100 days on market (MLS) Single Family Residence ▼ Price cut: $7,000 (10/1)
$291,999
2-Bedroom Home in Talking Rock Creek Resort

1002 Raccoon Ridge, Ranger, GA 30734

Single Family Residence in Talking Rock Creek Resort, Ranger · No CDD on record
Talking Rock Creek Resort · Ranger, GA 30734 · Gordon County
Listing data updated October 20, 2026 at 10:22 AM ET · checked against the MLS hourly
2Bedrooms
1Bathrooms
1,792Sq Ft
2001Year Built
$163Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
37% below
$/sq ft vs community
$163 here vs $260 median sold (12 mo)
Buyer leverage
Strong buyer advantage
100 days on market
15.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 12
Price vs recent sales
Asking $292k tops 1 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 20, 2026, 1002 Raccoon Ridge in Talking Rock Creek Resort, Ranger is listed at $291,999 (1,792 sq ft, about $163 per sq ft). That is 25% below Talking Rock Creek Resort's median closed sale of $387,500 over the last 12 months (14 recorded sales). Per square foot it is below the community's recent $260/sq ft by about 37%. It has been 100 days on market, longer than the community's typical 65 days to contract. Listing facts: built in 2001. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2001 · 25 yrs
  • 1,792 sq ft of living area
  • Listed at $291,999 — recent neighborhood median sale price ~$387,500 (nearby sales; deemed reliable, not an appraisal)
  • 100 days on market
Listing description

About this home

Charming Mountain Bungalow on 3.18 Private Acres in Talking Rock Creek Resort Escape to the peaceful beauty of the North Georgia Mountains with this charming bungalow-style home nestled on 3.18 private acres in the gated community of Talking Rock Creek Resort. Offering 1,792 square feet, 2 bedrooms, and 1 full bathroom, this unique property is surrounded by nature, creating the perfect setting for those seeking privacy, tranquility, and abundant wildlife right outside their door. One of the home's most exciting features is the finished upper-level space with its own private entrance.

Large enough to become a guest apartment, artist's studio, home office, game room, or additional living area, this versatile space is a blank canvas ready for your personal vision. Significant updates provide peace of mind, including an entirely new upper floor and roof system completed in 2021, new Hardie Plank siding, and all new windows, blending modern efficiency with timeless mountain charm. Outside, you'll fall in love with the beautifully landscaped grounds filled with mature plants and natural beauty.

During the winter months, the home enjoys lovely mountain views, and with selective tree trimming, those views could be expanded even further year-round. Whether you're relaxing on the porch while watching deer and other wildlife wander by or enjoying the quiet surroundings, this property offers the mountain lifestyle you've been searching for. Located in Talking Rock Creek Resort, one of the best-kept secrets in the North Georgia Mountains, residents enjoy an impressive array of amenities including: Gated community Two swimming pools Tennis courts Fitness center Private lake Hiking trails A beautiful private beach and common area on Talking Rock Creek Just minutes from Carters Lake, one of Georgia's premier outdoor recreation destinations Whether you're looking for a full-time residence, a weekend retreat, or a vacation rental opportunity, this one-of-a-kind mountain bungalow offers privacy, flexibility, and endless possibilities in one of North Georgia's most desirable resort communities.

Don't miss your chance to make this peaceful mountain sanctuary your own!

All 78 photos

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Description provided by RB Realty and reproduced from the MLS; not independently verified.

