3 bedroom Manufactured Home at 898 Highway C 180, Unrecorded Metes & Bounds, Baker — photo 1Front elevation
3 bedroom Manufactured Home at 898 Highway C 180, Unrecorded Metes & Bounds, Baker — photo 2Living space
3 bedroom Manufactured Home at 898 Highway C 180, Unrecorded Metes & Bounds, Baker — photo 3Kitchen
3 bedroom Manufactured Home at 898 Highway C 180, Unrecorded Metes & Bounds, Baker — photo 4Owner's suite
3 bedroom Manufactured Home at 898 Highway C 180, Unrecorded Metes & Bounds, Baker — photo 5Exterior / yardView all 29 photos →
22 days on market Manufactured Home
$160,000
3-Bedroom Manufactured Home in UNRECORDED METES & BOUNDS

898 Highway C 180, Baker, FL 32531

Manufactured Home in UNRECORDED METES & BOUNDS, Baker · No CDD
UNRECORDED METES & BOUNDS · Baker, FL 32531 · Okaloosa
Listing data updated September 26, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1999Year Built
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 26, 2026, 898 Highway C 180 in Unrecorded Metes & Bounds, Baker is listed at $160,000. That is 35% below Unrecorded Metes & Bounds's median closed sale of $244,800 over the last 12 months (23 recorded sales). It has been 22 days on market. Listing facts: built in 1999. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 22 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · MORRIS ADDN TO CRESTVIEW

Pricing & the MORRIS ADDN TO CRESTVIEW market

How this home is priced against recent nearby sales, and where MORRIS ADDN TO CRESTVIEW has been over 25 years. Momentum Research analysis of Emerald Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median sale price by year

12-month median closed price, 2012–2026.

$24k$150k$277k2012: $48k20122014: $57k2015: $122k20152016: $80k2017: $122k20172018: $106k2019: $138k20192020: $119k2021: $178k20212022: $178k2023: $252k20232024: $197k2025: $240k20252026: $245k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 58 (normal).

1253942015: 3620152016: 202017: 7520172018: 512019: 4520192020: 622021: 8620212022: 652023: 5420232024: 202025: 4720252026: 582026
Property timeline

This home’s history

  • 1999BuiltPer public record
  • Sep 5, 2026First trackedObserved at $160,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,116/mo
  • Principal & interest $854/mo 77%
  • Taxes $140/mo 13%
  • Insurance $72/mo 6%
  • HOA $50/mo 4%

$1,116/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$1,425/yr
≈ $119/mo·effective rate ~0.89%
Estimated from today’s asking price and current Okaloosa County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $1,125/yr ($94/mo)
+$300 more each year
(+27%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$5,660
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$92,974
Market value
$87,314
Assessed
$87,314
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

66/100
Strongest on: Affordability (100), Market liquidity (77)
0 limited50100 exceptional

66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability100
List price $160,000 vs the community median $244,800. Not a measure of personal affordability.
Market liquidity77
Community median 29 days on market (12-month record).
Pricing power45
Recent sales closed at about 99.0% of original asking (~1.0% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

63% of homes in MORRIS ADDN TO CRESTVIEW are owner-occupied. An estimated 37% are non-owner-occupied, including 6% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1860 homes matched. Community-level context.

Recent MORRIS ADDN TO CRESTVIEW sales closed near 99.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 716 active listings in MORRIS ADDN TO CRESTVIEW, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Escape to peaceful country living at 898 Highway C-180 in Baker! Situated on 2 acres, this 1999 manufactured home offers the privacy, space, and laid-back Florida lifestyle you've been searching for. Surrounded by a natural wooded setting, this property is an outdoor enthusiast's retreat, offering a peaceful setting for those who enjoy hunting, fishing, and the outdoors.

A large circular driveway provides easy access and plenty of room for vehicles, boats, trailers, and recreational toys. The property also features its own well, adding to the independence and country appeal. Enjoy quiet mornings, peaceful evenings surrounded by nature, and room to breathe away from the congestion of neighborhood living.

Best of all, you can enjoy the tranquility of the country while still being approximately 40 minutes from the beautiful beaches of Northwest Florida's Emerald Coast. Whether you're looking for a full-time residence, peaceful country getaway, or simply more space for your outdoor lifestyle, this Baker property offers the perfect opportunity to escape the hustle and embrace Florida country living.

All 29 photos

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Description provided by 1 Percent Lists Florida Coast and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$160,000
Bed / bath3 / 2
Year built1999
Property typeManufactured Home
MLS #1011422
Listing status22 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyOkaloosa
Area listings716 active · 167 under contract
Estimated first-year tax~$1,680/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Estimated monthly payment$1,116
Insurance (illustrative)$500–$2k/yr
Comparable-sales median$244,800

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of 1 Percent Lists Florida Coast · Listing agent: Melissa M Melichar · stacialamulle@1percentlists.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near UNRECORDED METES & BOUNDS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in UNRECORDED METES & BOUNDS

  • 3110 Van Day Way · $279,000 · 4 bd / 2.0 ba · listed September 25, 2026 (courtesy of Coldwell Banker Realty)
  • 1150 Reeves Road · $159,900 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of Innerscope Realty LLC)
  • 660 Nautilus Court #1204 · $555,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of Watersound Real Estate)
  • 26 Eglin Street · $255,000 · 3 bd / 4.0 ba · listed September 24, 2026 (courtesy of Lucky Palms Realty)
  • 2708 Apple Blossom Court · $385,000 · 3 bd / 2.5 ba · listed September 24, 2026 (courtesy of Rising Star Real Estate Inc)
  • 639 E Birkdale Circle · $649,000 · 4 bd / 3.0 ba · listed September 24, 2026 (courtesy of EXP Realty LLC)

Recently off market in UNRECORDED METES & BOUNDS

Transparency

Price & listing history

Listed for $160,000Momentum Realty · on market 22 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$1,680/yr

A rough first-year estimate only, applying a typical Okaloosa rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 898 Highway C 180?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by 1 Percent Lists Florida Coast · MLS # 1011422

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in UNRECORDED METES & BOUNDS

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the UNRECORDED METES & BOUNDS neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$244,800

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$0

Canonical 12-month median $/sq ft. Reference only.

Go deeper on UNRECORDED METES & BOUNDS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

BakerAssigned elementary school · Okaloosa County School District
BakerAssigned middle school · Okaloosa County School District
BakerAssigned high school · Okaloosa County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$733 – $1,067/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$403 – −$103At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 898 Highway C 180, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1999 (27 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,680/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 898 Highway C 180 and when was it built?

Per the listing record, 898 Highway C 180 was built in 1999 and has 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 898 Highway C 180 in?

898 Highway C 180 is in Unrecorded Metes & Bounds in Baker, Okaloosa County. The community section on this page shows recent closed sales, days on market, and active inventory for Unrecorded Metes & Bounds from the same MLS data.

Why might property taxes on 898 Highway C 180 differ from the current owner's?

The estimate on this page (about $1,680 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 898 Highway C 180 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 898 Highway C 180 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.