6 bedroom Single Family Residence at 1081 Crackers Neck Road, Reynolds Lake Oconee, Greensboro — photo 1Front elevation
6 bedroom Single Family Residence at 1081 Crackers Neck Road, Reynolds Lake Oconee, Greensboro — photo 2Living space
6 bedroom Single Family Residence at 1081 Crackers Neck Road, Reynolds Lake Oconee, Greensboro — photo 3Kitchen
6 bedroom Single Family Residence at 1081 Crackers Neck Road, Reynolds Lake Oconee, Greensboro — photo 4Owner's suite
6 bedroom Single Family Residence at 1081 Crackers Neck Road, Reynolds Lake Oconee, Greensboro — photo 5Exterior / yardView all 41 photos →
Active Single Family Residence
$1,500,900
6-Bedroom Home in Reynolds Lake Oconee

1081 Crackers Neck Road, Greensboro, GA 31024

Single Family Residence in Reynolds Lake Oconee, Greensboro · No CDD
Reynolds Lake Oconee · Greensboro, GA 31024 · Greene
Listing data updated September 14, 2026 · refreshed twice daily
6Bedrooms
5.5Bathrooms
6,400Sq Ft
1996Year Built
$235Per Sq Ft
GarageNo CDD6 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
51% below
$/sq ft vs community
$235 here vs $482 median sold (12 mo)
Buyer leverage
Strong buyer advantage
7.4-month supply
7.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 12
Price vs recent sales
Asking $1.50M tops 2 of the last 12 closed sales; also one of the largest homes here at 6,400 sq ft

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 14, 2026, 1081 Crackers Neck Road in Reynolds Lake Oconee, Greensboro is listed at $1,500,900 (6,400 sq ft, about $235 per sq ft). That is 21% below Reynolds Lake Oconee's median closed sale of $1,902,500 over the last 12 months (100 recorded sales). Per square foot it is below the community's recent $482/sq ft by about 51%. It came to market within the past week. Listing facts: built in 1996. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1996 · 30 yrs
  • 6,400 sq ft of living area
  • Garage
  • Listed at $1,500,900 — recent neighborhood median sale price ~$1,902,500 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Reynolds Lake Oconee

Pricing & the Reynolds Lake Oconee market

How this home is priced against recent nearby sales, and where Reynolds Lake Oconee has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $235/sq ft$2351220 Bachelors Run1220 Bachelors Run: $491/sq ft$4911030 Scott Loop1030 Scott Loop: $525/sq ft$5251040 Bunker Bend1040 Bunker Bend: $530/sq ft$5301010 Amasa Lane1010 Amasa Lane: $602/sq ft$6022880 Linger Longer Drive2880 Linger Longer Drive: $627/sq ft$6271010 Sundown View1010 Sundown View: $960/sq ft$960Community median $482

Price vs. size in Reynolds Lake Oconee

Each dot is a closed sale since 2023 (264 total). This home is the gold marker.

$0$5.0M$10.1M5607,39614,232This home: $1,500,900, 6,400 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $235/sq ft.

$408$449$4902024: $41620242025: $45620252026: $4822026

Median sale price by year

12-month median closed price, 2024–2026.

$1.6M$1.8M$1.9M2024: $1.6M20242025: $1.9M20252026: $1.9M2026
Property timeline

This home’s history

  • 1996BuiltPer public record
  • Sep 14, 2026First trackedObserved at $1,500,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$9,868/mo
  • Principal & interest $7,796/mo 79%
  • Taxes $1,313/mo 13%
  • Insurance $709/mo 7%
  • HOA $50/mo 1%

$9,868/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

71/100
Strongest on: Price vs area (100), Affordability (85)
0 limited50100 exceptional

71/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $235/sq ft vs the community 12-month median $482/sq ft.
Affordability85
List price $1,500,900 vs the community median $1,902,500. Not a measure of personal affordability.
Market liquidity34
Community median 55 days on market, ~7.4 months of supply (12-month record).
Renovation upside54
From a 1996 build and $235/sq ft vs the community median $482/sq ft. Not a condition assessment.
Pricing power83
Recent sales closed at about 91.3% of original asking (~8.7% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $235 per square foot, about 51% below the community’s $482 median. Reynolds Lake Oconee’s 12-month median sold price per square foot is $482. Median sold price per square foot is up 2.8% year over year. Confidence: Very High · 100 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Reynolds Lake Oconee sales closed near 91.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 3, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 61 active listings in Reynolds Lake Oconee, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to this spacious 6-bedroom, 5.5-bath home offering approximately 6,400 square feet in the highly sought-after Reynolds Lake Oconee community, beautifully situated along the 7th fairway of The Preserve golf course. The main level features three bedrooms, each with its own private en-suite bath, including an expansive primary suite with dual walk-in closets and additional space perfect for a private office, sitting area, or lounge. The primary suite's hers closet has been thoughtfully customized, offering exceptional organization and storage.

