28617 San Lucas Ln 202, Bonita Springs, FL 34135
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
28617 San Lucas LN 202 in The Enclave, Bonita Springs is listed at $895,000 (2,564 sq ft, about $349 per sq ft). That is 35% above The Enclave's median closed sale of $665,000 over the last 12 months (14 recorded sales). Per square foot it is above the community's recent $267/sq ft by about 31%. It has been listed Oct 24, 2026, well inside the community's typical 93 days. Listing facts: built in 2003, HOA dues of $537/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 2003 · 23 yrs
- 2,564 sq ft of living area
- listed Oct 24, 2026
- HOA $537/mo (per listing)
About this home
SKIP THE GOLF WAITING LIST! An immediate golf membership is available with this incredible property. The Enclave at Palmira has never offered a residence quite like this.
An extraordinary custom renovation, an exceptional setting, and a level of finish that could not be recreated at the asking price make this home an incredible value. Completely renovated from top to bottom, this spacious three-bedroom-plus-den residence offers three full baths, a new private elevator, and beautiful lake and golf course views. Ideal southern exposure fills the home with natural light and provides spectacular winter sunsets.
Its position on a pie-shaped site creates generous separation from the neighboring residence, giving the expansive corner lanai a degree of privacy seldom found in condominium living. With ample space for dining and relaxing, wood-look tile flooring, and custom electric see-through hurricane screens, the lanai is a natural extension of the home. Every aspect of the renovation was professionally considered, with the layout, custom cabinetry, and finishes by Design Works in Naples and construction by KGT Remodeling.
Multiple walls were removed to create spacious, connected living areas that are equally comfortable for everyday living and entertaining. The stunning kitchen is the heart of the home, featuring floor-to-ceiling cabinetry with illuminated display cabinets, a beautifully crafted custom hood, backlit floating shelves, premium appliances, a wine refrigerator, and an apron-front sink. A substantial island offers generous workspace and seating, with carefully planned storage throughout.
Custom plantation shutters, elegant lighting, and wood-look tile flooring carried throughout the residence and onto the lanai complete the beautifully coordinated interior. The private primary suite enjoys breathtaking views, a sunny sitting area, and direct lanai access. Its luxurious bath features a frameless glass walk-in shower, freestanding soaking tub, dual sinks, and a dedicated makeup vanity, along with a large walk-in closet with custom built-ins.
Two en-suite bedrooms offer comfort and privacy for owners and guests, while the separate den provides a quiet retreat. From the quality of the cabinetry to the thoughtful layout and outstanding views, this home reflects a level of care and investment that sets it apart. An exceptional opportunity to enjoy a thoroughly customized Palmira residence with every detail already beautifully completed.
All 49 photos
Description provided by William Raveis Real Estate and reproduced from the MLS; not independently verified.
The Messtimate
Estimate unavailable for this home right now. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when we can match at least 3 comparable closed sales from the last 18 months to this home. We could not assemble that set for this page today, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 2,564 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated November 6, 2026.
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for THE ENCLAVE. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $4,850/mo 70%
- Taxes $1,125/mo 16%
- Insurance $379/mo 5%
- HOA $537/mo 8%
$6,891/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified county tax rollProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Lee County Property Appraiser 2025 Taxing District Millage Book; Lee County Schools 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 28617 San Lucas Ln 202
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $7,250/yr (certified county roll, taxable value × millage). Buy at the asking price of $895,000 and the first-year bill resets to about $13,500/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.97 mills); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $537/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,500/yr; neither is a quote. |
| Roof and age | Built in 2003. An original roof would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $1,845/month (tax $1,125, HOA $537, insurance $183). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the The Enclave market
How this home is priced against recent nearby sales, and where The Enclave has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in The Enclave
Each dot is a closed sale since 2013 (236 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). FGCMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2014–2026. This home lists at $349/sq ft.
Median sale price by year
12-month median closed price, 2014–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 21 (cold).
This home’s history
- 2003BuiltPer public record
- Oct 17, 2026First seen on our siteObserved at $895,000
- NowPendingSale pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $349 per square foot, about 31% above the community’s $267 median. The Enclave’s 12-month median sold price per square foot is $267. Median sold price per square foot is up 9.5% year over year. Confidence: Medium · 14 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
58% of homes in The Enclave are owner-occupied. An estimated 42% are non-owner-occupied, including 3% held in a company or trust and 36% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 36 homes matched. Community-level context.
Recent The Enclave sales closed near 91.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 5 active listings in The Enclave, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 28617 San Lucas LN 202?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by William Raveis Real Estate · MLS # 226037767
Request a showing
Similar homes for sale near THE ENCLAVE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Bonita Springs
- 4751 Bonita Bay Blvd 1105, Bonita Springs · $550,000 · 2 bd / 3 ba · listed November 6, 2026 (courtesy of Premier Sotheby's Int'l Realty)
- 28406 Altessa Way 102, Bonita Springs · $348,500 · 2 bd / 2 ba · listed November 6, 2026 (courtesy of Premiere Plus Realty Company)
- 24781 Hollybrier Ln, Bonita Springs · $925,000 · 3 bd / 3 ba · listed November 6, 2026 (courtesy of Downing Frye Realty Inc.)
- 9319 Baron Rd, Bonita Springs · $255,000 · 2 bd / 2 ba · listed November 6, 2026 (courtesy of CoastalEdge Real Estate LLC)
- 9845 Citadel Ln 107, Bonita Springs · $245,000 · 2 bd / 2 ba · listed November 6, 2026 (courtesy of Jason Mitchell Real Estate Flo)
- 11 3rd St, Bonita Springs · $550,000 · 2 bd / 2 ba · listed November 6, 2026 (courtesy of Sellstate Prime Realty)
Recently off market in THE ENCLAVE
- 7376 Heritage Palms Estates Dr · last listed $1,695,000 · 2026-11-01
- 28658 San Lucas Ln 101 · last listed $629,000 · 2026-10-30
- 7311 Heritage Palms Estates Dr · last listed $1,395,000 · 2026-10-09
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on THE ENCLAVE
Go deeper on THE ENCLAVE
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the THE ENCLAVE guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →What homes sell for in 34135 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 28617 San Lucas LN 202, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,564 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $13,500/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,250 more per year than the current owner’s estimated bill (+86%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 6, 2026) |
| Comparable sales | Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 28617 San Lucas LN 202 and when was it built?
Per the listing record, 28617 San Lucas LN 202 was built in 2003 and has 2,564 sq ft of living area, 3 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 28617 San Lucas LN 202 in?
28617 San Lucas LN 202 is in The Enclave in Bonita Springs, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 28617 San Lucas LN 202 have an HOA, and how much are the dues?
The listing reports HOA dues of $537 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 28617 San Lucas LN 202 differ from the current owner's?
The estimate on this page (about $13,500 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,250 more per year than the current owner’s estimated bill (+86%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 28617 San Lucas LN 202 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 28617 San Lucas LN 202 in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.