listed Jul 15, 2026 Single Family Residence
$1,095,000
3-Bedroom Home in Lake Charles Estates

1085 Lake Charles Drive, Roswell, GA 30075

Single Family Residence in Lake Charles Estates, Roswell · No CDD on record
Lake Charles Estates · Roswell, GA 30075 · Fulton County
Listing data checked against the MLS November 3, 2026 at 8:37 AM ET · rechecked hourly
3Bedrooms
3.5Bathrooms
3,958Sq Ft
1970Year Built
$277Per Sq Ft
WaterfrontGarageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
39% above
$/sq ft vs community
$277 here vs $199 median sold (12 mo)
Buyer leverage
Strong buyer advantage
111 days on market
9.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$5k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $1.09M tops 9 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

1085 Lake Charles Drive in Lake Charles Estates, Roswell is listed at $1,095,000 (3,958 sq ft, about $277 per sq ft). That is 39% above Lake Charles Estates's median closed sale of $790,500 over the last 12 months (2 recorded sales). Per square foot it is above the community's recent $199/sq ft by about 39%. It has been listed Jul 15, 2026. Listing facts: built in 1970, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1970 · 56 yrs
  • 3,958 sq ft of living area
  • Garage
  • Listed at $1,095,000 — recent neighborhood median sale price ~$790,500 (nearby sales; deemed reliable, not an appraisal)
  • listed Jul 15, 2026
Listing description

About this home

Welcome to this one-of-a-kind home on Lake Charles in Roswell! This beautiful property offers 3 bedrooms and 3.5 bathrooms on a stunning lakefront setting spanning nearly 2 acres. Renovated from top to bottom, every detail has been thoughtfully updated.

As you step inside, you'll immediately be struck by the breathtaking views from the main level. The high-end chef's kitchen is truly a culinary dream, featuring custom European-style cabinetry, quartz countertops, abundant storage with easy-access drawers, a Thermador induction cooktop, KitchenAid appliances, double ovens with convection capability, a built-in low-profile microwave, a 42-inch built-in refrigerator, dual-zone wine fridge, and a large walk-in pantry with room for an additional refrigerator or freezer. The spacious island offers even more storage with pull-out drawers and is perfect for meal prep and entertaining.

Large windows fill the kitchen with natural light while showcasing beautiful lake views. The open-concept living room provides the perfect space for entertaining, complete with a cozy fireplace and stunning views. The owners spared no expense in creating a space that is both intimate for guests and a peaceful sanctuary for everyday living.

Elegantly designed custom built-ins define the family room and formal dining areas while maintaining an open, seamless flow throughout the main level. A spacious flex room adjacent to the kitchen is ideal as a speakeasy, sitting room, or home office. Custom cabinetry throughout the main level-including the kitchen, living room, pantry, coffee bar, and mudroom-reflects the exceptional quality and attention to detail found throughout the renovation.

Ample built-in storage provides both beauty and functionality. Upstairs features three bedrooms and two beautifully renovated bathrooms, each designed with high-end finishes and spa-like comfort. A brand-new tankless water heater with a recirculation system adds modern efficiency.

The finished basement includes a full bathroom and a colorful kitchenette, making it ideal for guests, recreation, or extended living space. Outdoor living is equally impressive. Step onto the multi-level Trex deck featuring a built-in Blaze natural gas grill with quartzite countertop, sleek Viewrail steel railing, and a 12-foot swim spa for relaxation or exercise.

The private floating dock, recently rebuilt with water and power, offers direct access to Lake Charles for canoeing, fishing, swimming, or simply relaxing while enjoying the peaceful surroundings and abundant wildlife. EZE stairs and stools make the lake accessible and enjoyable for all ages. Located just minutes from downtown Roswell, you can take a golf cart ride to enjoy the area's restaurants, shops, and festivals.

Don't miss your opportunity to own a truly special lakefront retreat in one of Roswell's most beautiful settings.

All 83 photos

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Description provided by 1% Lists Greater Atlanta and reproduced from the MLS; not independently verified.

Listing courtesy of 1% Lists Greater Atlanta · Listing agent: Scott Davenport · 404-905-1111Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $790,500 ($199/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,095,000
Bed / bath3 / 3.5
Living area3,958 sq ft
Year built1970
Property typeSingle Family Residence
GarageYes
MLS #10798884
Listing statuslisted Jul 15, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~1011 ft
CountyFulton
Area listings3 active · 0 under contract
Estimated first-year tax~$11,498/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$277
Estimated monthly payment$7,522
Insurance (illustrative)$5k–$10k/yr
Messtimate range$688,692 – $882,634
Comparable-sales median$790,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,522/mo
  • Principal & interest $5,970/mo 79%
  • Taxes $958/mo 13%
  • Insurance $594/mo 8%

$7,522/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$11,498/yr

Estimate: a typical Fulton effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$5k–$10k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~1011 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Fulton County, GA: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireVery Low
TornadoRelatively High
LightningVery High
Strong windRelatively High
HailRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Lake Charles Estates

