5921 Jack Stokes Road, Baker, FL 32531
Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 6, 2026, 5921 Jack Stokes Road in No Recorded Subdivision, Baker is listed at $350,000. That is 43% above No Recorded Subdivision's median closed sale of $244,800 over the last 12 months (23 recorded sales). It has been 21 days on market. Listing facts: built in 1939. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1939 · 87 yrs
- 21 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the MORRIS ADDN TO CRESTVIEW market
How this home is priced against recent nearby sales, and where MORRIS ADDN TO CRESTVIEW has been over 25 years. Momentum Research analysis of emeraldcoast records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 51 (normal).
This home’s history
- 1939BuiltPer public record
- Aug 16, 2026First trackedObserved at $350,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,809/mo 77%
- Taxes $306/mo 13%
- Insurance $190/mo 8%
- HOA $50/mo 2%
$2,355/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
Recent MORRIS ADDN TO CRESTVIEW sales closed near 98.0% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending July 25, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1850 active listings in MORRIS ADDN TO CRESTVIEW, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
A beautifully reimagined farmhouse where timeless character meets true peace of mind. Thoughtfully updated throughout, this 3-bedroom charmer sits on a level 1.10-acre lot shaded by mature trees--with the big-ticket work already done. New electrical panels, HVAC and complete re-pipe (2020), water heater (2021), durable metal roof, stainless appliances (2020-2021) and a 2023 stove mean you can simply move in and enjoy.
Inside, gorgeous wood-planked flooring brings a warmth and rustic character. A massive living room centers on a semi-built-in fireplace framed in classic board-and-batten, while the dining room is ready for holiday gatherings. Beyond the signature barn-style door, the kitchen shines with granite countertops, center island, generous storage, updated cabinetry, subway-tile backsplash and stainless appliances.
Outside is where the magic unfolds: a covered back deck overlooks the manicured, park-like backyard, above-ground pool, chicken coop, play area and firepit ringed with built-in swings. A 50' x 42' pole barn with a 42' x 14' concrete area, plus a 24' x 16' storage building, provide exceptional space for tools, toys and equipment. Historic charm, modern comfort and room to breathe--this is more than a house; it's a lifestyle.
Step inside and this beautifully reimagined farmhouse begins to reveal what makes it special. The warm, light-filled living spaces pair the character of a farm home with thoughtful modern updates designed for today's lifestyle. Gorgeous wood-planked flooring runs underfoot adding a rustic warmth throughout.
The massive living room is anchored by a semi-built-in fireplace framed in classic board-and-batten--the kind of inviting centerpiece you'll naturally gather around on cool evenings. The adjoining dining room offers plenty of space for holiday dinners, Sunday meals and easy entertaining. Slide open the signature barn-style door and step into a kitchen that's as functional as it is beautiful.
Rich granite countertops, a center island, generous storage, crisp updated cabinetry, classic subway-tile backsplash and gleaming stainless appliances create a space made for everything from quiet morning coffee to meals shared with family and friends. The primary bedroom and two additional bedrooms provide restful retreats, while the updated bath brings a touch of everyday luxury with its tiled shower and new vanity. One of the home's most delightful surprises is the bright, sun-drenched bonus room--a cheerful space that seems to invite you to stay awhile.
Picture savoring your first cup of coffee as the day breaks, curling up with a good book on a lazy afternoon, or nurturing a collection of thriving houseplants in the natural light. Whether you envision a sunny home office, peaceful reading retreat, playroom or simply a quiet place to unwind, this inviting room adapts effortlessly to the way you live. A large walk-in laundry room adds everyday convenience.
But the true magic is outside. Step onto the covered back deck and look across a manicured, park-like backyard shaded by mature trees and surrounded by room to breathe. Cool off in the above-ground pool on a summer afternoon.
Gather fresh eggs from the chicken coop. Watch children make adventures of their own in the massive play area. Then, as evening settles in, gather around the firepit ringed with built-in swings beneath a starry sky.
With 1.10 level acres, there's space to roam, garden, play, entertain and simply enjoy being outside. And when it comes to storage and versatility, this property delivers in a big way. The impressive 50' x 42' pole barn includes a substantial 42' x 14' concrete area, offering tremendous possibilities for equipment, projects, hobbies, recreational toys and more.
A separate 24' x 16' storage building provides even more room for the things that make country living easy. Out front, the covered porch offers something increasingly rare: a place to simply slow down. Settle into a chair with a glass of sweet tea…
Description provided by LPT Realty LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near NO RECORDED SUBDIVISION
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by LPT Realty LLC · MLS # 1009985
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Recent sales activity in NO RECORDED SUBDIVISION
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the NO RECORDED SUBDIVISION neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on NO RECORDED SUBDIVISION
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 5921 Jack Stokes Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1939 (87 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,675/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Emerald Coast MLS, refreshed twice daily (last: September 6, 2026) |
| Community market stats | Emerald Coast MLS closed sales, as of July 25, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 5921 Jack Stokes Road and when was it built?
Per the listing record, 5921 Jack Stokes Road was built in 1939 and has 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5921 Jack Stokes Road in?
5921 Jack Stokes Road is in No Recorded Subdivision in Baker, Okaloosa County. The community section on this page shows recent closed sales, days on market, and active inventory for No Recorded Subdivision from the same MLS data.
Why might property taxes on 5921 Jack Stokes Road differ from the current owner's?
The estimate on this page (about $3,675 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5921 Jack Stokes Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.