shelving provides additional storage nearby. A guest bedroom and full bath are positioned just off the foyer, while a separate study or gym adds flexibility for a home office, exercise space, or additional living area.
The laundry room is conveniently located between the kitchen and garage and includes upper cabinetry above the washer and dryer along with an additional upper and lower cabinet section with countertop. Lockers and cubbies near the garage entry create a practical drop zone for everyday use. Upstairs, the primary suite includes a spacious bath finished with Seaside Limestone flooring and shower walls, a freestanding tub, dual vanity, separate water closet, and walk-in shower with Calacatta gold hex marble floor.
Two additional bedrooms and a shared bath with dual vanities are joined by a central sitting room, creating a second living space separate from the main level. Sea Harbor glue-down wood flooring throughout, 10-foot ceiling on the first floor and 9-foot ceiling upstairs, 8-foot solid-core interior doors, crown molding in the main living areas, upgraded Delta Dryden plumbing fixtures, and upgraded melamine shelving in the closets and pantry carry added detail throughout the home. The large rear porch expands the living space outdoors, while the fenced backyard and wooded backdrop complement the oversized corner homesite.
The property is also pre-plumbed for a future pool with an autofill waterline, gas line, and electrical panel already incorporated. Located in Arborview Park at Watersound Origins, residents enjoy access to Origins Golf Course, the Village Commons pool and fitness center, sports courts, and miles of walking and biking trails, along with convenient access to the broader Watersound Origins community.
All 27 photos
Description provided by Watersound Real Estate and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near WATERSOUND ORIGINS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recently off market in WATERSOUND ORIGINS
- Tbd Pollard Cove West #Lot 32 · last listed $2,060,781 · 2026-09-16
- Tbd Pollard Cove West #Lot 27 · last listed $1,052,000 · 2026-09-16
- Tbd E Seabrook Way #Lot 23 · last listed $2,399,800 · 2026-09-16
- 81 Heartwood Street · last listed $1,649,000 · 2026-09-16
- Tbd Suwannee Drive #Lot 51 · last listed $1,088,900 · 2026-09-15
- Tbd Suwannee Drive #Lot 50 · last listed $970,400 · 2026-09-15
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Watersound Real Estate · MLS # 1009540
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Recent sales activity in WATERSOUND ORIGINS
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WATERSOUND ORIGINS neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on WATERSOUND ORIGINS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1084 Suwannee Drive #Lot 51, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2026: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $11,433/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Emerald Coast MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | Emerald Coast MLS closed sales, as of September 12, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1084 Suwannee Drive #Lot 51 and when was it built?
Per the listing record, 1084 Suwannee Drive #Lot 51 was built in 2026 and has 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1084 Suwannee Drive #Lot 51 in?
1084 Suwannee Drive #Lot 51 is in Watersound Origins in Watersound, Walton County. The community section on this page shows recent closed sales, days on market, and active inventory for Watersound Origins from the same MLS data.
Why might property taxes on 1084 Suwannee Drive #Lot 51 differ from the current owner's?
The estimate on this page (about $11,433 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1084 Suwannee Drive #Lot 51 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.