Pricing & the Lake Charles Estates market

How this home is priced against recent nearby sales, and where Lake Charles Estates has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4274 Loch Highland Parkw…4274 Loch Highland Parkway: $172/sq ft$1722787 Hearthstone Circle2787 Hearthstone Circle: $174/sq ft$1743333 Trails End Road3333 Trails End Road: $181/sq ft$181450 Hembree Grove Ovrlk450 Hembree Grove Ovrlk: $217/sq ft$2178865 Buckhorn8865 Buckhorn: $223/sq ft$2234311 Summit Oaks Lane4311 Summit Oaks Lane: $238/sq ft$238This homeThis home: $277/sq ft$277Community median $199
Property timeline

This home’s history

  • 1970BuiltPer public record
  • About Jul 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jul 15, 2026)
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $1,095,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,095,0001% Lists Greater Atlanta · listed Jul 15, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

12/100
Strongest on: Market liquidity (35), Price vs area (0)
0 limited50100 exceptional

12/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $277/sq ft vs the community 12-month median $199/sq ft.
Affordability0
List price $1,095,000 vs the community median $790,500. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~9.0 months of supply (12-month record).

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.0 months of supply in the surrounding market and 111 days on market for this home, against a 39-day area median.Days on market:this home 111Area median:  39 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.

🟡 Asking $277 per square foot, about 39% above the community’s $199 median. Lake Charles Estates’s 12-month median sold price per square foot is $199. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 3 active listings in Lake Charles Estates, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by 1% Lists Greater Atlanta · MLS # 10798884

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Keep looking

Similar homes for sale near Lake Charles Estates

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Lake Charles Estates

Recently off market in Lake Charles Estates

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

In the area

Recent Lake Charles Estates news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Civic

Cobb sets 50 units per acre cap and bedroom-based counting for student housing

Cobb commissioners voted 3-2 to count density at student housing developments by bedroom, with two bedrooms equal to one dwelling unit, and to cap it at 50 units per acre, or about 100 bedrooms per acre. Such projects still need a special land use permit and a public hearing. Earlier drafts proposed 60 units per acre, and two commissioners sought 30.

Why it matters: A defined density ceiling gives developers of purpose-built student housing near Cobb campuses a clearer standard and affects how much of this housing type can be added per site. The site is about 10 miles southwest of Lake Charles Estates.

Marietta Daily Journal

Oct 2026 · Civic

Cobb commissioners allow accessory dwelling units and adopt data center standards

The Cobb Board of Commissioners voted 3-2 to allow accessory dwelling units by special land use permit, capped at 850 square feet and half the main home's floor area. The board also adopted a data center definition with 300-foot setbacks from residential, church and school property lines and noise limits of 65 decibels by day and 55 at night. The action follows a six-month data center moratorium that was extended in August.

Why it matters: Backyard units add a new, case-by-case path for small rental or multigenerational-use housing in Cobb, while the setback and noise rules shape where large data center campuses can locate relative to existing neighborhoods. The site is about 11 miles southwest of Lake Charles Estates.

Marietta Daily Journal

Oct 2026 · Retail Dining

Nordstrom Rack opens in former DSW space at Atlantic Station

Nordstrom Rack opened a roughly 28,000-square-foot store at Atlantic Station in the anchor space DSW held for over two decades. It is the chain's eighth Georgia store. Owner Hines has also hired Trademark Property Company for retail management and leasing, and no replacement for the closed Publix has been announced.

Why it matters: The opening fills a long-standing anchor space and adds an off-price shopping option within the district. The project is about 17 miles south of Lake Charles Estates, elsewhere in Fulton County.

Urbanize Atlanta

Oct 2026 · Retail Dining

Retail overhaul begins on Virginia-Highland's North Highland Avenue strip

Developer Third & Urban started work in October on the Atkins Park block, investing over $3 million in building and streetscape upgrades across three blocks. A largely vacant section at 780 North Highland Ave. will get an indoor-outdoor courtyard and new retail, with completion expected by spring 2027 and food and beverage tenants targeted. Existing businesses remain open during construction.

Why it matters: Renovated storefronts and a courtyard should add new dining and shopping options along a walkable commercial strip by spring 2027. The project is about 18 miles south of Lake Charles Estates, elsewhere in Fulton County.

Urbanize Atlanta

Go deeper

More on Lake Charles Estates

Go deeper on Lake Charles Estates

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Fulton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Roswell NorthAssigned elementary school · Fulton County School District
CrabappleAssigned middle school · Fulton County School District
RoswellAssigned high school · Fulton County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1085 Lake Charles Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1970 (56 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Fulton County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 3,958 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $11,498/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: November 3, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1085 Lake Charles Drive and when was it built?

Per the listing record, 1085 Lake Charles Drive was built in 1970 and has 3,958 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1085 Lake Charles Drive in?

1085 Lake Charles Drive is in Lake Charles Estates in Roswell, Fulton County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 1085 Lake Charles Drive estimated?

The estimate on this page (about $11,498 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 1085 Lake Charles Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.