4575 Sailmaker Lane, Destin, FL 32541
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 2018 · 8 yrs
- 4-car garage
- 134 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 2018BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $9,247/mo 81%
- Taxes $1,597/mo 14%
- Insurance $581/mo 5%
- HOA $50/mo 0%
$11,475/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
81/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
73% of homes in REGATTA BAY PATIO HOMES are owner-occupied. An estimated 27% are non-owner-occupied, including 22% held in a company or trust and 15% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 57 homes matched. Community-level context.
What’s unique here: one of only 2 active listings in REGATTA BAY PATIO HOMES, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
VERY MOTIVATED SELLER - SIGNIFICANT PRICE IMPROVEMENT + 2/1 BUYDOWN or CLOSING COST CREDIT EXTENDED After careful consideration, the seller has reduced his asking price dramatically and is also offering buyer incentives for qualified buyers. Now offered at $1,825,000 - the seller not only shaved a dramatic $125,000 from his original list price, he will make an additional $25,000 available for a 2/1 interest rate buy-down or equivalent closing cost credit for an acceptable offer. This is your best chance to own one of Regatta Bay's finest addresses at an exceptional value.
We have had at least 50 qualified Open House and Private viewings. If you have looked at this home before, look again. The value proposition just changed dramatically.
The buydown meaningfully reduces your first two years of payment - ask your agent for details. This is not a spec house. This is a vision brought to life -- a collaboration between a discerning homeowner and celebrated builder Ronnie McGee, whose architectural artistry and meticulous craftsmanship have defined luxury living throughout the Emerald Coast.
From the moment you approach the custom-designed, double-arched wrought iron front entry doors, you sense this home is different. Step through the foyer and let the soaring barrel ceiling draw you forward -- an immediate statement that nothing here was left to chance. You flow naturally into the living room, where three dramatic architectural beams stretch across the high ceilings, anchored by custom built-in shelves and cabinetry that are as beautiful as they are functional.
These are not afterthoughts -- they are integral to McGee's vision of spaces that inspire. A HOME THAT TELLS ITS STORY THROUGH DETAIL Where others see walls, McGee saw canvas. Select spaces throughout the home -- including the formal dining room, the great room, and the primary ensuite -- are adorned with exquisite metallic impressions and textured finishes that shift with the light, creating an ever-changing interplay of depth and luminescence.
Art that lives with you. The formal dining room sets the tone for gracious entertaining. The designer office and den -- a private, thoughtfully appointed retreat on the main floor -- speaks to the buyer who works with intention and values a dedicated space that reflects their standards.
Crown molding flows beautifully from room to room, a refined thread that connects every space in the home. A KITCHEN DESIGNED FOR THE CULINARY ENTHUSIAST The gourmet kitchen is a chef's dream: a professional-grade Thor six-burner gas range with griddle, GE Profile refrigerator, and whisper-quiet Bosch dishwasher. The space flows seamlessly through a sophisticated wet bar near the entry -- setting the stage for effortless entertaining -- and into the family area, creating the true heart of the home where culinary creativity meets comfortable conversation.
A sun-drenched breakfast nook with direct access to the lanai invites morning light and sweeping views of the 4th green and fairway. This is the spot you will return to every single day. WELLNESS BY DESIGN -- DESIGNED FOR LIFE, NOT JUST LIVING Every square foot of this 4,050-square-foot home serves a purpose.
McGee's guiding philosophy -- leave nothing unusable -- manifests throughout: a central vacuum system, tankless water heater, abundant storage, and a study nook tucked thoughtfully down the hall. The floor plan reflects what today's design world calls wellness living -- intentional zoning that honors the rhythms of daily life. The primary ensuite is a sanctuary unto itself: a three-tier drop-down ceiling with exquisite crown molding creates an atmosphere of calm luxury.
Positioned near the heart of the home yet privately tucked away, the primary suite opens directly to the lanai -- where the 4th hole becomes your personal vista, equally suited to morning solitude or afternoon entertaining with friends. The second ensuite bedroom anchors the main level with quiet elegance, whi…
Description provided by Keller Williams Realty Destin and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near REGATTA BAY PATIO HOMES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in REGATTA BAY PATIO HOMES
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the REGATTA BAY PATIO HOMES neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on REGATTA BAY PATIO HOMES
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 26, 2026) |
| Community market stats | realMLS closed sales, as of July 25, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 4575 Sailmaker Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.