listed Sep 2, 2026 Townhouse
$765,000
3-Bedroom Townhome in The Garden District at City Centre

1006 Creekside Lane, Cumming, GA 30040

Townhouse in The Garden District at City Centre, Cumming · Built 2026
The Garden District at City Centre · Cumming, GA 30040 · Forsyth County
Listing data checked against the MLS November 7, 2026 at 5:39 PM ET · rechecked hourly
3Bedrooms
3Bathrooms
3,354Sq Ft
2026Year Built
$228Per Sq Ft
GarageNew construction
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
28% above
$/sq ft vs community
$228 here vs $178 median sold (12 mo)
Buyer leverage
Balanced market
65 days on market
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $765k tops 12 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

1006 Creekside Lane in The Garden District at City Centre, Cumming is listed at $765,000 (3,354 sq ft, about $228 per sq ft). It has been listed Sep 2, 2026. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • New construction — built 2026
  • 3,354 sq ft of living area
  • Garage
  • Listed at $765,000 — recent neighborhood median sale price ~$467,000 (nearby sales; deemed reliable, not an appraisal)
  • listed Sep 2, 2026
Listing description

About this home

Be among the first to secure this stunning, upcoming three-story townhome featuring 3 bedrooms and 2.5 bathrooms. Showcasing charming curb appeal with a covered front porch, crisp white trim, and classical shutters, this home thoughtfully balances timeless exterior elegance with modern indoor living. Inside, the main level boasts a warm, inviting open-concept floor plan designed for effortless entertaining and cozy everyday living.

Downstairs, the finished basement level includes a versatile flex space-ideal for a private home office, media room, fitness studio, or secondary lounge tailored to your lifestyle. Unbeatably situated just moments from the vibrant heart of Cumming City Center, this location puts premier dining, boutique shopping, outdoor concerts, and seasonal events right at your fingertips. You'll also enjoy convenient, rapid access to local hiking trails and Northside Hospital Forsyth.

Don't miss the opportunity to claim this home early and get in on the ground floor of Cumming's premier walkable district. Contact us today to learn more about construction progress, floor plans, and pre-completion reservation details.

All 50 photos

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Description provided by Keller Williams Community Partners and reproduced from the MLS; not independently verified.

Listing courtesy of Keller Williams Community Partners · Listing agent: Ward Buick · 678-341-7400Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

6 closed sales in ZIP 30040 in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $467,000 ($178/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$765,000
Bed / bath3 / 3
Living area3,354 sq ft
Year built2026
Property typeTownhouse
GarageYes
MLS #10837781
Listing statuslisted Sep 2, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyForsyth
Area listings2 active · 0 under contract
Estimated first-year tax~$8,033/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$228
Estimated monthly payment$5,016
Insurance (illustrative)$2k–$4k/yr
Messtimate range$583,596 – $643,968
Comparable-sales median$467,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,016/mo
  • Principal & interest $4,146/mo 83%
  • Taxes $669/mo 13%
  • Insurance $201/mo 4%

$5,016/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,033/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · The Garden District at City Centre

Pricing & the The Garden District at City Centre market

How this home is priced against recent nearby sales, and where The Garden District at City Centre has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2710 Laurel Gate Lane2710 Laurel Gate Lane: $159/sq ft$1592910 Bishopstone Way2910 Bishopstone Way: $174/sq ft$1742405 Boxwalking Court2405 Boxwalking Court: $174/sq ft$1742425 Barley Crest Pass2425 Barley Crest Pass: $183/sq ft$1837065 Post Park Way7065 Post Park Way: $192/sq ft$192This homeThis home: $228/sq ft$2286151 Vickery Creek Road6151 Vickery Creek Road: $269/sq ft$269Community median $178
Property timeline

This home’s history

  • 2026BuiltPer public record
  • About Sep 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Sep 2, 2026)
  • Sep 2, 2026First seen on our siteObserved at $765,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $765,000Keller Williams Community Partners · listed Sep 2, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Research

The Momentum read

🟡 Asking $228 per square foot, about 28% above the community’s $178 median. The Garden District at City Centre’s 12-month median sold price per square foot is $178. MLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in The Garden District at City Centre, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Keller Williams Community Partners · MLS # 10837781

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Keep looking

Similar homes for sale near The Garden District at City Centre

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Cumming

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  • 4325 Little Falls Drive, Cumming · $923,900 · 4 bd / 3.5 ba · listed November 5, 2026 (courtesy of Harry Norman Realtors)
  • 2780 Gatewater Court, Cumming · $449,000 · 3 bd / 2.5 ba · listed November 5, 2026 (courtesy of Mark Spain Real Estate)
  • 6415 E Hills Court, Cumming · $499,000 · 4 bd / 3.5 ba · listed November 4, 2026 (courtesy of Atlanta Communities)
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Recently off market in The Garden District at City Centre

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on The Garden District at City Centre

Go deeper on The Garden District at City Centre

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

CummingAssigned elementary school · Forsyth County School District
OtwellAssigned middle school · Forsyth County School District
Forsyth CentralAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1006 Creekside Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 3,354 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,033/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 7, 2026)
Comparable salesGeorgia MLS closed sales in ZIP 30040, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1006 Creekside Lane and when was it built?

Per the listing record, 1006 Creekside Lane was built in 2026 and has 3,354 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1006 Creekside Lane in?

1006 Creekside Lane is in The Garden District at City Centre in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 1006 Creekside Lane estimated?

The estimate on this page (about $8,033 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1006 Creekside Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1006 Creekside Lane in person

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.