41 days on market (MLS) Detached Single Family
$1,700,000
5-Bedroom Detached Single Family in TREETOP

Lot 9 Redbud Drive, Inlet Beach, FL 32461

Detached Single Family in TREETOP, Inlet Beach · No CDD on record · Built 2027
TREETOP · Inlet Beach, FL 32461 · Walton County
Listing data updated October 16, 2026 at 7:19 AM ET · checked against the MLS hourly
5Bedrooms
5.5Bathrooms
2027Year Built
1-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
41 days on market
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $1.70M tops 8 of the last 12 closed sales

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 16, 2026, Lot 9 Redbud Drive in Treetop, Inlet Beach is listed at $1,700,000. It has been 41 days on market. Listing facts: built in 2027. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2027 · -1 yrs
  • 1-car garage
  • 41 days on market
Listing description

About this home

Lot 9 Redbud Lane offers a to-be-built five-bedroom, five-and-a-half-bath residence in Treetop, a gated Inlet Beach community less than half a mile from the Gulf. Perfectly positioned as an ideal secondary home or high-potential rental investment, this property offers approximately 3,213 square feet of conditioned living space across two stories. Residents and guests enjoy premium amenities including deeded beach access, convenient tram service, a pool, pavilion, and picnic grounds.

Treetop offers excellent accessibility with two entry points: one via Highway 98 providing close proximity to 30Avenue, and another through the neighboring Seacrest Beach community. The main living area connects to an island kitchen with breakfast bar and double ovens. Natural gas serves the dual-fuel range, tankless water heater and fireplace.

The primary suite includes a private balcony, walk-in closet, dual vanity and separate shower. An owner's closet provides dedicated storage, while covered porches, an open deck, grilling station and outdoor shower extend the living space outdoors. Parking includes a one-car garage and four-car driveway.

Buyers entering the construction process at the applicable stage may select finishes within the builder's available selections, with a decorating allowance included in the purchase price. Quarterly association dues include grounds maintenance, security, management and cable. Treetop provides convenient access to Highway 98 and is minutes from Rosemary Beach and the east end of Scenic Highway 30A.

Short-term rentals are permitted.

All 13 photos

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Description provided by Compass and reproduced from the MLS; not independently verified.

Listing courtesy of Compass · Listing agent: The Richards Group · brokerfl@compass.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,700,000
Bed / bath5 / 5.5
Year built2027
Property typeDetached Single Family
Garage1-car
MLS #1011388
Listing status41 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~22 ft
CountyWalton
Area listings1 active · 0 under contract
Estimated first-year tax~$17,850/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$11,338
Insurance (illustrative)$4k–$8k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$11,338/mo
  • Principal & interest $9,416/mo 83%
  • Taxes $1,488/mo 13%
  • Insurance $434/mo 4%

$11,338/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$17,850/yr

Estimate: a typical Walton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~22 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Walton County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2027BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 41 cumulative days on market as of October 16, 2026
  • Sep 5, 2026First seen on movewithmomentum.comObserved at $1,700,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,700,000Momentum Realty · on market 41 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Walton County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for TREETOP. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Momentum Research

The Momentum read

8% of homes in TREETOP are owner-occupied. An estimated 92% are non-owner-occupied, including 38% held in a company or trust and 65% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 35 homes matched. Community-level context.

What’s unique here: one of only 1 active listings in TREETOP, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 16, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Compass · MLS # 1011388

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Keep looking

Similar homes for sale near TREETOP

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Inlet Beach

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  • 417 Medley Street, Inlet Beach · $1,375,000 · 5 bd / 4.5 ba · listed October 15, 2026 (courtesy of Watersound Real Estate)
  • 95 Conifer Court, Inlet Beach · $789,000 · 3 bd / 2.0 ba · listed October 15, 2026 (courtesy of Watersound Real Estate)
  • 133 Sandchase Circle #Lot 15, Inlet Beach · $1,595,000 · 4 bd / 4.5 ba · listed October 15, 2026 (courtesy of Watersound Real Estate)
  • 27 Grayling Way, Inlet Beach · $699,000 · 3 bd / 2.0 ba · listed October 9, 2026 (courtesy of Scenic Sotheby's International Realty)
  • 155 Elbow Beach Road, Inlet Beach · $14,500,000 · 5 bd / 6.5 ba · listed October 8, 2026 (courtesy of Corcoran Reverie SRB)

Just listed: new homes for sale in the Emerald Coast in the last 48 hours · updated hourly · RSS · The Emerald Coast market today: new listings, price cuts, pendings

In the area

Recent Treetop news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Development

AdventHealth opens urgent care and primary care clinics on State Road 44 in New Smyrna Beach

AdventHealth Primary Care at 2368 State Road 44 accepts patients ages 5 and up, and Centra Care next door offers walk-in urgent care seven days a week with onsite X-ray and lab. Centra Care is the system's first urgent care in New Smyrna Beach and its sixth in Volusia County.

Why it matters: Improves access to walk-in and primary medical services for the New Smyrna Beach area. The site is about 5 miles southeast of Treetop.

Hometown News Volusia

Oct 2026 · Development

Manufacturing and technology job fair set for Oct. 15 at Daytona State

Germfree, B. Braun, Teledyne, Embler Control Systems, Bylight, Pall Corporation and the Electrical Training Alliance will recruit at the Advanced Technology College on Williamson Boulevard in Daytona Beach. The fair runs 2:30 to 5:30 p.m., with a morning session for Volusia high school students.

Why it matters: Shows active hiring by regional manufacturing and technology employers. The site is about 8 miles northwest of Treetop.

FlaglerLive

Sep 2026 · Infrastructure

Port Orange council upholds award of $14.4 million Cambridge Canal pump station contract

The council voted 5-0 on Sept. 15 to deny a bid protest, keeping the $14.4 million contract with Gregori Construction for the Cambridge Canal and Pump Station upgrade. It is the city's largest stormwater project and aims to reduce flooding and tidal impacts. A formal contract award returns to the council.

Why it matters: Stormwater capacity upgrades bear on flood-risk management for nearby Port Orange areas. The site is about 3 miles northwest of Treetop.

Hometown News Volusia

Sep 2026 · Infrastructure

VoTran changes routes Oct. 4, adds DeLand express and discontinues two routes

Route 61X adds weekday service between the Transfer Plaza and the DeLand ITF via I-4, while Routes 33 and 70 are discontinued. A new VoRide Sunday zone in the Daytona Beach area replaces fixed Sunday service on Routes 3, 4, 10 and 15. The County Council approved the changes on June 16.

Why it matters: Changes commute options between Daytona Beach and DeLand and shifts some service to on-demand rides. The site is about 8 miles north of Treetop.

Hometown News Volusia

Go deeper

More on TREETOP

Go deeper on TREETOP

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Van R ButlerAssigned elementary school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
Emerald CoastAssigned middle school · Walton County School District · Grade A (Florida DOE 2025-26)
GRADEA
South WaltonAssigned high school · Walton County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for Lot 9 Redbud Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2027: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $17,850/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, checked against the MLS hourly (last: October 16, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Walton County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is Lot 9 Redbud Drive and when was it built?

Per the listing record, Lot 9 Redbud Drive was built in 2027 and has 5 bedrooms and 5.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is Lot 9 Redbud Drive in?

Lot 9 Redbud Drive is in Treetop in Inlet Beach, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on Lot 9 Redbud Drive differ from the current owner's?

The estimate on this page (about $17,850 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is Lot 9 Redbud Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See Lot 9 Redbud Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.