3-Bedroom Detached Single Family in WATERSOUND ORIGINS
59 Suwannee Drive, Inlet Beach, FL 32461
Detached Single Family in WATERSOUND ORIGINS, Inlet Beach · No CDD on record · Built 2023
WATERSOUND ORIGINS · Inlet Beach, FL 32461 · Walton County
Listing data updated October 17, 2026 at 5:01 AM ET · checked against the MLS hourly
Listed by Watersound Real Estate (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
2023Year Built
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Buyer advantage
96 days on market
3.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone A
Flood risk
Confirm requirements with FEMA; ~37 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 17, 2026, 59 Suwannee Drive in Watersound Origins, Inlet Beach is listed at $699,900. That is 25% below Watersound Origins's median closed sale of $935,000 over the last 12 months (252 recorded sales). It has been 96 days on market, longer than the community's typical 32 days to contract. Listing facts: built in 2023. The parcel maps to FEMA flood zone A, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2023 · 3 yrs
2-car garage
96 days on market
Listing description
About this home
59 Suwannee Dr, Inlet Beach, FL 32461 | Watersound Origins Home for Sale | Longleaf Park Discover refined coastal living in this beautifully upgraded 1,832 sq ft Bella Plan home, nestled within the sought-after Longleaf Park neighborhood inside Watersound Origins -- one of Northwest Florida's most prestigious master-planned communities. Whether you're searching for a primary residence, second home, or investment property near Rosemary Beach, Alys Beach, and Seaside FL, this home delivers an exceptional blend of quality craftsmanship, modern upgrades, and resort-style community amenities. About the Home From the moment you enter, soaring 10-foot ceilings and 8-foot interior doors set a tone of openness and elegance.
The chef-inspired kitchen is a true showpiece, featuring quartz countertops, soft-close cabinetry with crown molding, and custom-painted cabinets. Premium Bosch appliances -- including an exhaust vent hood and a convenient microwave drawer -- make cooking a pleasure. Thoughtful upgrades throughout include woven shade window and door treatments that enhance both privacy and style.
Step outside to your screened-in porch and take in the peaceful surroundings -- the fully fenced backyard backs directly up to a natural wooded buffer, offering rare privacy and a serene, nature-filled backdrop that feels worlds away from the everyday. Whether you're sipping morning coffee or unwinding at sunset, this outdoor space is a true sanctuary. The spacious two-car garage provides ample room for vehicles, golf carts, and storage, while the generous primary closet keeps your wardrobe beautifully organized.
Pull-down attic access adds even more flexible storage for seasonal items and beyond. Community Amenities at Watersound Origins Living at Watersound Origins means access to a lifestyle most people only dream of. The Village Commons serves as the heart of the community, featuring a resort-style pool and a fully equipped fitness center.
Tennis and pickleball courts, scenic nature trails, and dock access to the pristine, spring-fed Lake Powell offer year-round outdoor recreation. Golf enthusiasts will love the unlimited golf privileges included with residency on the community's beautifully maintained course. Wide greenspaces and well-maintained common areas make this a neighborhood where neighbors truly connect.
Unbeatable Location Near 30A & Inlet Beach Situated in Longleaf Park, this home is just a short walk or golf cart ride from Publix grocery and Watersound Town Center -- a charming hub of dining, shopping, and community events right outside your door. You're also minutes from the sugar-white sands and emerald waters of the Gulf of Mexico, with easy access to the famed Scenic Highway 30A corridor, including Rosemary Beach, Alys Beach, and Seaside FL. For those craving a dedicated beach experience, a St.
Joe Beach Club membership is available for purchase as a new resident, granting exclusive Gulf-front access. Why Buy in Watersound Origins? Watersound Origins consistently ranks among the top master-planned communities on the Emerald Coast, attracting buyers who want walkability, world-class amenities, and a strong sense of community -- all within minutes of some of Florida's most beautiful beaches.
Homes in Longleaf Park are in high demand, and this upgraded Bella Plan is a rare opportunity to own in one of the community's most walkable and well-positioned neighborhoods. Don't miss your chance to own a piece of the coveted Watersound Origins lifestyle. Schedule your private showing today.
