1 bedroom Condominium at 775 Gulf Shore Drive #2006, SANDPIPER COVE Condominiums, Destin — photo 1Front elevation
1 bedroom Condominium at 775 Gulf Shore Drive #2006, SANDPIPER COVE Condominiums, Destin — photo 2Living space
1 bedroom Condominium at 775 Gulf Shore Drive #2006, SANDPIPER COVE Condominiums, Destin — photo 3Kitchen
1 bedroom Condominium at 775 Gulf Shore Drive #2006, SANDPIPER COVE Condominiums, Destin — photo 4Owner's suite
1 bedroom Condominium at 775 Gulf Shore Drive #2006, SANDPIPER COVE Condominiums, Destin — photo 5Exterior / yardView all 43 photos →
61 days on market Condominium ▼ Price cut: $5,000 (9/8)
$354,000
1-Bedroom Condo in SANDPIPER COVE Condominiums

775 Gulf Shore Drive #2006, Destin, FL 32541

Condominium in SANDPIPER COVE Condominiums, Destin · No CDD
SANDPIPER COVE Condominiums · Destin, FL 32541 · Okaloosa
Listing data updated September 9, 2026 · refreshed twice daily
1Bedrooms
1Bathrooms
1976Year Built
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Buyer leverage
Buyer advantage
61 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~23 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 9, 2026, 775 Gulf Shore Drive #2006 in SANDPIPER COVE Condominiums, Destin is listed at $354,000. That is 45% above SANDPIPER COVE Condominiums's median closed sale of $244,800 over the last 12 months (23 recorded sales). It has been 61 days on market, longer than the community's typical 29 days to contract. Listing facts: built in 1976. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1976 · 50 yrs
  • 61 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · MORRIS ADDN TO CRESTVIEW

Pricing & the MORRIS ADDN TO CRESTVIEW market

How this home is priced against recent nearby sales, and where MORRIS ADDN TO CRESTVIEW has been over 25 years. Momentum Research analysis of emeraldcoast records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median sale price by year

12-month median closed price, 2012–2026.

$24k$146k$268k2012: $48k20122014: $64k2015: $98k20152016: $85k2017: $144k20172018: $94k2019: $140k20192020: $128k2021: $175k20212022: $133k2023: $240k20232024: $197k2025: $240k20252026: $245k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 51 (normal).

1451892015: 3120152016: 212017: 7020172018: 482019: 4920192020: 392021: 8120212022: 572023: 8220232024: 252025: 4720252026: 512026
Property timeline

This home’s history

  • 1976BuiltPer public record
  • Aug 4, 2026First trackedObserved at $359,000
  • Sep 8, 2026Price cut$354,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,381/mo
  • Principal & interest $1,829/mo 77%
  • Taxes $310/mo 13%
  • Insurance $192/mo 8%
  • HOA $50/mo 2%

$2,381/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$3,925/yr
$327/mo·effective rate ~1.11%
Estimated from today’s asking price and current Okaloosa County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,700/yr ($225/mo)
+$1,225 more each year
(+45%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$62,234
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$271,600
Market value
$209,366
Assessed
$209,366
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability0
List price $354,000 vs the community median $244,800. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~23 ft elevation. Verify the parcel with FEMA.
Insurance cost52
From FEMA Zone X and a 1976 build. Obtain a property-specific quote.
Market liquidity77
Community median 29 days on market (12-month record).
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power50
Recent sales closed at about 98.0% of original asking (~2.0% below). More room below asking generally favors buyers.
Market timing49
Momentum Market Heat is 51/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

Recent MORRIS ADDN TO CRESTVIEW sales closed near 98.0% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending July 25, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1850 active listings in MORRIS ADDN TO CRESTVIEW, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Looking for an Updated and move-in ready Condo? This beautifully renovated second-floor condominium at Sandpiper Cove offers a rare combination of expanded living space, resort-caliber views, and low-maintenance coastal living. Perched above the community's ninth green and sparkling pool, Unit 2006 is a turnkey opportunity in one of Destin's most amenity-rich gated communities.

Recent Unit Upgrades • Expanded living area now totaling 650 square feet • New triple-panel patio sliding door and impact windows flood the unit with natural light • Extended 10' x 16' composite rear deck -- the perfect spot for morning coffee or evening cocktails while overlooking the ninth hole and swimming pool • New A/C system installed in 2025 • Interior upgrades throughout, delivering a bright, modern feel Whether you're relaxing indoors or taking in the view from the new deck, this unit blends comfortable, updated interiors with an unbeatable outlook over the community's golf course and pool. Sandpiper Cove Community Amenities Sandpiper Cove is a gated, 43-acre resort community set between the Gulf of Mexico and Destin Harbor, offering an exceptional roster of on-site amenities: " 1,100+ feet of private beach frontage with seasonal beach bar & grill and beach service " Five swimming pools, including two heated pools, plus three hot tubs " Par-3, nine-hole golf course on the grounds " Eight pickleball courts and three tennis courts " On-site restaurant (Louisiana Lagniappe) " Marina with boat slips, boat launch, and direct Destin Harbor access " Event and conference center for weddings and special occasions " BBQ grills, picnic areas, and horseshoe pits " Pet-friendly grounds " On-site property management with 24-hour emergency maintenance " Gated entry for added privacy and security Located in the heart of Destin, steps from the sugar-white sands of the Emerald Coast and surrounded by the area's best dining, shopping, and fishing, Sandpiper Cove #2006 is ready for its next owner. Schedule your private showing today.

Description provided by Axen Realty LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$354,000
Bed / bath1 / 1
Year built1976
Property typeCondominium
MLS #1007340
Listing status61 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~23 ft
Windstorm exposureLow
CountyOkaloosa
Area listings1850 active · 523 under contract
Estimated first-year tax~$3,717/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Estimated monthly payment$2,381
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$244,800

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Axen Realty LLC · Listing agent: Timothy H Lenth · jojo@axenrealty.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near SANDPIPER COVE Condominiums

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $354,000Momentum Realty · on market 61 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,717/yr

A rough first-year estimate only, applying a typical Okaloosa rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~23 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 775 Gulf Shore Drive #2006?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Axen Realty LLC · MLS # 1007340

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in SANDPIPER COVE Condominiums

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SANDPIPER COVE Condominiums neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$244,800

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$0

Canonical 12-month median $/sq ft. Reference only.

Go deeper on SANDPIPER COVE Condominiums

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
DestinAssigned elementary school · Okaloosa County School District · Grade A (Florida DOE 2025-26)
DestinAssigned middle school · Okaloosa County School District
GRADEB
DestinAssigned high school · Okaloosa County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,622 – $2,360/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$807 – −$143At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 775 Gulf Shore Drive #2006, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1976 (50 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,717/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed twice daily (last: September 9, 2026)
Community market statsEmerald Coast MLS closed sales, as of July 25, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 775 Gulf Shore Drive #2006 and when was it built?

Per the listing record, 775 Gulf Shore Drive #2006 was built in 1976 and has 1 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 775 Gulf Shore Drive #2006 in?

775 Gulf Shore Drive #2006 is in SANDPIPER COVE Condominiums in Destin, Okaloosa County. The community section on this page shows recent closed sales, days on market, and active inventory for SANDPIPER COVE Condominiums from the same MLS data.

Why might property taxes on 775 Gulf Shore Drive #2006 differ from the current owner's?

The estimate on this page (about $3,717 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 775 Gulf Shore Drive #2006 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 775 Gulf Shore Drive #2006 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.