Listing courtesy of RB Realty · Listing agent: Regina Harrison · 678-679-1175Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$291,999
Bed / bath2 / 1
Living area1,792 sq ft
Year built2001
Property typeSingle Family Residence
MLS #10793513
Listing status100 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1359 ft
CountyGordon
Area listings19 active · 1 under contract
Estimated first-year tax~$3,066/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$163
Estimated monthly payment$2,001
Insurance (illustrative)$1k–$2k/yr
Messtimate range$419,328 – $594,944
Comparable-sales median$387,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,001/mo
  • Principal & interest $1,617/mo 81%
  • Taxes $256/mo 13%
  • Insurance $128/mo 6%

$2,001/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,066/yr

Estimate: a typical Gordon effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~1359 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Gordon County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtRelatively High
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Talking Rock Creek Resort

Pricing & the Talking Rock Creek Resort market

How this home is priced against recent nearby sales, and where Talking Rock Creek Resort has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $163/sq ft$1631327 Birch Lane1327 Birch Lane: $220/sq ft$2201379 Foxhound Trail1379 Foxhound Trail: $234/sq ft$2341520 Azure Lane1520 Azure Lane: $279/sq ft$279921 Aurora Lane921 Aurora Lane: $332/sq ft$332921 Aurora Lane921 Aurora Lane: $332/sq ft$33271 Geyser Court71 Geyser Court: $444/sq ft$444Community median $260

Price vs. size in Talking Rock Creek Resort

Each dot is a closed sale since 2023 (41 total). This home is the gold marker.

$199k$490k$781k5322,0623,592This home: $291,999, 1,792 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $163/sq ft.

$178$223$2692024: $18720242025: $24720252026: $2602026

Median sale price by year

12-month median closed price, 2024–2026.

$372k$414k$456k2024: $447k20242025: $380k20252026: $388k2026
Property timeline

This home’s history

  • 2001BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 100 cumulative days on market as of October 20, 2026
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $305,999
  • Sep 3, 2026Price cut$298,999 (-$7,000, -2.3%)
  • Oct 1, 2026Price cut$291,999 (-$7,000, -2.3%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $291,999Momentum Realty · on market 100 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Talking Rock Creek Resort in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $387,500 ($260/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

73/100
Strongest on: Price vs area (100), Affordability (91)
0 limited50100 exceptional

73/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $163/sq ft vs the community 12-month median $260/sq ft.
Affordability91
List price $291,999 vs the community median $387,500. Not a measure of personal affordability.
Market liquidity29
Community median 65 days on market, ~15.2 months of supply (12-month record).
Pricing power71
Recent sales closed at about 93.9% of original asking (~6.1% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 15.2 months of supply in the surrounding market and 100 days on market for this home, against a 65-day area median.Days on market:this home 100Area median:  65 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $163 per square foot, about 37% below the community’s $260 median. Talking Rock Creek Resort’s 12-month median sold price per square foot is $260. Median sold price per square foot is up 2.0% year over year. Confidence: Medium · 14 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Talking Rock Creek Resort sales closed near 93.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 19 active listings in Talking Rock Creek Resort, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by RB Realty · MLS # 10793513

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Keep looking

Similar homes for sale near Talking Rock Creek Resort

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Talking Rock Creek Resort

  • 23 Panda Drive · $299,000 · 1 bd / 1.0 ba · listed October 4, 2026 (courtesy of RB Realty)
  • 490 Finale Street · $550,000 · 4 bd / 4.0 ba · listed October 3, 2026 (courtesy of Century 21 Lindsey & Pauley)

Recently off market in Talking Rock Creek Resort

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on Talking Rock Creek Resort

Go deeper on Talking Rock Creek Resort

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Gordon County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

FairmountAssigned elementary school · Gordon County School District
Red BudAssigned middle school · Gordon County School District
SonoravilleAssigned high school · Gordon County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1002 Raccoon Ridge, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Gordon County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,792 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,066/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 20, 2026)
Comparable salesGeorgia MLS closed sales in Talking Rock Creek Resort, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1002 Raccoon Ridge and when was it built?

Per the listing record, 1002 Raccoon Ridge was built in 2001 and has 1,792 sq ft of living area, 2 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1002 Raccoon Ridge in?

1002 Raccoon Ridge is in Talking Rock Creek Resort in Ranger, Gordon County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 1002 Raccoon Ridge estimated?

The estimate on this page (about $3,066 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1002 Raccoon Ridge in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.