All 48 photos
Description provided by Watersound Real Estate and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$699,900
Bed / bath3 / 2
Year built2023
Property typeDetached Single Family
Garage2-car
MLS #1007575
Listing status96 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone A
Ground elevation~37 ft
CountyWalton
Area listings75 active · 64 under contract
Estimated first-year tax~$6,350/yr
CDD assessmentNone on record
HOANot reported
Calculated estimates
Estimated monthly payment$4,604
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$935,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,604/mo
Principal & interest $3,877/mo84%
Taxes $529/mo11%
Insurance $198/mo4%
$4,604/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Walton County rate (9.76 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $5,450/yr ($454/mo) — taxable value $559,616 × 9.76 mills
$900 more each year
(+17%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$65,633
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$625,249
Market value
$610,338
Assessed
$559,616
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 59 Suwannee Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $5,450/yr (certified county roll, taxable value × millage). Buy at the asking price of $699,900 and the first-year bill resets to about $6,350/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 9.76 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
Home and flood insurance
The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone A, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2023. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone A — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone A
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~37 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Walton County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · WATERSOUND ORIGINS
Pricing & the WATERSOUND ORIGINS market
How this home is priced against recent nearby sales, and where WATERSOUND ORIGINS has been over 25 years. Momentum Research analysis of Emerald Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Median sale price by year
12-month median closed price, 2015–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2018–2026. Now 26 (cold).
Property timeline
This home’s history
2023BuiltPer public record
About Jul 2026Listed (per MLS)MLS reports 96 cumulative days on market as of October 17, 2026
Aug 4, 2026First seen on movewithmomentum.comObserved at $699,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $699,900Momentum Realty · on market 96 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
No closed sales of a similar home within about 10 miles in Walton County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for WATERSOUND ORIGINS. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Momentum Scores
Momentum Property Score
61/100
Strongest on: Affordability (92), Market timing (74)
0 limited50100 exceptional
61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Affordability92
List price $699,900 vs the community median $935,000. Not a measure of personal affordability.
Flood safety50
FEMA Zone A, ~37 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone A and a 2023 build. Obtain a property-specific quote.
Market liquidity65
Community median 32 days on market, ~3.6 months of supply (12-month record).
Pricing power42
Recent sales closed at about 99.6% of original asking (~0.4% below). More room below asking generally favors buyers.
Market timing74
Momentum Market Heat is 26/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 3.6 months of supply in the surrounding market and 96 days on market for this home, against a 32-day area median.Days on market:this home 96Area median: 32 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of September 20, 2026.
44% of homes in WATERSOUND ORIGINS are owner-occupied. An estimated 56% are non-owner-occupied, including 23% held in a company or trust and 17% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 487 homes matched. Community-level context.
Recent WATERSOUND ORIGINS sales closed near 99.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 75 active listings in WATERSOUND ORIGINS, no CDD assessment.
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Watersound Real Estate · MLS # 1007575
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Keep looking
Similar homes for sale near WATERSOUND ORIGINS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
Why it matters: Advances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 16 miles northwest of Watersound Origins Santa Rosa Beach.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Dune LakesAssigned elementary school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
Emerald CoastAssigned middle school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
South WaltonAssigned high school · Walton County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 59 Suwannee Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
FEMA flood zone A: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Confirm square footage and room dimensions independently.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,350/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $900 more per year than the current owner’s estimated bill (+17%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Emerald Coast MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in Walton County — no medians or automated estimate shown
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone A shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 59 Suwannee Drive and when was it built?
Per the listing record, 59 Suwannee Drive was built in 2023 and has 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 59 Suwannee Drive in?
59 Suwannee Drive is in Watersound Origins in Inlet Beach, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 59 Suwannee Drive differ from the current owner's?
The estimate on this page (about $6,350 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $900 more per year than the current owner’s estimated bill (+17%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 59 Suwannee Drive in a flood zone?
The FEMA flood map places this parcel in Zone A, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 59 Suwannee Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