The updated kitchen is designed for both everyday living and entertaining and features double ovens, gas cooktop, smart refrigerator, and a customized pantry with added storage and organization. A screened porch extends the living space outdoors, while the impressive 50-foot deck offers expansive views of the golf course and a beautiful setting for dining, relaxing, and entertaining. The finished terrace level is an incredible extension of the home, offering three additional bedrooms and plenty of room for family and guests.

The oversized bunk room features four full-size beds and its own bath with a large walk in shower. A second bedroom includes a private en-suite bath and customized closet, while the third is a generously sized flex space that can serve as a sixth bedroom, large home office, hobby room, or additional guest space. Designed for entertaining, the terrace level also features a dedicated movie theater with theater seating included, game room, and a separate craft room that could easily serve as a wine room or wine storage space.

A convenient second kitchen area includes a full-size refrigerator, dishwasher, and full-size sink. New luxury vinyl plank flooring adds a fresh, updated finish throughout the lower level. Outdoor living continues on the expansive terrace-level porch, with an outdoor fire pit just steps away, creating the perfect spot to gather and enjoy the golf course setting.

Additional features include a Rinnai tankless water heater and a separate lower-level garage, ideal for storing two jet skis, a golf cart, lake toys, or other recreational equipment. Recent improvements include fresh exterior paint, a new covered gutter/gutter guard system, and new luxury vinyl plank flooring on the terrace level. With six bedrooms, five and a half baths, approximately 6,400 square feet, multiple indoor and outdoor entertaining spaces, thoughtfully customized storage, and expansive views of The Preserve's 7th fairway, this home offers exceptional space for gathering family and friends while enjoying everything the Reynolds Lake Oconee lifestyle has to offer.

Description provided by Drake Realty Lake Area and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,500,900
Bed / bath6 / 5.5
Living area6,400 sq ft
Year built1996
Property typeSingle Family Residence
GarageYes
MLS #10845335
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyGreene
Area listings61 active · 11 under contract
Estimated first-year tax~$15,759/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$235
Estimated monthly payment$9,868
Insurance (illustrative)$6k–$12k/yr
Messtimate range$3,360,000 – $4,012,800
Comparable-sales median$1,902,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Drake Realty Lake Area · Listing agent: Diane Stone · 706-705-4203Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$3,360,000the mess$4,012,800

Actual list price: $1,500,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 19% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1996 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 63 active listings competing, 10 under contract
  • 7.4 months of supply
  • 92 closed here in the last 12 months

For reference, this home is listed at $1,500,900 ($235/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 6,400 sq ft × $525–$627/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 14, 2026.

Keep looking

Similar homes for sale near Reynolds Lake Oconee

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Recently off market in Reynolds Lake Oconee

Transparency

Price & listing history

Listed for $1,500,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$15,759/yr

A rough first-year estimate only, applying a typical Greene rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$6k–$12k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1081 Crackers Neck Road?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Drake Realty Lake Area · MLS # 10845335

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Reynolds Lake Oconee

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Reynolds Lake Oconee neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$1,902,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$482

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Reynolds Lake Oconee

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Greene County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GreensboroAssigned elementary school · Greene County School District
Anita White CarsonAssigned middle school · Greene County School District
GreeneAssigned high school · Greene County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $482/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$6,879 – $10,006/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,190 – −$376At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1081 Crackers Neck Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Greene County; age of roof and any prior claims affect the premium.
  • Listed living area is 6,400 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $15,759/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordGeorgia MLS, refreshed twice daily (last: September 14, 2026)
Community market statsGeorgia MLS closed sales, as of September 3, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1081 Crackers Neck Road and when was it built?

Per the listing record, 1081 Crackers Neck Road was built in 1996 and has 6,400 sq ft of living area, 6 bedrooms and 5.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1081 Crackers Neck Road in?

1081 Crackers Neck Road is in Reynolds Lake Oconee in Greensboro, Greene County. The community section on this page shows recent closed sales, days on market, and active inventory for Reynolds Lake Oconee from the same MLS data.

How are property taxes on 1081 Crackers Neck Road estimated?

The estimate on this page (about $15,759 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1081 Crackers Neck Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1081 Crackers Neck Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.