24 days on market (MLS) Single Family Residence
$469,000
4-Bedroom Home in Windy Knoll

101 Hancock Way, Baldwin, GA 30511

Single Family Residence in Windy Knoll, Baldwin · No CDD on record
Windy Knoll · Baldwin, GA 30511 · Banks County
Listing data updated October 3, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
2,752Sq Ft
1992Year Built
$170Per Sq Ft
GarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 3, 2026, 101 Hancock Way in Windy Knoll, Baldwin is listed at $469,000 (2,752 sq ft, about $170 per sq ft). It has been 24 days on market. Listing facts: built in 1992, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1992 · 34 yrs
  • 2,752 sq ft of living area
  • Garage
  • 24 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Spectacular Two Story Cottage in the foothills of the North Georgia Mountains. Incredible outdoor living, exceptional privacy and peaceful setting makes this home a paradise inside and out. Windy Knoll is known for its breath taking mountain views and luxury homes.

This home with 4 bedrooms and 3.5 bathrooms has a full finished basement with in-law suite, Two fireplaces, screened porch, back deck, Circular drive and an additional drive below. The basement level has a private level entrance with huge patio. ROCK SOLID and maintained with extreme care, great precision, and close attention to every small detail.

Newer roof, HVAC, 25 year warranty Rhino Shield exterior paint, all NEW VINYL WINDOWS being installed with a lifetime warranty. Oversized garage with workshop area and access to patio. just 2 miles to Hwy 365 at Duncan Bridge Rd and half a mile into Baldwin.

25 minutes to Gainesville, close to Piedmont College, Cornelia and Clarkesville. Close to great medical care and the new NGHS HOSPITAL in Demorest. 101 Hancock Way is surrounded by Habersham County and just barely into the NW section of Banks County.

Close to great golf at Apple Mountain. Quick trip to Tallulah Falls. Just minutes to the best hiking trails at Chenocetah Mountain and Lake Russell.

40 minute straight shot to UGA on 441. Living in Baldwin, Georgia offers a quiet, small-town lifestyle while staying close to conveniences in nearby Cornelia. You can enjoy local restaurants such as Community Brew and Tap which offers the absolute best STEAK you will ever have, Farmacia Trattoria, plus parks, walking trails, and welcoming recreation.

Just a short drive away, Helen offers fun Bavarian-style downtown, hiking, tubing, and natural spots like Anna Ruby Falls. Nearby Clarkesville adds even more restaurants, shops, outdoor activities, and access to places like Lake Burton and Moccasin Creek State Park. Together, Baldwin, Cornelia, Clarkesville, and Helen create a great combination of peaceful living, convenient amenities, and access to the natural beauty of Northeast Georgia.

Located right on the line of Habersham County Schools and Banks County. Habersham does have a non-resident tuition application available. Sellers willing to contribute up to 5k TO BE USED TOWARDS BUYER CLOSING COSTS and/or a 1-0 buydown of the rate or a combination of both.

All 48 photos

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Description provided by Keller Williams Lanier Partners and reproduced from the MLS; not independently verified.

Listing courtesy of Keller Williams Lanier Partners · Listing agent: Rhonda L Forbes · 770-503-7070Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$469,000
Bed / bath4 / 3.5
Living area2,752 sq ft
Year built1992
Property typeSingle Family Residence
GarageYes
MLS #10839444
Listing status24 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyBanks
Estimated first-year tax~$4,924/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$170
Estimated monthly payment$3,212
Insurance (illustrative)$2k–$4k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,212/mo
  • Principal & interest $2,567/mo 80%
  • Taxes $410/mo 13%
  • Insurance $235/mo 7%

$3,212/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,924/yr

Estimate: a typical Banks effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Banks County, GA: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingVery Low
Heat waveVery Low
WildfireVery Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 1992BuiltPer public record
  • Sep 4, 2026First seen on movewithmomentum.comObserved at $469,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $469,000Momentum Realty · on market 24 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Banks County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Windy Knoll. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Banks County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,752 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 3, 2026.

Seen enough photos?

Want to see 101 Hancock Way?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Keller Williams Lanier Partners · MLS # 10839444

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Windy Knoll

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Windy Knoll

  • 5479 Highway 63 · $2,100,000 · 6 bd / 4.5 ba · listed September 30, 2026 (courtesy of Keller Williams Greater Athens)
  • 3213 Highway 326 · $399,900 · 3 bd / 1.0 ba · listed September 28, 2026 (courtesy of Keller Williams Realty Atl. Partners)
  • 1068 Wrights Mill Road · $899,000 · 4 bd / 3.5 ba · listed September 25, 2026 (courtesy of HomeSmart)
  • 116 Valley View Drive · $389,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of La Rosa Realty Georgia LLC)
  • 350 Mitchell Road · $169,900 · 3 bd / 2.0 ba · listed September 23, 2026 (courtesy of Bolst, Inc.)
  • 613 Chambers Road · $218,900 · 1 bd / 1.0 ba · listed September 23, 2026 (courtesy of Partner Realty LLC)
Assigned schools

Assigned schools

Schools currently assigned to this address in Banks County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

BanksAssigned elementary school · Banks County School District
BanksAssigned middle school · Banks County School District
BanksAssigned high school · Banks County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Baldwin

Groceries, dining, and parks for this city — see the city guide.

County
Banks

Schools, taxes, and services are county-administered — see the county guide.

Community
Windy Knoll

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 101 Hancock Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1992 (34 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Banks County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,752 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,924/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: October 3, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Banks County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 101 Hancock Way and when was it built?

Per the listing record, 101 Hancock Way was built in 1992 and has 2,752 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 101 Hancock Way in?

101 Hancock Way is in Windy Knoll in Baldwin, Banks County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 101 Hancock Way have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 101 Hancock Way estimated?

The estimate on this page (about $4,924 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 101 Hancock Way in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 101 Hancock Way in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.