185 days on market (MLS) Detached Single Family ▼ Price cut: $100,500 (10/2)
$4,399,000
8-Bedroom Detached Single Family in Camp Creek

7570 E County Highway 30A, Watersound, FL 32461

Detached Single Family in Camp Creek, Watersound · No CDD on record · Built 2023
Camp Creek · Watersound, FL 32461 · Walton County
Listing data updated October 18, 2026 at 6:03 AM ET · checked against the MLS hourly
8Bedrooms
8.5Bathrooms
2023Year Built
2-car garageNo CDD on recordFEMA Zone X8 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
185 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~24 ft elevation
$10k–$22k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $4.40M tops 9 of the last 12 closed sales

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 18, 2026, 7570 E County Highway 30A in Camp Creek, Watersound is listed at $4,399,000. It has been 185 days on market. Listing facts: built in 2023. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 2-car garage
  • 185 days on market
Listing description

About this home

Camp Creek Villa | Gulf & Lake View Luxury Retreat on 30A Now Offering a Watersound Membership at list price! Introducing Camp Creek Villa, an extraordinary four-story coastal estate perfectly positioned to capture sweeping views of both the Gulf of Mexico and Camp Creek Lake--one of 30A's most rare and sought-after natural backdrops. Designed as the ultimate luxury retreat, this expansive residence offers an unparalleled blend of elevated design, resort-style amenities, and exceptional rental potential.

From the moment you arrive, the home is tailored for entertainment and effortless coastal living. The first level sets the tone with a fully equipped game room, complete with ping pong, a built-in wet bar, and a comfortable lounge space that opens directly to a private outdoor oasis. Here, a resort-style pool, outdoor kitchen with grill, and expansive lounging areas create a true indoor-outdoor experience ideal for hosting and relaxation.

The second floor serves as the heart of the home, where an open-concept living, dining, and kitchen area is framed by abundant natural light and panoramic Gulf and lake views. Expansive sliding glass doors lead to a wraparound balcony, seamlessly blending interior elegance with coastal scenery. The chef's kitchen is designed for gathering, featuring a large island with seating, a walk-in pantry, and a substantial wine refrigerator, all complemented by generous dining space for large groups.

Multiple levels of thoughtfully designed living continue throughout the home, including two separate entertainment spaces with wet bars, creating a dynamic layout ideal for multi-generational use or large gatherings. Spacious guest accommodations and bunk rooms are strategically placed for both comfort and privacy, while the primary suite offers a true sanctuary--complete with private balcony access, a spa-like bath, and an oversized walk-in closet. Crowning the residence is a fourth-floor rooftop terrace, delivering an elevated experience rarely found along 30A.

Featuring a fire pit, covered lounge with TV, and ample seating, this space is designed for unforgettable sunsets overlooking the Gulf and coastal dune lake. With accommodations for up to 24 guests, private pool amenities, dual laundry rooms, and proximity to beach access and local destinations like The Big Chill, Camp Creek Villa represents a rare opportunity to own a high-performing luxury asset in one of 30A's most desirable corridors.

Additional highlights include: Private heated pool with outdoor kitchen and lounge areas Two game rooms + multiple living spaces Elevator access for seamless multi-level living Dual laundry rooms for large-group functionality Golf cart and bikes included for effortless 30A lifestyle Short walk to beach access and proximity to The Big Chill Positioned in one of the most desirable stretches of 30A near Watersound and Camp Creek Lake, this property offers a rare combination of view corridors, scale, and rental performance--making it both a legacy second home and a strategic investment asset.

All 64 photos

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Description provided by Douglas Elliman and reproduced from the MLS; not independently verified.

Listing courtesy of Douglas Elliman · Listing agent: Brad Reese · don.langdon@elliman.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$4,399,000
Bed / bath8 / 8.5
Year built2023
Property typeDetached Single Family
Garage2-car
MLS #1000778
Listing status185 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~24 ft
CountyWalton
Area listings1 active · 0 under contract
Estimated first-year tax~$42,425/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$29,149
Insurance (illustrative)$10k–$22k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$29,149/mo
  • Principal & interest $24,366/mo 84%
  • Taxes $3,535/mo 12%
  • Insurance $1,247/mo 4%

$29,149/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$42,425/yr
≈ $3,535/mo·effective rate ~0.96%
Estimate: asking price less the $50,000 homestead exemption × Walton County rate (9.76 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $26,300/yr ($2,192/mo) — taxable value $2,695,662 × 9.76 mills
$16,125 more each year
(+61%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$2,695,662
Market value
$2,695,662
Assessed
$2,695,662
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 7570 E County Highway 30A

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $26,300/yr (certified county roll, taxable value × millage). Buy at the asking price of $4,399,000 and the first-year bill resets to about $42,425/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 9.76 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
Home and flood insuranceThe average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $10,500–$21,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2023. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$10k–$22k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~24 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Walton County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2023BuiltPer public record
  • About Apr 2026Listed (per MLS)MLS reports 185 cumulative days on market as of October 18, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $4,549,000
  • Sep 2, 2026Price cut$4,499,500 (-$49,500, -1.1%)
  • Oct 2, 2026Price cut$4,399,000 (-$100,500, -2.2%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $4,399,000Momentum Realty · on market 185 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Walton County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Camp Creek. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Seen enough photos?

Want to see 7570 E County Highway 30A?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Douglas Elliman · MLS # 1000778

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or call (904) 351-6461
Keep looking

Similar homes for sale near Camp Creek

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Watersound

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  • 105 Rosecourt Street, Watersound · $2,099,000 · 4 bd / 3.5 ba · listed September 30, 2026 (courtesy of Watersound Real Estate)
  • Tbd E Seabrook Way #Lot 12, Watersound · $897,750 · 4 bd / 4.0 ba · listed September 23, 2026 (courtesy of Watersound Real Estate)
  • Tbd Hutton Cove #Lot 76, Watersound · $1,984,405 · 4 bd / 4.5 ba · listed September 23, 2026 (courtesy of Watersound Real Estate)
  • Tbd Hutton Cove #Lot 8, Watersound · $1,161,010 · 4 bd / 4.5 ba · listed September 23, 2026 (courtesy of Watersound Real Estate)
  • 100 Pollard Cove East #Lot 87, Watersound · $1,064,505 · 4 bd / 4.5 ba · listed September 21, 2026 (courtesy of Watersound Real Estate)
The street

Every home on E County Highway 30A: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in the Emerald Coast in the last 48 hours · updated hourly · RSS · The Emerald Coast market today: new listings, price cuts, pendings

In the area

Recent Camp Creek news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Infrastructure

Scenic Walton advances underground utilities and gateway landscape projects

Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.

Why it matters: Advances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 9 miles north of Camp Creek.

Get The Coast

Go deeper

More on Camp Creek

Go deeper on Camp Creek

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Dune LakesAssigned elementary school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
Emerald CoastAssigned middle school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
South WaltonAssigned high school · Walton County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 7570 E County Highway 30A, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $42,425/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $16,125 more per year than the current owner’s estimated bill (+61%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, checked against the MLS hourly (last: October 18, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Walton County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 7570 E County Highway 30A and when was it built?

Per the listing record, 7570 E County Highway 30A was built in 2023 and has 8 bedrooms and 8.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 7570 E County Highway 30A in?

7570 E County Highway 30A is in Camp Creek in Watersound, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 7570 E County Highway 30A differ from the current owner's?

The estimate on this page (about $42,425 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $16,125 more per year than the current owner’s estimated bill (+61%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 7570 E County Highway 30A in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 7570 E County Highway 30A in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.