3 bedroom Detached Single Family at 145 Catface Drive, WATERSOUND ORIGINS, Inlet Beach — photo 1Front elevation
3 bedroom Detached Single Family at 145 Catface Drive, WATERSOUND ORIGINS, Inlet Beach — photo 2Living space
3 bedroom Detached Single Family at 145 Catface Drive, WATERSOUND ORIGINS, Inlet Beach — photo 3Kitchen
3 bedroom Detached Single Family at 145 Catface Drive, WATERSOUND ORIGINS, Inlet Beach — photo 4Owner's suite
8 days on market Detached Single Family
$1,200,000
3-Bedroom Detached Single Family in WATERSOUND ORIGINS

145 Catface Drive, Inlet Beach, FL 32461

Detached Single Family in WATERSOUND ORIGINS, Inlet Beach · No CDD · Built 2022
WATERSOUND ORIGINS · Inlet Beach, FL 32461 · Walton
Listing data updated August 22, 2026 · refreshed twice daily
3Bedrooms
3Bathrooms
2022Year Built
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Buyer leverage
Seller-leaning
8 days on market
4.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $1.20M tops 10 of the last 12 closed sales

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 2-car garage
  • 8 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · WATERSOUND ORIGINS

Pricing & the WATERSOUND ORIGINS market

How this home is priced against recent nearby sales, and where WATERSOUND ORIGINS has been over 25 years. Momentum Research analysis of emeraldcoast records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median sale price by year

12-month median closed price, 2015–2026.

$322k$768k$1.2M2015: $408k20152016: $499k2017: $500k20172018: $520k2019: $584k20192020: $577k2021: $722k20212022: $839k2023: $1.0M20232024: $1.1M2025: $1.0M20252026: $967k2026

Market Heat by year (0–100)

Momentum Market Heat, 2016–2026. Now 39 (cold).

1648812016: 3820162017: 222018: 3020182019: 452020: 4420202021: 752022: 7220222023: 742024: 5820242025: 412026: 392026
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Aug 15, 2026First trackedObserved at $1,200,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$7,624/mo
  • Principal & interest $6,176/mo 81%
  • Taxes $1,050/mo 14%
  • Insurance $349/mo 5%
  • HOA $50/mo 1%

$7,624/mo at 20% down, 30-yr @ 6.67% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$11,225/yr
$935/mo·effective rate ~0.94%
Estimated from today’s asking price and current Walton County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $8,800/yr ($733/mo)
+$2,425 more each year
(+28%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$902,244
Market value
$902,244
Assessed
$902,244
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

64/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability10
List price $1,200,000 vs the community median $966,720. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity62
Community median 34 days on market, ~4.1 months of supply (12-month record).
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.
Market timing61
Momentum Market Heat is 39/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.1 months of supply in the surrounding market and 8 days on market for this home, against a 34-day area median.Days on market:this home 8Area median:  34 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of July 25, 2026.

38% of homes in WATERSOUND ORIGINS are owner-occupied. An estimated 62% are non-owner-occupied, including 25% held in a company or trust and 17% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 426 homes matched. Community-level context.

Recent WATERSOUND ORIGINS sales closed near 100.0% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending July 25, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 78 active listings in WATERSOUND ORIGINS, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 22, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Coastal luxury meets effortless living in this exceptional home built by Romair Homes, one of the area's premier luxury builders. Located in the highly sought-after community of Watersound Origins, this beautifully appointed residence offers the lifestyle buyers dream about when they imagine owning a home along Florida's Emerald Coast--beautiful beaches, resort-style amenities, outdoor living, exceptional dining, and the freedom to truly enjoy every day. Imagine beginning your morning with coffee by your private pool, spending the afternoon at the beach with your toes in the sugar-white sand and emerald-green Gulf waters, then hopping on your bike or golf cart for dinner, live music, shopping, or an evening out along 30A.

Here, that lifestyle isn't reserved for vacation--it can be your everyday reality. Watersound Origins offers an enviable collection of amenities designed around an active, social, and relaxed coastal lifestyle, including pools, golf, tennis, pickleball, walking and biking trails, fitness facilities, and inviting community spaces. 30Avenue is just around the corner, providing an impressive mix of restaurants, shopping, entertainment, community events, live music, and nightlife.

Publix is approximately five minutes away for everyday convenience, while the iconic beach communities of Alys Beach and Rosemary Beach are only about 10 minutes south, putting some of 30A's most celebrated restaurants, boutiques, and coastal experiences within easy reach. And then there is the beach--one of the greatest treasures of living along the Emerald Coast. Spend your days enjoying the breathtaking Gulf, boating, paddleboarding, fishing, or simply relaxing on the soft, white sand before returning home to your own private oasis.

Beautifully designed and thoughtfully upgraded, this one-story, 3-bedroom, 3-bathroom Eastport plan combines sophisticated finishes with a comfortable, highly functional layout. The open-concept design creates an effortless flow between the gourmet kitchen, dining area, and great room, making the home equally well suited for quiet evenings or entertaining family and friends. From the moment you arrive, refined details set the tone.

A charming gas lantern welcomes you home, while shiplap accents add a touch of coastal character to the entry. Inside, 10-foot ceilings and engineered wire-brushed hardwood floors throughout create a warm, timeless sense of luxury. The gourmet kitchen is the heart of the home, featuring quartz countertops, custom full-overlay cabinetry, a farmhouse sink, and premium stainless-steel appliances.

Designed with both beauty and functionality in mind, it opens seamlessly to the spacious living and dining areas. French doors extend the living space outdoors, leading to a covered porch and a private backyard retreat. The heated pool invites year-round enjoyment and creates the perfect setting for relaxing, entertaining, or soaking up the Florida sunshine.

The elegant primary suite is a peaceful retreat overlooking the pool and features two large walk-in closets and a luxurious en-suite bath with a garden soaking tub, dual marble vanities, and a separate shower. Each additional bedroom offers its own en-suite bathroom with marble countertops and upgraded tile flooring, providing exceptional comfort and privacy for guests. Adding even more versatility, one side of the split two-car garage is heated and cooled, offering valuable flex space that can be used as a home office, gym, playroom, studio, or hobby room.

With premium finishes that include features often considered upgrades--including quartz countertops, custom cabinetry, Bosch appliances, and beautiful hardwood flooring--this home delivers an elevated level of quality and attention to detail. This is more than a beautiful home. It is an invitation to live the 30A lifestyle you've been dreaming about.

Enjoy the privacy of your own pool, the amenities of Watersound Origins, and the incredible convenience of being minutes from…

Description provided by Keller Williams Realty SRB and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,200,000
Bed / bath3 / 3
Year built2022
Property typeDetached Single Family
Garage2-car
MLS #1009904
Listing status8 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyWalton
Area listings78 active · 61 under contract
Estimated first-year tax~$12,600/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Estimated monthly payment$7,624
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$966,720

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Keller Williams Realty SRB · Listing agent: Laura H Burnsed · [email protected]Provided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near WATERSOUND ORIGINS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,200,000Momentum Realty · on market 8 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$12,600/yr

A rough first-year estimate only, applying a typical Walton rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in WATERSOUND ORIGINS

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WATERSOUND ORIGINS neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$966,720

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$0

Canonical 12-month median $/sq ft. Reference only.

Go deeper on WATERSOUND ORIGINS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Dune LakesAssigned elementary school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
Emerald CoastAssigned middle school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
South WaltonAssigned high school · Walton County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$5,500 – $8,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,288 – −$38At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed twice daily (last: August 22, 2026)
Community market statsEmerald Coast MLS closed sales, as of July 25, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 145 Catface Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.